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Avoid Regrets: 10 Pieces of Advice You Wish You Could Go Back And Give Yourself in Your 30s

Written By John Schmoll
November 18, 2023

Most people believe they're indestructible when they're young. Years pass by and we learn that we are indeed mortal, and we wish we could go back and share wisdom with our younger selves. In a recent online conversation, people shared things they wished they could share with themselves when they … [Read more...] about Avoid Regrets: 10 Pieces of Advice You Wish You Could Go Back And Give Yourself in Your 30s

The Art of Alienation: 10 Rude Phrases to Avoid Using If You Want People to Like You

Written By Nicole Schmoll
November 18, 2023

We all say the wrong thing from time to time. Sometimes it may be an innocent mistake, where other times it's plain ignorance. Worse yet, some phrases truly make us out to be jerks. We obviously want to avoid using those sayings, if possible. In an online forum, commenters shared thoughtless phrases … [Read more...] about The Art of Alienation: 10 Rude Phrases to Avoid Using If You Want People to Like You

The Silent Struggle: 12 Shocking Signs You’re Broke and Need Assistance

Written By John Schmoll
November 18, 2023

We all face times where cash is short, but being near broke isn't fun. It's one thing if it's a one-time thing. However, when you regularly face financial struggles it gets much worse. In an online forum people shared signs that you may be broke and need help. Here are 12 of their top … [Read more...] about The Silent Struggle: 12 Shocking Signs You’re Broke and Need Assistance

Why You’re Not a Millionaire: 10 Things Rich People Do Differently Than Everyone Else

Written By John Schmoll
November 18, 2023

Being a millionaire brings with it a sense of achievement. Relatively, it shows you have means but it also shows that you're committed to achieving milestones. In a recent online conversation, people discussed things wealthy people do differently than the rest of us. Here are ten of their top … [Read more...] about Why You’re Not a Millionaire: 10 Things Rich People Do Differently Than Everyone Else

Caught in the Act: 11 Thoughtless Things We Secretly Judge Others For

Written By John Schmoll
November 17, 2023

No one is without blame. We all make mistakes that communicate we don't know what we're doing or lack empathy. And, like it or not, others will judge us for our missteps. In an online forum, commenters discussed things they immediately judge people for. These are 11 of their most common … [Read more...] about Caught in the Act: 11 Thoughtless Things We Secretly Judge Others For

The Fall from Grace: 10 Celebrities Who Crashed and Burned in the Last 5 Years

Written By John Schmoll
November 17, 2023

Whether they like it or not, celebrities from all walks of life are under the spotlight. The good things show, but the negatives shine brighter. This ranges from Hollywood celebs to politicians. In a recent online conversation, people discussed celebrities who have had the worst downfalls over … [Read more...] about The Fall from Grace: 10 Celebrities Who Crashed and Burned in the Last 5 Years

Unexpected Allies: 12 Things That Bring Boomers and Millennials Together

Written By Nicole Schmoll
November 17, 2023

Generations often clash on views. That's especially the case when comparing boomers and millennials. They often disagree, with each blaming for the for many of their ills. However, in some case they find areas where they adamantly agree with each other. In a recent online conversation, boomers and … [Read more...] about Unexpected Allies: 12 Things That Bring Boomers and Millennials Together

Questioning Faith: 11 Honest Reasons Why People Are Leaving Religion in Droves

Written By John Schmoll
November 17, 2023

Despite our origins, Americans are leaving religion in record numbers. Reports show that those who refer to themselves as "none" when being asked about what religion they are sits at roughly 30 percent. Furthermore, increased numbers are switching religions. In a recent online conversation, … [Read more...] about Questioning Faith: 11 Honest Reasons Why People Are Leaving Religion in Droves

From Icons to Iffy: The Top 10 Bands Nobody Agrees On

Written By John Schmoll
November 17, 2023

To some extent, we're all music lovers. We all have bands, or singers we enjoy following and will consume all of their music. As makes sense, not all popular bands are beloved by everyone. In fact, they can be divisive. In an online forum, music lovers commented on bands and singers they really … [Read more...] about From Icons to Iffy: The Top 10 Bands Nobody Agrees On

Thrifty, Not Stingy: 12 Easy Ways to Save That Don’t Require You to Be a Cheapskate

Written By John Schmoll
November 17, 2023

A lot of people believe that you need to be a cheapskate to save money. They envision being frugal as reusing dental floss or some other outlandish practice. That's simply not the case. Here are 12 simple ways to rack up the savings without living like a cheapskate. Shop Second Hand Shopping … [Read more...] about Thrifty, Not Stingy: 12 Easy Ways to Save That Don’t Require You to Be a Cheapskate

Broke No More: 13 Weekend Side Hustles That Can Help You Earn More Cash

Written By John Schmoll
November 16, 2023

One of the common reasons people give for being short on cash is they feel they don't have time to pursue side hustle ideas is they don't have time. If that's you, and you only have a 9-5 day job, there's plenty of time on the weekends you could use to earn cash. Best of all, it shouldn't impact … [Read more...] about Broke No More: 13 Weekend Side Hustles That Can Help You Earn More Cash

Behind the Curtain: 11 Things You May Not Realize Trump Did During His Presidency

Written By John Schmoll
November 16, 2023

Love him or hate him, the 45th President did his fair share of things while in the Oval Office. Despite what the media might have you believe, some of his actions were relatively good. On the other hand, some were outlandishly bad. Here are 11 things you may not realize Donald Trump did while as … [Read more...] about Behind the Curtain: 11 Things You May Not Realize Trump Did During His Presidency

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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