Personal finance apps like Mint make it easy to see exactly how you're spending your money while tracking your savings progress. Even though Mint is an effective budgeting app, you may prefer a different budgeting style or set of features that make it easier to create a spending plan and monitor … [Read more...] about 10 Mint.com Alternatives: Top Picks to Manage Your Money
The “B” word can be intimidating, causing many people to resist learning how to make a budget until well into adulthood. But today, free tools and apps make budgeting for beginners and experts alike, easier.
Browse our list of the best ways to learn how to make a budget and stick to it. You’ll find freedom comes with knowing how to track your expenses and make smart spending decisions. Start today!
10 Proven Ways to Pay off Debt Faster This Year
We're a nation that loves debt. According to CNBC, the average American has $26,000 in debt (not including their mortgage). High-interest debt can be suffocating and prevent you from reaching your financial goals. If you're underwater, financial freedom feels like it will take too long to … [Read more...] about 10 Proven Ways to Pay off Debt Faster This Year
The 4 Gift Rule: What It Is and How to Use It This Christmas
Buying gifts for your kids can be a challenge. You want to give them presents they'll enjoy, but you don't want to overwhelm them or overspend. The average American spent roughly $1,000 on holiday shopping in 2020. Without a plan for what Christmas presents your children want, it's easy to … [Read more...] about The 4 Gift Rule: What It Is and How to Use It This Christmas
How to Save Money on A Tight Budget
It's easy to get caught in the trap of having no money left at the end of the month. I faced that situation for years while I was paying off debt. If you regularly encounter a similar situation, there is a way out. You can save money on a tight budget and pursue financial stability. The basics of … [Read more...] about How to Save Money on A Tight Budget
How Much Should You Save Each Month?
Saving money is an important part of financial stability. However, everyone is different and has unique long-term goals. Regardless of your situation, you may ask yourself, "how much money should I save each month?" The amount of cash you regularly save plays a significant role in helping you … [Read more...] about How Much Should You Save Each Month?
Chime Review: Fee-Free Banking (2022 Update)
Bank fees can be frustrating. Luckily, online banking platforms that offer free checking and savings accounts can help you avoid unwanted fees. Online-only institutions also typically offer free ATM access, fee-free overdrafts, and other features that make it easy to manage your money. If you … [Read more...] about Chime Review: Fee-Free Banking (2022 Update)
11 Best Online Dollar Stores with Sizzling Deals
Finding a good deal doesn't have to be difficult. Online dollar stores can make it easy to save money on regular purchases. While your local store may have many products to choose from, some dollar stores sell online-only items. If you are looking for online dollar store sites, our list has you … [Read more...] about 11 Best Online Dollar Stores with Sizzling Deals
Dave Ramsey’s Baby Steps: 7 Steps to Financial Freedom
Dave Ramsey is one of the most popular personal finance gurus. He offers books, courses, and programs like Financial Peace University. His Baby Steps plan furthers his mission to help people achieve financial freedom. You've likely heard of these seven baby steps, which are basic money principles … [Read more...] about Dave Ramsey’s Baby Steps: 7 Steps to Financial Freedom
How to Break the Paycheck-to-Paycheck Cycle
Before paying off debt, I frequently found myself wondering where all my money went. I was living paycheck-to-paycheck and had almost nothing left in my bank account at the end of the month. An empty bank account brings needless stress into your life. Fortunately, it is possible to stop spending … [Read more...] about How to Break the Paycheck-to-Paycheck Cycle
I Need Money Now: 25 Legit Ways to Get Money Today
Everyone has a moment in life when they need to get cash fast. An unexpected expense hits and you don’t have the cash to cover it. One moment everything is fine, then suddenly you find yourself saying, “I need money now!” Even though it's tempting to use a credit card or get a loan, that will … [Read more...] about I Need Money Now: 25 Legit Ways to Get Money Today
7 Best Bill Negotiation Services to Lower Your Bills
It often feels like our monthly bills are steadily increasing. We all want to save money, and bill negotiation services can help reduce your expenses. If you lack the time or hate negotiating, asking for a discount on your bills might not be high on your priority list. Luckily, these services do … [Read more...] about 7 Best Bill Negotiation Services to Lower Your Bills
Savology Review: Free Customized Financial Plans
Getting your finances in order can feel overwhelming, especially when you don’t know where to start. Thankfully, there are many personal finance tools and apps today to make managing your money easier than ever. Take financial planning, for instance. Having a personal financial plan used to be … [Read more...] about Savology Review: Free Customized Financial Plans
