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10 Biggest Life Mistakes You Can Make: Avoid Them Today

Written By John Schmoll
November 12, 2023

We all have mistakes in our lives that we have come to regret, but some of them are bigger than others. In a recent online forum, people discussed life mistakes you want to avoid at all costs. Here are ten of their responses and red flags to others of what to avoid. Smoking Picking up your … [Read more...] about 10 Biggest Life Mistakes You Can Make: Avoid Them Today

Free Always Tastes Good: 84 Restaurants That Offer Free Birthday Food

Written By John Schmoll
November 12, 2023

Birthdays are a special time to celebrate with loved ones and indulge in delicious food. But did you know some restaurants offer free birthday food? Getting food at a discount or free makes it taste that much better–especially on your birthday! Here is a list of 84 restaurants that offer free … [Read more...] about Free Always Tastes Good: 84 Restaurants That Offer Free Birthday Food

I’m a Money-Saving Expert and These Are 14 Things I Refuse to Cut to Save Money

Written By John Schmoll
November 12, 2023

I've been a money-saving expert for more than a decade. There are many ways to cut costs that still allow you to have the life you want. However, in my opinion, not all frugal practices are worth the effort. Frugality is about finding value and spending on things that are important to you. Because … [Read more...] about I’m a Money-Saving Expert and These Are 14 Things I Refuse to Cut to Save Money

Captivating Profits, Controversial Practices, and Corporate Plundering: What Is Private Equity?

Written By John Schmoll
November 12, 2023

Private equity is one of the largest areas of the financial sector but remains largely a mystery to most. Since the average retail investor generally doesn't have direct access to private equity funds, they become a black box. So, what is private equity, and how can it affect you and your … [Read more...] about Captivating Profits, Controversial Practices, and Corporate Plundering: What Is Private Equity?

Behind Closed Doors: 11 Foods People Secretly Love to Hate

Written By John Schmoll
November 12, 2023

We all have foods we live, and some of them are universal. However, we all have foods we secretly dislike and wonder how anyone else could enjoy them. In an online forum, people discussed foods they secretly hate. Here are their top 11 choices. Olives Olives seem to be one of those foods that … [Read more...] about Behind Closed Doors: 11 Foods People Secretly Love to Hate

11 Things You Can Nix From Your Shopping List With Little Sacrifice

Written By Nicole Schmoll
November 12, 2023

Everyone is looking for both big and small ways that they can cut their expenses to make their monthly budget stretch a bit further. Recently, the topic in an online forum was items you can stop buying to save money that you may not even notice. Here are some of the most popular cuts they … [Read more...] about 11 Things You Can Nix From Your Shopping List With Little Sacrifice

Generation Misdirection: 11 Cringe-Worthy Tips to Avoid From Boomers

Written By John Schmoll
November 11, 2023

Ahh, boomers. They are always full of advice for the younger generations, but they aren't quite in touch with the reality of today. In a recent online conversation, the topic turned to boomers and their bad advice. Here are some of the most cringe-worthy tips you are going to want to run far away … [Read more...] about Generation Misdirection: 11 Cringe-Worthy Tips to Avoid From Boomers

Time to Unlearn: 12 Myths You Need to Stop Believing Now

Written By John Schmoll
November 11, 2023

We all fall for them. Myths have been around for years. While some are very believable some are far too outlandish. However, people still fall for both. In an online forum, people discussed myths that need to go away. These are 12 of their top ones that need to stop being believed. Cracking Your … [Read more...] about Time to Unlearn: 12 Myths You Need to Stop Believing Now

Don’t Let Your Cash Slip Away: Avoid These 11 Ways to Lose Money Fast

Written By John Schmoll
November 11, 2023

No one is perfect and it's easy to lose money when you make unwise decisions. Despite it getting the best of us, it's vital to avoid these pitfalls so you can achieve your goals. In a recent discussion online, people shared top ways people lose money fast. Here are 11 costly mistakes they recommend … [Read more...] about Don’t Let Your Cash Slip Away: Avoid These 11 Ways to Lose Money Fast

Lights, Camera, Quotes: 10 Quotable Movies Everyone Should Recognize, Do You?

Written By John Schmoll
November 11, 2023

There are some movies that people remember just by uttering a single line or phrase. Say that magic phrase, and everyone knows exactly where it came from. In a recent online forum, the topic was quotable movies and ones that belong on any top ten list. Here are ten of their suggestions. Oh … [Read more...] about Lights, Camera, Quotes: 10 Quotable Movies Everyone Should Recognize, Do You?

Reclaiming Simplicity: 11 Things People Miss Most From the Pre-Internet Days

Written By John Schmoll
November 10, 2023

The internet has brought us a lot of fantastic things. It makes life more convenient and you can connect with people from all over the world. However, it's easy to long for the pre-internet days, especially for those who experienced those days. In an online forum, commenters discussed things they … [Read more...] about Reclaiming Simplicity: 11 Things People Miss Most From the Pre-Internet Days

Luxury On a Budget: 12 Ways to Spoil Yourself Without Spending Big

Written By John Schmoll
November 10, 2023

Life is stressful, and everything from necessities to luxuries have increased in price. While this may make it more challenging to treat yourself, it's not impossible. Here are twelve ways that you can spoil yourself without spending a lot. Sleep In Or Take a Nap Take the time to sleep in … [Read more...] about Luxury On a Budget: 12 Ways to Spoil Yourself Without Spending Big

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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