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Frugal Rules

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Freedom Through Frugality

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Blog

Spruce Review: Is the Fee-Free Mobile Banking App Worth it?

Written By Sarah Sharkey
April 23, 2024

Most banks aren’t designed to help you manage your funds efficiently. In fact, many bank accounts have multiple  fees that can eat away at your savings.  The reality is that managing your money effectively and avoiding unnecessary costs can help you reach your financial goals faster. If … [Read more...] about Spruce Review: Is the Fee-Free Mobile Banking App Worth it?

9 Ways to Get Paid Today

Written By John Schmoll
April 22, 2024

We’ve all been there. An emergency arises, and you need to make some fast cash. Regardless of whether your car needs an expensive repair or rent is due, you need to earn cash quickly. Thanks to the side gig economy it's much simpler to earn extra funds. Our guide shares the top ways to get paid … [Read more...] about 9 Ways to Get Paid Today

Credit Builder Loans: Can They Help Improve Your Credit Score?

Written By Kim Suazo
April 21, 2024

A solid credit history is vital to accomplishing many goals. Whether you want to move into a new home or buy a new car, good credit is necessary. Unfortunately, if you’ve made some mistakes in the past and need to rebuild or improve your credit, that takes time.  However, if you’re struggling … [Read more...] about Credit Builder Loans: Can They Help Improve Your Credit Score?

Mint Mobile vs. Visible: Which Low-Cost Phone Carrier Should You Pick?

Written By John Schmoll
April 20, 2024

Mint Mobile and Visible Wireless are two of the most popular prepaid cell phone plans. With these providers, you don’t need to pay exorbitant costs to a phone company or be in a contract.  Both services offer unlimited data for significantly less than you will find with legacy carriers. If … [Read more...] about Mint Mobile vs. Visible: Which Low-Cost Phone Carrier Should You Pick?

13 Legit Ways to Earn Free PayPal Money

Written By John Schmoll
April 19, 2024

With the prominence of online scams, free cash often sounds too good to be true. However, there are ways to earn free PayPal money to make ends meet. Various legitimate sites let you earn money by completing simple tasks. These platforms distribute earnings via PayPal, gift cards, and … [Read more...] about 13 Legit Ways to Earn Free PayPal Money

6 Best Alternatives to Personal Capital

Written By Josh Patoka
April 18, 2024

Budgeting and money management apps are excellent tools to help you stay on top of your finances. Many people like Personal Capital, now Empower since it offers free personal finance tools to monitor your spending, net worth, and investments. However, there are several Personal Capital … [Read more...] about 6 Best Alternatives to Personal Capital

Frndly TV Review: Is the Live TV Streaming Service Worth it?

Written By Nicole Schmoll
April 17, 2024

Finding a budget-friendly cable alternative is something many cord-cutters struggle with. Thankfully, there are choices that don't include live sports which are expensive to carry. There is an option that can save you big bucks, and still get you the lifestyle and entertainment shows you enjoy. … [Read more...] about Frndly TV Review: Is the Live TV Streaming Service Worth it?

25 Legit Ways to Make Extra Money This Summer

Written By John Schmoll
April 16, 2024

Do you want to make extra money this summer but don't know where to start? If you're looking for a summer job, you're in luck. There are countless ways to earn additional income during the warmer months. In fact, many of these money-making ideas can be done year-round. I have used many of the … [Read more...] about 25 Legit Ways to Make Extra Money This Summer

Credit Score Ranges Explained and How They Impact Your Money

Written By John Schmoll
April 15, 2024

Credit scores play a significant role in our finances. They dictate rates on loans and can even impact job prospects and getting a new cell phone plan. You may wonder what the credit score ranges are and if you have good credit. If you're new to managing your money or getting out of debt, it's … [Read more...] about Credit Score Ranges Explained and How They Impact Your Money

15 Best Coupon Sites to Save Money

Written By John Schmoll
April 14, 2024

Do you want to save money at the store but hate clipping coupons? Thankfully, this practice is not necessary to cut costs. Instead, you can use coupon apps to spend less when shopping online or in store. Thanks to these platforms, you can find instant discounts on groceries and other items. Some … [Read more...] about 15 Best Coupon Sites to Save Money

17 Awesome Summer Jobs for Teachers

Written By John Schmoll
April 13, 2024

School is finally over for the year, and it's time to take it easy for a bit. But, if you like to keep busy or need extra cash, you might still need to work. Thankfully, there are many opportunities to make money until the next school year starts. In some cases, all you need is a laptop or car. … [Read more...] about 17 Awesome Summer Jobs for Teachers

7 Best You Need A Budget Alternatives [Cheap & Free Budget Apps]

Written By John Schmoll
April 12, 2024

Personal finance apps like You Need A Budget (YNAB) make it easy to see how you’re spending your money while tracking your savings progress. Even though YNAB is a powerful budgeting tool, you may prefer a different platform to manage your money. If you’re looking for alternatives to YNAB, there … [Read more...] about 7 Best You Need A Budget Alternatives [Cheap & Free Budget Apps]

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

Top Posts

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