Author Archives for John Schmoll

I'm the founder of Frugal Rules, a Dad, husband and veteran of the financial services industry. I'm passionate about helping people learn from my mistakes so that they can enjoy the freedom that comes from living frugally. I'm also a freelance writer, and regularly contribute to GoBankingRates, Investopedia, Lending Tree and more.

Frugality is Not Deprivation

Many confuse frugality with deprivation. They’re very opposite. Here’s how to live frugally, have balance and still have the things that matter to you.

Frugality gets a bad rap. We were visiting with family recently, and they view frugality as always being cheap and not spending money. At least, that’s how they labeled…