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Frugal Rules

Freedom Through Frugality

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Is the Stock Market Open Today? Full List of Holidays

Written By John Schmoll
January 15, 2023

As a former stockbroker I still forget when exchanges are open. They don't always follow bank holidays, so it's easy to get confused about whether or not the stock market is open for business. Read our guide to see if the stock market is open today, and find out when it's closed for … [Read more...] about Is the Stock Market Open Today? Full List of Holidays

When Will I Get My Tax Refund? IRS Tax Refund Calendar 2023

Written By John Schmoll
January 13, 2023

Like it or not, tax season is upon us. If you’re anticipating a refund for the 2022 tax year, you likely are wondering when you'll receive it. Thanks to e-file choices, the answer to "when will I get my tax refund?" is easy to figure out. Regardless if you plan to file early or later in the … [Read more...] about When Will I Get My Tax Refund? IRS Tax Refund Calendar 2023

21 Best Passive Income Ideas To Make Money While You Sleep

Written By John Schmoll
January 13, 2023

As a stockbroker, I saw people use many ways to build wealth. Some chased penny stocks, while others diversified their portfolio of investments. The people who stuck out followed Warren Buffett's philosophy of making money while you sleep. That is the idea of passive income. This is income you … [Read more...] about 21 Best Passive Income Ideas To Make Money While You Sleep

How to Create a Budget: Budgeting 101

Written By John Schmoll
January 9, 2023

I remember sitting in the credit counselor's office like it was yesterday. I had $50,000 in debt and no idea where my money was going every month. Her suggestion was like a foreign language to me, but she said it was the only solution to reach financial success. She told me to make a … [Read more...] about How to Create a Budget: Budgeting 101

Upside App Review: Is the Gas App Worth It?

Written By John Schmoll
January 6, 2023

If you’re like most people, you’ve been feeling the pain at the pump. Spending money on gas is never fun, but it’s a necessity for many facets of life.  Thankfully, there are ways to save money on gas. One new option to save on fuel costs is the Upside app. This cash back app lets you earn … [Read more...] about Upside App Review: Is the Gas App Worth It?

10 Proven Ways to Pay off Debt Faster This Year

Written By John Schmoll
January 4, 2023

According to CNBC, the average American has $24,000 in debt (not including their mortgage). Unfortunately, high interest credit card debt and pricey car loans can prevent you from reaching your financial goals. If you're underwater, financial freedom feels like it will take too long to achieve. … [Read more...] about 10 Proven Ways to Pay off Debt Faster This Year

35 Simple Ways To Save Money Every Month

Written By John Schmoll
January 2, 2023

Financial struggles are an inevitable part of life. Finding ways to save money each month can help you get through times when cash is tight. Thankfully, there are relatively easy ways to lower your monthly expenses that can add hundreds of dollars to your budget. If you want to decrease your … [Read more...] about 35 Simple Ways To Save Money Every Month

13 Best Free Streaming Services in 2023

Written By Nicole Schmoll
December 28, 2022

Free streaming services are exploding in popularity. They let you reduce your entertainment budget without sacrificing quality content. If you want to cut the cord on cable, free TV streaming sites may even help you avoid live TV streaming services to increase your savings. We've … [Read more...] about 13 Best Free Streaming Services in 2023

How to Get Free Money Fast: 17 Ways to Get Free Cash

Written By John Schmoll
December 21, 2022

Earning free money online usually sounds a bit scammy, but it's not. In fact, there are numerous legitimate ways to get free cash. Opportunities to make money without an actual job range from getting a bonus from a cash back app to donating plasma. You won't get rich quickly, but many of … [Read more...] about How to Get Free Money Fast: 17 Ways to Get Free Cash

Best Places to Open a Roth IRA in 2023

Written By John Schmoll
December 19, 2022

A Roth IRA is an excellent tool to use when planning for the future. Unfortunately, finding the best place to open a Roth IRA can be overwhelming because many companies offer retirement accounts. We've researched the best Roth IRA providers in terms of investment fees, options, and platform … [Read more...] about Best Places to Open a Roth IRA in 2023

Best Paleo Meal Delivery Services: Which Clean Eating Meal Kit Is Right for You?

Written By SaVanna Shoemaker
December 14, 2022

The paleo diet is based on whole foods and limits grains, gluten, dairy, legumes, and refined ingredients. While it offers numerous health benefits, its restrictions limit your options for convenient meals. Fortunately, there are several paleo meal delivery services that offer high-quality … [Read more...] about Best Paleo Meal Delivery Services: Which Clean Eating Meal Kit Is Right for You?

Bally Sports+ Review: Is the Sports Streaming Service Worth it?

Written By Nicole Schmoll
December 12, 2022

Bally Sports+ is an app that cord-cutters can use to stream live sports without cable.  We tested the Sinclair Broadcasting-owned streaming service extensively to determine whether or not it is a good option for sports fans to catch live broadcasts of local sporting events. What is Bally … [Read more...] about Bally Sports+ Review: Is the Sports Streaming Service Worth it?

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