Do you need to get term life insurance to protect your family’s financial future? Planning for the future is essential but doesn’t need to be difficult or time-consuming. Ethos life insurance makes it possible for some people to get instant coverage without a medical exam. I was able to get … [Read more...] about Ethos Life Insurance Review: Get Coverage in Under 10 Minutes
How to Save $10,000 in a Year: 9 Ways to Save More This Year
The New Year is here and many of us have the same goal - saving money. Most want to simply start saving, but others want to save a significant amount of money, such as $10,000. You may think it’s impossible to save $10,000 in a year. Such a life-changing number feels impossible to achieve - … [Read more...] about How to Save $10,000 in a Year: 9 Ways to Save More This Year
5 Real Ways to Get Free Clothes Online
If you’ve bought clothes lately you know how expensive they can be. The problem compounds when you have a growing family. Heck, even a simple pair of jeans can easily cost $50 or more. Designer clothes bring an added cost, increasing the difficulty to buy clothes on a budget. I’ve felt this pain … [Read more...] about 5 Real Ways to Get Free Clothes Online
35 Cheap Date Night Ideas for Couples on a Budget
Whether you’re a new couple or you’ve been married for 50 years, date nights are vital to growing a relationship. It’s easy to think you need to spend a lot of money to have a good time, but that’s not the case! There are many fun and cheap date night ideas you can use to enjoy time with your … [Read more...] about 35 Cheap Date Night Ideas for Couples on a Budget
5 Ways to Lower Your Interest Rate and Kill Debt for Good
At the beginning of the year, many have the same goal – to pay off debt. One of the fastest ways to kill debt is to lower your interest rate on your credit card, or other consumer debt. Reducing your interest rate can slash years off your debt repayment journey, allowing you to reach freedom … [Read more...] about 5 Ways to Lower Your Interest Rate and Kill Debt for Good
Couponing for Beginners: 10 Apps to Save Money when Shopping
Have you ever watched the TV show Extreme Couponers, got super excited to start couponing and save hundreds of dollars, only to realize that you have no idea what you're doing? Many couponing experts make couponing for beginners difficult, or preach that you need to spend hours each week clipping … [Read more...] about Couponing for Beginners: 10 Apps to Save Money when Shopping
5 Best Grocery Rebate Apps To Get Cash Back
Spending less money on groceries is difficult for many people. If you walk into a grocery store with a specific budget in mind and end up grabbing items that weren't on your list, you're not alone. Cutting back is one easy way to save money on groceries. You can also use the best grocery rebate apps … [Read more...] about 5 Best Grocery Rebate Apps To Get Cash Back
33 Cheap, Fun Things to Do this Weekend
Picture this: it’s Friday afternoon, you’re looking for something to do for fun, but you can’t seem to think of anything. Sounds familiar? If you often ask yourself “what are some cheap, fun things to do this weekend?” look no further. You might think it’s not possible to have a great time … [Read more...] about 33 Cheap, Fun Things to Do this Weekend
7 Super Thoughtful Christmas Gifts That Cost $5 or Less
If you're on a tight budget this Christmas and haven't shopped for gifts all year long, don't worry. There are countless thoughtful Christmas gifts you can buy for your friends, family, and co-workers without spending too much money. It's easy to get caught in the trap of feeling that Christmas … [Read more...] about 7 Super Thoughtful Christmas Gifts That Cost $5 or Less
How to Sell a Car on Craigslist Quickly
If you’re looking to sell a car, you have two options: dealerships or private individuals. Dealerships want to make a profit and will undercut you however they can. Private sales are more likely to get you the best price, and one of the top options to sell a car privately is Craigslist. If you need … [Read more...] about How to Sell a Car on Craigslist Quickly
AT&T TV Review: A Cord-Cutting Alternative?
We're big fans of cutting the cord. The average cable bill is $110 per month, and with the number of streaming options available today there is no sense to waste that amount of money. One of the more popular streaming options is AT&T TV Now. Ironically enough, AT&T TV (formerly known … [Read more...] about AT&T TV Review: A Cord-Cutting Alternative?
7 Useful Last Minute Christmas Gift Ideas for Everyone on Your List
Christmas is coming up fast this year. Then again, this whole year really did fly by in my opinion. I personally love to shop early for Christmas gifts and get it out of the way but I know a ton of people who wind up scrambling for useful last minute Christmas gift ideas, either because life … [Read more...] about 7 Useful Last Minute Christmas Gift Ideas for Everyone on Your List
29 Ways to Save Money in College and Still Have Fun
It’s been nearly 20 years since I was in college. I loved the freedom and was excited to start the next chapter of my life. The last thing on my mind was findings tips to save money in college. I had student loans, a little bit of money from my parents, and credit cards. I was going to be good, … [Read more...] about 29 Ways to Save Money in College and Still Have Fun
Free Makeup Samples: 15 Places to Get Free Beauty Products
Overspending isn’t always tied to frivolous or big ticket items. Other, everyday items can also lead to financial problems. For example, as a woman, it’s easy to spend too much on cosmetics. The average woman spends up to $300,000 on beauty products over their lifetime, according to a study from the … [Read more...] about Free Makeup Samples: 15 Places to Get Free Beauty Products
Credit Strong Review: A Legit Way to Build Credit?
This is a sponsored post written by me on behalf of Credit Strong. The opinions and text are all mine. A good credit history is key to many facets of our financial lives. Good credit helps you buy a car or home, and pursue financial independence. If you’ve encountered trials and need to rebuild … [Read more...] about Credit Strong Review: A Legit Way to Build Credit?
