9 Alternatives: Top Picks to Manage Your Money

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It can be difficult to manage multiple financial accounts. You may miss something or lack a complete picture of where you stand financially.

This is the problem seeks to resolve. When it was released in 2006, the money management app did a terrific job of helping people with their budgets.

Many people look for ways to manage their money. Mint continues to be a popular choice. However, there are other money management apps available that are great alternatives.

If you are looking for a budgeting app, we’ve put together a list of apps similar to Mint that are worth trying.

What is Mint?


Before we get into the alternatives to Mint, let’s talk about the money management app itself. The app is a budget tracker that helps manage your finances.

The platform helps people budget their income and expenses, remember what bills to pay, and pay off debt faster.

Just like with anything else, Mint has its pros and cons.



You can manage virtually everything financial in the Mint app. That includes debt, bills, and investments. Another pro is that you can check your credit score similar to how you would with a website like Credit Karma.

Other benefits include:

  • An easy to use dashboard
  • Notifications on both the app and website
  • Bank-level security

The Mint budgeting app is a helpful resource for managing your finances.



As with any app, Mint has its cons. Fortunately, there are only a couple. The goals section isn’t the simplest to use and can get tedious with updates.

Also, it’s easy for categories to get mixed up and put you in the “red” even though you’re under or right on budget.

Overall, Mint is a great budgeting app. It works for many people.

Best Mint Alternatives


There are several budget software programs that compete well against Here are a few of the top choices that also offer bank-level security.

1. Personal Capital


Personal Capital is an excellent free budget software option that is one of the top Mint alternatives. They also have a paid service that helps you learn which investment options are the best for you.

How It Works

Personal Capital works just like Mint. The service is free to use. After signing up, you enter your accounts, bills, expenses, and investments.

Then, you can use Personal Capital to check in on your monthly budget and track your net worth.

Pros and Cons

A benefit of this app is that it includes investments. It also allows you to budget and look at your daily expenses.

However, if you don’t like having to input all of your information and want a more automated app, Personal Capital may not be for you.

Where It’s Available

Personal Capital is available as a website. You can also download it as an app for both Apple and Android phones. Again, it’s completely free unless you opt for the paid service

You can read our review of Personal Capital to learn more.

Personal Capital - track your net worth for free!
Cost: No cost

Excellent free budgeting software and one of the top alternatives to Mint. Keep on track of your monthly budget.

Sign Up

personal capital logo


2. Tiller Money


Do you love spreadsheets? If so, Tiller Money is the best budgeting app option for you.

How It Works

Tiller helps you manage your finances by putting all of your info in a Google Sheet. When you first sign up, you’ll connect your checking and savings accounts. Tiller will then import information into your very first sheet.

The longer you use Tiller, the more detailed your sheets will become. Everything is automatic. You only have to connect your accounts once.

Pros and Cons

The best part about Tiller Money is that it syncs your daily transactions into Google Sheets. Everything is done for you, which makes budgeting super easy.

However, it doesn’t track bill paying, investments, or your credit score.

Where It’s Available

You can try Tiller for free for 30 days. After that, the service is $79 per year.

As of right now, you cannot access Tiller via an app. It is only web-based.

Tiller - manage your finances easily
Cost: $79/year

Enjoy a 30-day free trial when you sign up with Tiller. Automatically get your daily transactions synched into a Google Sheet.

Sign Up

Tiller logo


3. MoneyPatrol


MoneyPatrol is one of the best web-based alternatives that helps you make better financial decisions.

What sets this budgeting tool apart from others is that it is highly intuitive. MoneyPatrol alerts you with notifications or text insights on what you could be doing better.

How It Works

The website supports a ton of different accounts. These include checking accounts, savings accounts, and even gift cards.

You’ll receive alerts about money coming in, money going out, how your accounts are looking, and your spending patterns.

Pros and Cons

MoneyPatrol is good if you love being super involved with your budget or you’re a budgeting newbie. It’s easy to use and sends texts and emails to alert you.

This website isn’t for you if you prefer a more hands-off budgeting style. You’ll get a lot of alerts, which could be a downside for some people.

Where It’s Available

While MoneyPatrol doesn’t have an app yet, they are in the process of creating both an Android and Apple app.

You’ll receive a 15-day free trial when you first sign up. After that, it’s $7 per month or $59.99 per year.

4. PocketSmith


Do you prefer a calendar-based approach? If so, PocketSmith might be a good budgeting app for you.

How It Works

PocketSmith follows an “event-based” budgeting technique. The platform tracks both your recurring and one-time expenses. Then, it creates a personal calendar just for you.

PocketSmith is an awesome choice for people who have multiple streams of income, like:

  • Those who work full-time and have multiple side hustles
  • Airbnb owners
  • Partners who budget together

This makes PocketSmith one of the more unique apps similar to Mint.

Pros and Cons

The biggest pro with PocketSmith is that you can use their free version. This has most of the features their paid versions do. They also have a cool “forecasting” feature that lets you see your future budget months in advance.

However, things can easily get messy in PocketSmith. The platform doesn’t organize your transactions as easily as some other apps.

Where It’s Available

PocketSmith offers a few plans, including a free plan. Their premium plan starts at $9.95 per month. They also have a Super plan for $19.95 per month if you have more than ten accounts that you want to track.

The app is available for both Apple and Android phones.

5. CountAbout


CountAbout is the only website that allows you to import your financial data from both Quicken and Mint. This is helpful if you love those apps but want an all in one tool.

How It Works

CountAbout is a web-based financial platform. Just like with, you can automatically import expenses and income, budget, and get financial reports.

