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15 Bad Money Habits That Can Sabotage Your Financial Goals

Written By John Schmoll
February 17, 2024

We all make mistakes, especially when it comes to managing our money. Despite our desire to stay on track, it's easy for most to be guilty of an expensive misstep. If we're not careful, we can develop bad money habits that can keep us from achieving our financial goals. These are 15 bad habits to … [Read more...] about 15 Bad Money Habits That Can Sabotage Your Financial Goals

How to Stop Living Paycheck-to-Paycheck

Written By John Schmoll
February 17, 2024

Having little cash in your bank account at the end of the month feels nauseating for many people. When I was paying off debt, I often had next to nothing in my account at month end. That feeling brings dread and evokes the sense that you will never have relief. Thankfully, it is possible to stop … [Read more...] about How to Stop Living Paycheck-to-Paycheck

13 Beloved Celebrities Who Died Before Their Time

Written By John Schmoll
February 16, 2024

It's always tragic when someone passes away before their time. You're left at guessing what they would do in life and how they would impact the world. This is also true of celebrities, chiefly those adored by many fans. Here are 13 movie stars, musicians, or celebrities that we lost too … [Read more...] about 13 Beloved Celebrities Who Died Before Their Time

10 Real Ways to Pay Off Your Car Loan in Half the Time

Written By John Schmoll
February 16, 2024

A car loan is not something most people like to have. However, over 40 percent of Americans have a monthly auto loan payment according to GoBankingRates. And, many people pay more than $500 a month for their car payment. That can be taxing to most budgets. Thankfully, there are options to pay off a … [Read more...] about 10 Real Ways to Pay Off Your Car Loan in Half the Time

23 Side Hustles That Pay Weekly

Written By John Schmoll
February 16, 2024

Even if you have a full-time job, there are times when you need extra cash. A side gig is a fantastic way to earn income in your free time.  Thankfully, there are many ways to make spare cash if you need to make ends meet. These range from monetizing your hobbies to side jobs.  This … [Read more...] about 23 Side Hustles That Pay Weekly

10 Ways To Get Free Government Money

Written By John Schmoll
February 15, 2024

Sometimes you need financial help for your basic living needs like housing, utilities, groceries, and health care to get you and your family over the hump. You can apply for free government money, which depends on your circumstances and qualifications. Most government assistance programs are … [Read more...] about 10 Ways To Get Free Government Money

14 Common Credit Score Myths That Can Ruin Your Finances

Written By John Schmoll
February 15, 2024

A good credit score is a key part of being financially stable. Although it's not a foolproof system, it's vital to do what you can to boost it as much as possible. Improving it as much as possible usually results in lower interest rates when you need to borrow money. On the flip side, a bad score … [Read more...] about 14 Common Credit Score Myths That Can Ruin Your Finances

Opinions Unveiled: 11 Honest Things People Often Dislike About Californians

Written By John Schmoll
February 15, 2024

Mention California and you're likely to hear a range of responses. Some people are uncaring about the state, while others absolutely loathe it and blame the state for many of the ills in our nation. I have been married to a native Californian for nearly half of my life, and know that some of the … [Read more...] about Opinions Unveiled: 11 Honest Things People Often Dislike About Californians

6 Best Debit Cards for Kids To Build Financial Literacy

Written By John Schmoll
February 14, 2024

Financial literacy is an important life skill that everyone should possess, including children. Teaching your kids about managing money from a young age can set them up for financial success in the future. One way to start this journey is by getting them a debit card and teaching them how to use … [Read more...] about 6 Best Debit Cards for Kids To Build Financial Literacy

12 Grocery Store Ripoffs That Can Cost You Big Bucks

Written By Nicole Schmoll
February 14, 2024

Going to the grocery store is an increasingly painful experience for many American families. Prices increased over the past few years, with the U.S. Department of Agriculture reporting they went up by 5.8 percent in 2023. However, if you're the shopper for your family you may feel that it's even … [Read more...] about 12 Grocery Store Ripoffs That Can Cost You Big Bucks

13 Ruinous Money Mistakes it’s Essential to Avoid in Retirement

Written By John Schmoll
February 14, 2024

Retirement is commonly thought of as when you get to do things you've wanted to do for years. Unfortunately, many of those things you want to do often cost a pretty penny. This is in addition to the typical expenses that arise during your golden years. It's vital to make wise financial decisions … [Read more...] about 13 Ruinous Money Mistakes it’s Essential to Avoid in Retirement

13 Legit Passive Income Ideas That Let You Make Money in Your Sleep

Written By John Schmoll
February 13, 2024

Passive income is considered by many to be the holy grail of personal finance. It inspires thoughts of laying on a beach, sipping on a drink with a tiny umbrella, and doing what you want in life. While that kind of life may not be attainable for all, building multiple streams of income is a … [Read more...] about 13 Legit Passive Income Ideas That Let You Make Money in Your Sleep

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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