6 Legit Ways to Get Free Walmart Samples and Discounts
We all like saving money at the store. If you have a growing family, you know how important it is to save money on your shopping needs. Walmart is a popular destination for families wanting to save. Did you know you can get free Walmart samples to help further reduce your shopping … [Read more...] about 6 Legit Ways to Get Free Walmart Samples and Discounts
Where to Get Free Moving Boxes: 7 Places to Find Them
Moving is stressful. There are so many things to worry about and keep in order to keep the move running smoothly. On top of that, it can be expensive to move. When you consider costs like the moving truck, movers, supplies, and deposits, it gets expensive quickly. One of the best ways to save on … [Read more...] about Where to Get Free Moving Boxes: 7 Places to Find Them
11 Legit Ways to Get Free Samples by Mail without Surveys
Do you like free stuff? I know I do. During college, I worked part-time giving away free samples in a grocery store, so I can say with confidence that people like their free stuff. You can also get free stuff by mail, but that often requires taking surveys or giving up personal information. … [Read more...] about 11 Legit Ways to Get Free Samples by Mail without Surveys
9 Smart Uses for Your Tax Refund
Tax season is upon us. Are you ready for it? Whether you have started on your tax return or not yet, if you are expecting a tax refund, you should probably think about how to best spend it. The average tax refund was almost $2,800 for the 2017 tax year, according to the IRS. That means many … [Read more...] about 9 Smart Uses for Your Tax Refund
H & R Block Review – Do Your Taxes For Free!
It’s that time of the year again; time to prepare your taxes. With that, I’m doing an H & R Block review to share my experience using their platform. We have a professional tax advisor due to the growth of our business, but prior to that, I used the H & R Block platform for … [Read more...] about H & R Block Review – Do Your Taxes For Free!
4 Commonly Overlooked Tax Deductions Not to Miss
If you’ve not checked the calendar recently, it’s time to start preparing your taxes. That also means something else - looking for overlooked tax deductions you might have missed throughout the year. Thankfully we have a good CPA who helps us stay on top of deductions, though we still don't like to … [Read more...] about 4 Commonly Overlooked Tax Deductions Not to Miss
5 Best Places to Buy a Used Phone
The following is a contribution from our friends at Money Saving Pro. It's 2018, and you're in desperate need of a new phone. Unfortunately, a new flagship phone, like the Samsung Galaxy S9 Plus or the iPhone X, may cost around $1,000, which is becoming the norm. The MSRP values of cell phones … [Read more...] about 5 Best Places to Buy a Used Phone
5 Ways to Deal With Financial Stress and Improve Your Finances
Between work, kids, bills, and debt, dealing with financial stress is not uncommon. Money is one of the top causes of stress; financial stress and depression are real. These are even bigger sources of stress when your finances change often or you struggle to make ends meet. It's important to keep … [Read more...] about 5 Ways to Deal With Financial Stress and Improve Your Finances
4 Awesome Benefits of Living on Last Month’s Income
Early in our marriage, my husband and I both worked entry-levels jobs. Neither one of us earned a large salary and we struggled to break the paycheck-to-paycheck cycle. I did some research and it wasn't long before I learned about the benefits of living on last month's income. When you live on … [Read more...] about 4 Awesome Benefits of Living on Last Month’s Income
6 Times You Should Hire a Tax Professional
The following is a contribution from our friends at The Penny Hoarder. Tax season is upon us, and not everyone has filed yet. With the April 17 due date looming, some of you still might not be sure if you should file taxes online or pay a tax professional to do it for you. The answer to this … [Read more...] about 6 Times You Should Hire a Tax Professional
7 Simple Ways to Save for A Down Payment on A House
I had no idea how much to save for a down payment on a house when we bought our first home. We had just finished paying off my debt, had a child on the way, and thought we had to buy a house right away. We didn’t take time to consider ways to save for a down payment on a house and ended up putting … [Read more...] about 7 Simple Ways to Save for A Down Payment on A House
How to Get Your Credit Ready to Buy a House
Ready to buy a house? From building equity to painting the walls whatever color you want to simply feeling the pride of having your own space, home ownership comes with many perks. On the other hand, getting your credit ready to buy a house is a necessary but tedious part of finding the home of your … [Read more...] about How to Get Your Credit Ready to Buy a House
3 Benefits of Using a Tax Professional
This post was sponsored, and paid for, by H&R Block. All opinions are my own. If you’re one of many people who struggle to pay their bills each month, you’re probably focused on finding every way possible to cut your expenses and save money. Preparing and filing your own tax return may be … [Read more...] about 3 Benefits of Using a Tax Professional
5 Best Automatic Savings Apps to Grow Your Wealth
I'm not going to lie. I enjoy saving money the old-fashioned way. I enjoy actively budgeting and manually transferring money to my savings accounts each month to meet my financial goals. Life gets busy, though, and it's easy to forget to transfer the money to my savings account. The best automatic … [Read more...] about 5 Best Automatic Savings Apps to Grow Your Wealth
44 Super Easy Ways to Save Money
Saving money doesn't have to be difficult. In fact, there are lots of easy ways to save money that you can start right now without investing too much time or energy. I think fear of failing or maybe a lack of knowledge about how easy it actually is to start saving money each month keeps many people … [Read more...] about 44 Super Easy Ways to Save Money