Pros and Cons

CountAbout shines with its small business capabilities. You can:

  • Invoice
  • Attach and reconcile receipts
  • Customize your accounts and what they’re used for

If you’re a freelancer or small business owner who is trying to juggle your income and expenses, this could be the app for you.

However, there are some cons. The user interface isn’t as fancy as some other apps. If that’s a deal-breaker, this may not be the best option for you.

There’s also no dashboard, so you won’t see all of your info on one specific page.

Where It’s Available

The app isn’t free, but it is affordable. It costs $9.99 per year for the basic plan. If you want to include automatic imports, it costs $39.99 per year.

CountAbout has apps for both Apple and Android phones if you like budgeting on the go.

6. Quicken


Many people have heard about Quicken because it is one of the original budgeting apps. But will it work for you?

How It Works

Quicken is a website and app that allows you to budget by linking your accounts, loans, and credit cards. You can also manage your investment accounts.

It’s an all-in-one platform that allows you to see where your money is coming from and where it’s going. You can also see your retirement plans.

Pros and Cons

Quicken has quite a few pros. These include bill pay through the app, tracking your loans and investments, and checking your credit score.

The app is super simple to use. Even if you aren’t tech-savvy, it makes everything clear.

There aren’t many cons with Quicken. Some people online have complained that the subscription-based service is annoying and can be expensive.

Where It’s Available

There is no discount or free option for the Quicken app. Plans start at $34.99 per year for the basic service. If you want to pay your bills through the app, it costs $74.99 per year.

You can access the website or app online via Android or Apple. You can even use your tablet.

Quicken - link accounts, loans and credit cards
Cost: $34.99 (basic) or 74.99 (bill pay inc.)  per year

See where your money is coming and going in one easy place with Quicken. See your retirement plans, too.

Sign Up

Quicken logo




You Need A Budget (YNAB) is for the budgeting enthusiast. If you really love budgeting, keep reading.

How It Works

YNAB follows a different approach than most Mint alternatives. As far as I know, they are the only website that budgets your money per month ahead.

Before you spend a single dollar in your account, YNAB has you assign a job to every dollar. This is to help you plan ahead and avoid living paycheck-to-paycheck.

Pros and Cons

The best part about YNAB is that they have amazing customer service. When I sent them an email with a question about their service, they emailed me back within two hours.

If you’re just starting with the app, you don’t have to do it alone. YNAB will be there to help.

There is a learning curve with YNAB because their goal is to get your budget planned one month ahead. For some people, this is a downside.

It can also be difficult for you to budget every single dollar, which is a huge component of YNAB.

If you’re a budget newbie or want a more flexible plan, YNAB is not for you.

Where It’s Available

YNAB is available on the web, Android and Apple apps, Apple Watch, and Amazon Alexa.

It costs $11.99 per month or $84 per year, but you can get a discount if you’re a student. You can also try it free for 34 days.

8. Mvelopes


Want to try out the cash budgeting option but hate the idea of carrying a bunch of cash? Mvelopes may be the solution for you.

How It Works

Mvelopes works just like it sounds. Once you sign up, you receive “envelopes” that you can use to budget your money and monthly expenses.

It works just like other Mint alternatives, but you see your money disappear from the digital envelopes just like you would if you were using cash. This is helpful if you find yourself overspending in certain categories.

Pros and Cons

Mvelopes has some pros and cons, just like any other software. Pros include the ability to auto-import your transactions and access debt reduction plans.

You can also see where your money is going, which can help keep you from overspending.

There are cons as well. The app isn’t free to use. Plans start at $6 per month. Also, Mvelopes is not a comprehensive budgeting toolYou can’t track investments or bill payment.

Mvelopes is a good service to use if you like the idea of having digital envelopes to manage your cash flow.

Where It’s Available

You can find Mvelopes online or through the Apple and Android app stores. They have three different plans. The cheapest starts at just $6 per month.

The app also has the longest trial period at 60 days.

9. Goodbudget


Do you like the virtual envelope idea? Would you prefer not to pay for an app? Then Goodbudget is a great option.

How It Works

Goodbudget is another envelope app, just like Mvelopes. If you’re a visual person and love seeing where your money is going, this is a good option for you.

This app is also helpful because it encourages you to save your money. This can ensure you are prepared for emergencies or unplanned expenses. They have a specific envelope just for savings, so you can watch it grow each month.

Pros and Cons

Like other Mint alternatives, a big pro with Goodbudget is that you can use the app for free. It’s also super easy to use. The dashboard is beautiful and shows you everything you need to know right when you log in.

You can quickly see how much money you have left for the month, what you’ve paid off in debt, and more.

However, Goodbudget has a few cons. The free version only gives you ten envelopes. This makes it hard to manage if you have more than ten types of expenses.

It also doesn’t automatically import your data. You’ll have to track all of your spending yourself.

Where It’s Available

Goodbudget has a website. It also has Apple and Android apps.

They have a free plan that you can use indefinitely if you need ten envelopes or less. Otherwise, you can pay $7 per month for their premium and unlimited envelope version.



No matter how you like to budget your money, there is an app that can help. While works for many people, not everyone budgets or manages money the same way. That’s why it’s called personal finance.

The great thing about these Mint alternatives is that they have free versions or free trials. Feel free to try all of them to see which is the best financial fit for you.


What do you use to manage your money each month? How much are you willing to spend to stay on budget?


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Kim Suazo

Kim is an online business manager and freelance writer that focuses on personal finance, productivity, and running an online business as a mom and entrepreneur. She shares tips and tricks to help women work less on their business while scaling their income on her blog,

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