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Broke, But Unapologetic: 11 Extravagant Splurges People Won’t Abandon

Written By John Schmoll
November 9, 2023

There are some things that people continue to spend money on even if they really don't have it to spend. These can be items that bring comfort, preferences over less expensive alternatives, or things that make them feel good about themselves. In a recent online discussion, the topic was splurges … [Read more...] about Broke, But Unapologetic: 11 Extravagant Splurges People Won’t Abandon

Retire Without Worries: 11 Best Cities to Spend Your Golden Years

Written By John Schmoll
November 9, 2023

Where you retire to can have a significant impact on your golden years. You want a location that has plenty to offer and safe, while also being relatively affordable. However, it's not always possible to find all three. Finding the perfect fit can go a long way to increase your enjoyment level in … [Read more...] about Retire Without Worries: 11 Best Cities to Spend Your Golden Years

Navigating Homelessness: 10 Quick Survival Strategies For the First 72 Hours

Written By John Schmoll
November 8, 2023

Finding yourself homeless is an overwhelming and scary situation, but if you use some of these quick survival strategies, you can make it through this transitional period of your life. In a recent conversation online, people shared how to handle homelessness. Here are ten of their tips to … [Read more...] about Navigating Homelessness: 10 Quick Survival Strategies For the First 72 Hours

Your Budget’s Worst Enemy: 10 Sneaky Ways You’re Losing Money

Written By John Schmoll
November 8, 2023

No one is perfect when it comes to their money. Despite our best efforts to save or earn money, we get in our own ways and derail our efforts. In the case of the former it means we're throwing our money away without thought. In a recent conversation online people shared ways people mindlessly waste … [Read more...] about Your Budget’s Worst Enemy: 10 Sneaky Ways You’re Losing Money

The Bright Side of Chaos: 10 Reasons to Be Optimistic About Today’s World

Written By John Schmoll
November 8, 2023

It's easy to look around and see all the chaos and believe the doom and gloom. It's human nature to give into the dark clouds and believe everything is in a bad state. Thankfully, we do have some things to be thankful for in society today. Not everything is as bad as it seems. Here are ten … [Read more...] about The Bright Side of Chaos: 10 Reasons to Be Optimistic About Today’s World

From Villains to Victors: 10 People Vilified During Their Time But History Proved Them Right

Written By John Schmoll
November 8, 2023

History has a way of making things clear. It's easy to mock or ridicule people during their time, only for history to prove them right in the long run. In an online forum, commenters discussed times where people where demonized only to be proved right in the long run. Here are ten of their top … [Read more...] about From Villains to Victors: 10 People Vilified During Their Time But History Proved Them Right

Safeguard Your 50s: 10 Common Mistakes to Avoid at All Costs

Written By John Schmoll
November 8, 2023

Your 50s are an important time. It's likely your children are out on their own, or close to it. You're also likely seriously focusing on preparing for retirement in the next decade. Avoiding certain mistakes is vital to setting yourself up for success in the future. In a recent conversation online, … [Read more...] about Safeguard Your 50s: 10 Common Mistakes to Avoid at All Costs

From Crisis to Recovery: 10 Instances Where President Biden is Helping the Economy

Written By John Schmoll
November 7, 2023

Biden receives a lot of flack for his handling of the economy. It makes sense on one hand as we're trying to exit an incredibly difficult last few years as a society. People are still struggling financially. However, Bidenomics, as the administration calls it, is showing signs that it's working. … [Read more...] about From Crisis to Recovery: 10 Instances Where President Biden is Helping the Economy

Beware the Penny-Pincher: 15 Times Being a Cheapskate Took Frugality Too Far

Written By John Schmoll
November 7, 2023

Practicing frugality is a terrific way to cut costs. The savings help stretch your budget so you can reach your goals. However, being a cheapskate can often miss the point of saving. Sometimes it can go too far and raise larger issues. In a recent conversation online people shared where being a … [Read more...] about Beware the Penny-Pincher: 15 Times Being a Cheapskate Took Frugality Too Far

Mind the Gap: 11 Signs You’re Dealing With a Person of Low Intelligence

Written By John Schmoll
November 7, 2023

No one is perfect, and we all fail at times. However, sometimes you fear you might be dealing with someone of low intelligence. Maybe it's just them being rude, but it often comes off as something isn't firing right. In a recent online conversation, people shared signs they believe typically … [Read more...] about Mind the Gap: 11 Signs You’re Dealing With a Person of Low Intelligence

The Unsettling Truth: 11 Historical Facts We Often Like to Ignore

Written By John Schmoll
November 7, 2023

No one is perfect. Most people and cultures like to hide things they're not proud of, but some things can't be forgotten. History acts in the same way. Regardless of our uneasiness, some historical facts can't be tossed out of the window. In an online forum, commenters shared ugly facts about … [Read more...] about The Unsettling Truth: 11 Historical Facts We Often Like to Ignore

The Rise of Sobriety: 10 Reasons Why People Choose Not to Drink

Written By John Schmoll
November 7, 2023

There is a growing trend of people choosing sobriety over consuming alcohol. You may have heard terms like Dry January or Sober October and wonder what it's all about. It's part of a growing trend of people that are sober curious. In a recent online conversation, people shared reasons why they … [Read more...] about The Rise of Sobriety: 10 Reasons Why People Choose Not to Drink

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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