General Disclaimer


All information provided on Frugal Rules is intended for informational purposes only. The views expressed are personal opinions and should not be construed as financial advice for your specific situation. Please make sure to do your own research or find a trusted financial professional before making any financial decision on your own.

Neither Frugal Rules nor its owners make any representations as to the accuracy or suitability of the claims made here. Nor does Frugal Rules or its owners assume any liability in regard to financial results based on the use of information provided here.

Advertising & Sponsored Content


In accordance with FTC guidelines, the owner(s) of disclose that we may have a financial relationship with companies mentioned on may be compensated at times by third party companies that are mentioned either in advertisements, product reviews, or affiliate programs.

All information on Frugal Rules should be considered as information or entertainment. We provide our honest opinions, findings, beliefs, or experiences on the topics and products we review. The views and opinions expressed on are purely the authors’ own.

Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Frugal Rules is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

Display Ads

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies. No personally identifiable information is shared with the Website’s ad providers.

Retargeting Ads

From time to time, this Website may engage in remarketing efforts with third-party companies, such as Google, Facebook or Instagram in order to market the website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Sponsored Content Tracking Pixels

This Website may engage in sponsored campaigns with various influencer networks, brands and agencies. All sponsored content is duly disclosed in accordance with the FTC’s requirements. From time to time, these sponsored campaigns utilize tracking pixels (aka web beacons), which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by this Website is used in conjunction with these tracking pixels.

Information that you find on can change. While we do our best to make sure all information is up to date, we can not guarantee that all of the time. is not responsible for the content or claims of articles written by outside parties.

Privacy & Cookies


Here at Frugal Rules, we take your privacy very seriously. Any information that is collected is anonymous in nature and is only used to better understand how visitors are interacting with the site. This information is used solely to better improve the experience for the user and is a common practice by most websites.

The information used is general in nature covering such things as visit duration, pages viewed and web browser used.

When necessary, Frugal Rules uses cookies to store information about a visitor’s preference and history in order to better serve visitors and provide them with customized content. These cookies are optional and you can change your privacy settings in your browser’s settings to prevent the setting of cookies.

Already set cookies may be deleted at any time via an Internet browser or other software programs. This is popular in all Internet browsers. This could, however, result in a less desirable experience of

This Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services such as Google Analytics.

How your information may be used


We may use the information collected in the following ways:

  • To operate and maintain this Website
  • To send you promotional information, such as newsletters. Each email will provide information on how to unsubscribe or opt-out of future emails
  • To respond to your comments or inquiries
  • To track and measure advertising on this Website

Third-Party Websites


At times Frugal Rules will link to third party websites. Please note that our privacy policy does not extend to external third party sites. We make it a practice to link only to trusted sites, but we do not have knowledge of their security or privacy policies. Once your leave this blog, you may want to review the privacy policy of that specific site.

third-party use of personal information


We may share your information with third parties when you explicitly authorize us to share your information.

Additionally, this Website may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies. This Website currently uses the following third-party service providers:

  • Analytics reporting Google Analytics and/or AdThrive Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.
  • Newsletter via ConvertKit – this service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications. You may opt out of our newsletter at any time by clicking “unsubscribe” at the base of the email communication.

Anonymous Data


From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or other information collected from cookies.

Commenting Policy


On most posts, you’ll be able to add comments and join the conversation. Please know that we do reserve the right to remove or edit comments that are unsuitable in nature. This can include, but is not limited to: spam, vulgar language, or harassment.

When you do make a comment, we do ask that you input a name and an email address. The email address will not be published, but is meant solely to protect against spam. You may also submit a website url which would be shown in the comment for other visitors to see. Please do not put a keyword-rich link in the name field as it will only be removed.

If you create a user profile on the Website or leave a comment, certain information may be publicly visible.

If you have any additional questions in relation to privacy on Frugal Rules or comments in general, please email me.

These disclosures are effective from 11 September, 2012 and updated on 16 May, 2018.