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9 Best Alternatives to Bankruptcy: Kill Debt for Good!

Written By John Schmoll
July 15, 2026

Filing for bankruptcy is usually the last resort for someone to get relief from financial difficulties. If you are dealing with excessive debt, you might be considering this solution. Every situation is different. It may be best for you to file chapter 7 or chapter 13 to relieve your financial … [Read more...] about 9 Best Alternatives to Bankruptcy: Kill Debt for Good!

8 Best Cheap Passport Photos Near You in 2026

Written By Kim Suazo
July 14, 2026

Getting a passport is already expensive. Paying nearly $20 for two small photos can feel like one more unnecessary charge, especially when several people in your family need passports at the same time. The good news is that you have options. You can have a passport photo taken at a nearby … [Read more...] about 8 Best Cheap Passport Photos Near You in 2026

9 Best YNAB Alternatives in 2026: Cheaper and Free Budget Apps

Written By John Schmoll
July 13, 2026

YNAB is one of the best-known budgeting apps for a reason. It gives every dollar a job, encourages you to plan ahead, and forces you to pay attention to where your money is going. However, it isn’t the right budgeting tool for everyone. The service costs $109 per year or $14.99 per month. Some … [Read more...] about 9 Best YNAB Alternatives in 2026: Cheaper and Free Budget Apps

6 Best Budget Pickleball Paddles in 2026

Written By David Tej
July 12, 2026

I now have just over 100 pickleball paddles, and as someone who is frugal, I am always looking for the best budget pickleball paddles for your buck. That said, I don't just want a cheap paddle, but I want a paddle that plays really good at a low price, thus saving money. It's all about the best … [Read more...] about 6 Best Budget Pickleball Paddles in 2026

23 Best Places to Get Keys Made Near Me in 2026

Written By Nicole Schmoll
June 29, 2026

I have a 2007 Honda Pilot, and my car keys weren't working in the only door on the car that takes a key. So, I immediately tried to get my keys made at a Lowes. Fail, Lowes doesn't make car keys in 2026. So, who makes keys near you? Thankfully, a quick internet search helped me find where I could … [Read more...] about 23 Best Places to Get Keys Made Near Me in 2026

How to Get Free Google Play Points

Written By Choncé Maddox
May 6, 2024

If you're an avid Android user, you're likely familiar with the Google Play Store. The store lets you buy movies, ebooks, and games. Thankfully, it's possible to save money on these purchases. There are numerous platforms that let you earn Google Play credits for free. This guide shares the … [Read more...] about How to Get Free Google Play Points

InboxDollars Review: Is It a Scam or Legit?

Written By Josh Patoka
May 5, 2024

Earning cash in your spare time is a great way to get extra spending money or grow your savings. Better yet, you don't need many skills to get started. InboxDollars is a fantastic way to make money online or from your phone. The site provides a variety of ways to earn rewards by completing short … [Read more...] about InboxDollars Review: Is It a Scam or Legit?

YNAB vs. EveryDollar: Which is the Best Budgeting App?

Written By Josh Patoka
May 4, 2024

Budgeting helps you spend less than you earn and set aside cash for upcoming goals. An easy-to-use budgeting app like You Need a Budget (YNAB) or EveryDollar can provide the confidence you need to reach your spending and saving goals. There are many similarities between both apps, including bank … [Read more...] about YNAB vs. EveryDollar: Which is the Best Budgeting App?

Mint Mobile Review: Get Cell Service Under $25 Per Month

Written By John Schmoll
May 3, 2024

You might use your phone for almost everything, so having an affordable plan is vital. Prepaid carriers like Mint Mobile are a terrific way to save money on your monthly cell phone service without sacrificing reliability. But should you choose this budget-friendly phone service? This Mint … [Read more...] about Mint Mobile Review: Get Cell Service Under $25 Per Month

Swagbucks Review: How Does it Work and is it Worth it?

Written By Choncé Maddox
May 2, 2024

Most people love the idea of earning extra money. Swagbucks is one solution for making money from your phone by completing short tasks in your free time. While there are many ways to make extra money, Swagbucks is one of the most popular side hustle apps. This review will cover how the platform … [Read more...] about Swagbucks Review: How Does it Work and is it Worth it?

Rocket Money Review: Does it Really Save You Money?

Written By Josh Patoka
May 1, 2024

Staying on top of your bills is essential if you want to improve your finances. Rocket Money can track your due dates and monitor how you spend your money so you can avoid unexpected expenses. The app can also help you cancel unwanted subscriptions, make a budget, and provide personalized … [Read more...] about Rocket Money Review: Does it Really Save You Money?

9 Best Places to Buy Discount Shoes Online

Written By Kim Suazo
April 30, 2024

Having a growing family can drain your budget, especially if you need to purchase new clothes and shoes frequently. If it seems like you or your children constantly need a new item, saving money can be difficult. Thankfully, the internet makes it easier to cut costs without sacrificing quality, … [Read more...] about 9 Best Places to Buy Discount Shoes Online

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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