7 Legit Ways to Supplement Income: You Can Make Extra Money Today!

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Looking for ways to supplement income? Here are 7 legit ways to make residual income you can use to pad your budget and accomplish your financial goals.

One of the best opportunities to change your financial situation is to find ways to supplement income. Whether you’re trying to pay off debt, save more money for retirement, or save for your next vacation, supplementing your income gives you the power to reach those goals.

When you need to supplement your income, you have to be strategic and use your time wisely. Not every money making opportunity is worth the time and effort required to make additional cash. Working a minimum wage job isn’t going to earn you a significant amount of income fast.

If you need to make extra money today, this post will help you find ways to supplement income and improve your financial life.

You Can Supplement Income Today in Many Ways


Many people believe it’s difficult to make extra money. It’s common to think you need specialized skills to earn extra cash, so many hold themselves back from pursuing supplemental income.

Don’t let that fear hold you back! There are plenty of ways to supplement your income you can try today. Often, the simplest way is to ask for a raise at your full-time job.

The worst your boss can say is “no” but they might say “yes.” When asking for a raise, make sure you have a good argument and examples for why you think you deserve it. You want to show your quantifiable value to your team.

Asking for a raise is not the only way to make extra income, it’s just the tip of the iceberg. Here are seven legit ways you can supplement income, most of which you can start today.

1. Working in a Restaurant or Deliver Meals


The food industry is a tough industry to be in but the best part about it is the tips.

If you are an exceptional waiter or waitress, you can earn far more than minimum wage every hour. You can even work at Starbucks starting at 5:00 in the morning.

My husband used to do that and the tips left in the tip jar enabled him to earn $11 or $12 an hour instead of $8.

Dave Ramsey, the popular financial expert, always recommends delivering pizzas as one of the top side hustles. He recommends this to supplement your income because you can do it in the evenings after work and pocket any tips you earn along the way.

Another choice for delivering food is Postmates , and they give you the freedom to deliver food from multiple restaurants.

DoorDash is another good option and they even allow you to deliver meals via bike, motorcycle, or scooter in some cities.

Is delivering meals or working in a restaurant on the side easy? No. However, most grocery delivery jobs offer a terrific way to supplement income.

2. Babysitting


If you’re telling yourself “I need money now,” babysitting is one of the best ways to supplement your income. It’s not often you can find a side job that pays well above minimum wage and babysitting does. If this sounds like a good option for you, getting certified in CPR or completing coursework means you can ask for a higher hourly rate, too.

Last week, I hired a college student to watch my son for a few hours in the morning while my husband and I took our daughter to the hospital have her tonsils removed. He arrived at my house at 6:30 in the morning and played with my son, watched TV, and in general had a good time.

When he left, we owed him $50. That’s a large amount of money to earn before 11:00 AM if you’re only 18 years old.

Getting referrals is a great way to earn more money as a babysitter. You can ask clients for other families they might know who have a need.

You can also use a service like that lets you set up a profile, find clients, and get reviews from previous clients.

3. Monetize Your Down time


How much time do you spend watching TV at night? Maybe you spend a lot of time on the train or bus to work. You can use that down time to supplement your income. The best way to do that is through taking surveys online.

Surveys will not make you rich but you can use them to add several hundred dollars to your budget each month. Here are some of our favorite survey sites that pay cash:

Survey Junkie: This is our favorite survey site. They pay you cash straight to PayPal or let you redeem rewards for Amazon gift cards

Pinecone Research: This site pays $3 per survey and you can choose between Amazon Gift Card or virtual Mastercard for payment. However, if you’ve joined Pinecone in the last 30 days, your first redemption must be by bank transfer to verify your rewards account. They also pay to do product testing

Opinion Outpost: One of the top survey sites and they have quarterly $10,000 prize drawings

InboxDollars: Earn money for taking surveys, watching TV or making purchases online. Get $5 just for signing up

Surveys will not replace your income but they can be a good way to make money in your spare time.

