Dave Ramsey is one of the most popular personal finance gurus. He offers books, courses, and programs like Financial Peace University. His Baby Steps plan furthers his mission to help people achieve financial freedom. You've likely heard of these seven baby steps, which are basic money principles … [Read more...] about Dave Ramsey’s Baby Steps: 7 Steps to Financial Freedom
The “B” word can be intimidating, causing many people to resist learning how to make a budget until well into adulthood. But today, free tools and apps make budgeting for beginners and experts alike, easier.
Browse our list of the best ways to learn how to make a budget and stick to it. You’ll find freedom comes with knowing how to track your expenses and make smart spending decisions. Start today!
Before paying off debt, I frequently found myself wondering where all my money went. I was living paycheck-to-paycheck and had almost nothing left in my bank account at the end of the month. An empty bank account brings needless stress into your life. Fortunately, it is possible to stop spending … [Read more...] about How to Break the Paycheck-to-Paycheck Cycle
Everyone has a moment in life when they need to get cash fast. An unexpected expense hits and you don’t have the cash to cover it. One moment everything is fine, then suddenly you find yourself saying, “I need money now!” Even though it's tempting to use a credit card or get a loan, that will … [Read more...] about I Need Money Now: 25 Legit Ways to Get Money Today
It often feels like our monthly bills are steadily increasing. We all want to save money, and bill negotiation services can help reduce your expenses. If you lack the time or hate negotiating, asking for a discount on your bills might not be high on your priority list. Luckily, these services do … [Read more...] about 7 Best Bill Negotiation Services to Lower Your Bills
Getting your finances in order can feel overwhelming, especially when you don’t know where to start. Thankfully, there are many personal finance tools and apps today to make managing your money easier than ever. Take financial planning, for instance. Having a personal financial plan used to be … [Read more...] about Savology Review: Free Customized Financial Plans
We're a nation that loves debt. According to CNBC, the average American has $26,000 in debt (not including their mortgage). High-interest debt can be suffocating and prevent you from reaching your financial goals. If you're underwater, financial freedom feels like it will take far too long to … [Read more...] about 9 Proven Ways to Pay off Debt Faster This Year
Saving money can be overwhelming. In fact, numerous reports indicate at least half of Americans have less than $1,000 in savings. For many people, the question of how to save money fast may seem impossible to answer. Thankfully, there are ways to reduce your expenses that require minimal effort. … [Read more...] about 47 Proven Ways to Save Money Fast This Year
Clipping coupons from the Sunday newspaper and redeeming digital coupons are popular ways to save money. Unfortunately, these strategies can be time-consuming. Thanks to coupon websites, you can find instant discounts on groceries and other items you need to purchase. If you want to save more … [Read more...] about 15 Best Coupon Sites to Save the Most Money in 2021
Finding a good deal doesn't have to be difficult. Online dollar stores can make it easy to save money on regular purchases. While your local store may have many products to choose from, some dollar stores sell online-only items. If you are looking for online dollar store sites, our list has you … [Read more...] about 11 Best Online Dollar Stores with Sizzling Deals
This is a sponsored post written by me on behalf of CIT Bank. All opinions are 100% mine. It’s no surprise that 2020 has been life changing for many people. Chances are you’ve been touched by the coronavirus pandemic in one way or another. Despite the fact that everyone is dealing with many of … [Read more...] about Why an Online Bank is the Perfect Solution During the Pandemic
When you're a new college graduate, money missteps can make or break your financial success. Following a budget template specifically designed for new grads is a great way to get and stay on the right track. Having a budget can help you predict upcoming expenses. You can also avoid living … [Read more...] about A Budget Template for New Grads: 10 Steps to Master Your Money
Budgeting is a critical part of reaching your financial goals. One thing budgeting teaches you is that you don't need to settle for paying expensive bills. Finding ways to lower your monthly bills can help you stop living in the paycheck-to-paycheck cycle. Thankfully, it's simple to save more … [Read more...] about 11 Simple Ways to Lower Your Monthly Bills and Save Money