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Frugal Rules

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Freedom Through Frugality

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Frugal Fails: 12 Times When Saving Money Isn’t Worth the Effort

Written By John Schmoll
November 16, 2023

Saving money is a necessity for all of us to keep our budget balanced. As you try to live frugally, you may soon learn that not all money-saving efforts are worth trying. In an online forum, commenters shared instances where selecting the lower-cost option wasn't always the best. These are 12 of … [Read more...] about Frugal Fails: 12 Times When Saving Money Isn’t Worth the Effort

Fleeing for Better Lives: 10 States People Are Leaving in Large Numbers

Written By John Schmoll
November 16, 2023

People often crave change. Whether that be in something inconsequential, or something larger, we all experience change. Over the last few years Americans have relocated in large number. Whether it be unhappiness with the politics of where they currently reside, climate, oppressive taxes, or … [Read more...] about Fleeing for Better Lives: 10 States People Are Leaving in Large Numbers

Lost in Translation: Avoid These 11 Obvious Habits That Scream You’re American

Written By Nicole Schmoll
November 16, 2023

If you have traveled overseas you know how easy it is to make yourself stand out as an American. You may not even realize it, but you're giving off obvious signs that you're from the United States. Not every local will appreciate seeing it either. In an online forum, commenters shared things that … [Read more...] about Lost in Translation: Avoid These 11 Obvious Habits That Scream You’re American

The Pain of Poor Choices: 12 Foolish Financial Mistakes to Avoid in Your 20s

Written By John Schmoll
November 16, 2023

Early adulthood is a fun time. You're likely earning your first real paycheck and you are entering a new phase of life. However, it's easy to derail that when you commit serious missteps. Here are 12 financial mistakes to avoid making in your 20s if you're serious about your money goals. Relying … [Read more...] about The Pain of Poor Choices: 12 Foolish Financial Mistakes to Avoid in Your 20s

Weekend Wonders: 10 Cities to Visit for Your Next Quick Getaway

Written By John Schmoll
November 15, 2023

While fun trips lasting a few weeks or more get most of the attention in society, sometimes the weekend getaways are the most fun. Cramming as many activities and experiences into a weekend trip as you can can lead to some seriously unforgettable memories. Where in the U.S. would you travel to if … [Read more...] about Weekend Wonders: 10 Cities to Visit for Your Next Quick Getaway

Escape the Money Crunch: 15 Legit Ways to Get $100 Cash in a Pinch

Written By John Schmoll
November 15, 2023

You know the feeling. It's at least another week until you get your paycheck and you have a bill to pay. We've all been there and it's tempting to put the bill on your credit card. That's the last thing you want to do. Thankfully, there are ways to make fast cash to cover the bill. Here are 15 … [Read more...] about Escape the Money Crunch: 15 Legit Ways to Get $100 Cash in a Pinch

13 Hobbies People Wasted Too Much Money On

Written By John Schmoll
November 15, 2023

Alright, everybody, it's time to 'fess up: What are the most wasteful hobbies you've gotten yourselves into? While nobody begins a pursuit thinking it will be a money pit, countless men and women fall into a cycle of losing money on their newfound labor of love. Recently, people met in an online … [Read more...] about 13 Hobbies People Wasted Too Much Money On

Master Your Domain: 13 Seinfeld Quotes You Can Use in Everyday Situations

Written By John Schmoll
November 15, 2023

Seinfeld is one of those TV shows many fans can watch over and over. I've lost count of how many times I've personally watched the TV series. As any fan will tell you, the show is full of quotes you can use in settings virtually any day. In an online forum, viewers shared their favorite … [Read more...] about Master Your Domain: 13 Seinfeld Quotes You Can Use in Everyday Situations

10 Most Surprising Book Details Overlooked at First

Written By John Schmoll
November 14, 2023

Many first-time reads involve glossing over details or misunderstanding significant bits. An online community of avid readers reveal ten times they completely missed the point or humorously misunderstood the narration. 1. Torch Torture The difference between British and American English became … [Read more...] about 10 Most Surprising Book Details Overlooked at First

Online Side Hustles: Maximizing Your Income Streams

Written By John Schmoll
November 14, 2023

With the way that technology continues to evolve, there's a wealth of opportunities for individuals to harness the power of the internet and maximize online income streams. With the right tools and a goal in mind, picking up a few online side hustles to supplement your cash flow is possible. With … [Read more...] about Online Side Hustles: Maximizing Your Income Streams

How Much Does It Cost To Charge an Electric Car?

Written By John Schmoll
November 14, 2023

You've probably heard the buzz that electric vehicles are more cost-effective than their gasoline-powered counterparts. Yet you want more than buzz: you want numbers. We're here to set the record straight and provide the facts so you can clearly understand how much it costs to charge an electric … [Read more...] about How Much Does It Cost To Charge an Electric Car?

What Bank Does Cash App Use?

Written By John Schmoll
November 14, 2023

Cash App, a brainchild of Square Inc., has rapidly climbed the ranks to become a preferred peer-to-peer payment service within the vast financial landscape of the United States. One question that often bubbles to the surface is - which bank forms the economic foundation for Cash App's operations in … [Read more...] about What Bank Does Cash App Use?

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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