4. Rent out a Room


Supplemental income is great but if you can find a way to make passive income (income that requires little work), that’s even better. One of the best passive income ideas is real estate. You might think you can’t afford to invest in real estate.

Even if you can’t invest in real estate, the house you’re living in right now provides one of the best ways to supplement income.

You can rent out a room, or even your house if you travel frequently, through Airbnb to make extra money. According to Priceonomics, people renting properties through Airbnb earn an average of $900 per month.

Your income will vary but it may be worth pursuing if you have a spare room. Remember there will be upkeep and to check with your landlord if you rent or homeowners association and homeowners insurance if you own your home.

Assuming you can, renting your property can be a great way to create residual income with little effort. Check out our Airbnb host checklist guide to learn what you can do to prepare your property and maximize earnings.

5. Get Rid of Your Stuff


How much clutter and old electronics do you have sitting around your house? If you have items you no longer use, you can sell those items to bring in supplemental income.

*Related: Looking for a unique earning opportunity? Read our guide on the best apps that pay you to workout to learn how to make money by staying fit.*

Like online surveys, this won’t make you rich but it can be a nice way to bring in several hundred dollars, or more, depending on the items you’re selling. You can sell larger items through Craigslist or your local Facebook marketplace.

If you have items sitting around the house, here are some sites you can use to sell old electronics for cash:

  • Decluttr – Apple and Android products, Blackberry and other phones plus textbooks, CDs and DVDs
  • Gazelle – Apple and Android products, plus Blackberry and other phones

Each site has their own requirements so make sure to compare them before selling as you might get more from one service than another.

6. Become a driver


Driving for a ridesharing service like Lyftis a great way to supplement your income and it requires no specialized skill. If you like meeting new people and want the flexibility of creating your own schedule, this can be a good way to make extra money on the side.

Lyft does have some requirements before you can start driving for their service. Here are their basic requirements:

  • A valid driver’s license
  • Auto insurance that’s current and paid
  • A clean driving record
  • You must submit to a background check

You might also need newer car but that depends on your city and state’s requirements.

Lyft is currently offering a $1,000 earnings guarantee in your first 30 days. You just need 125 rides in the first 30 days to reach the guarantee.

If you have free time on evenings or weekends, driving for a rideshare service is a good way to bring in some additional income. This provides an excellent opportunity to make money without a job, or supplement your income.

Looking for ways to supplement income? Here are 7 legit ways to make residual income you can use to pad your budget and accomplish your financial goals.

7. Starting an Online Business


This is the route I took when I wanted to supplement my income. I started as a freelance writer making only a few dollars a post and eventually, I left my 9-5 job teaching at a university to write full-time.

*Related: Looking for other income opportunities? Check out our guide on ways to make money at home to supplement your income.*

Along the way, I also grew my personal blog to produce an income which also helped supplement my income. Keep in mind that growing an income-generating blog takes a long time but if you are a graphic designer, writer, coder, or copywriter, you can start earning money immediately.

If you want to start a blog, check out our guide on how to start a blog.

To find work, search job forums and on places like Upwork. You can also start by posting the work you’re offering on your Facebook page just to see if anyone needs help with tasks like building a website or creating a new business logo.

You can also start and run your own e-commerce store to supplement your income. All you need is a computer, and you can work from the comfort of your home.

You can use Shopify to set up and run your e-commerce store. They help you set up a virtual storefront and manage the administrative tasks of running it.

Thanks to drop shipping you don’t even need to hold the products yourself. When a customer buys a product, you buy it from the wholesaler and Shopify ships it to the customer for you.

Starting an online business is probably the most lucrative way to supplement your income you’ll find on this list. However, it is also the most time intensive. You have to be persistent when it comes to finding work, generating leads, and seeking out the best clients.

If you want to supplement your income, try finding work that pays well above minimum wage. You want to maximize your time and make every hour count so that you can reach your financial goals.


What have you done to supplement income on the side? Are there some residual income ideas you’ve seen be successful? What excuses have you heard from others as to why they can’t make extra income?

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Catherine Alford is the go to personal finance expert for parents who want to better their finances and take on a more active financial role in their families.

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