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Frugal Rules

Frugal Rules

Freedom Through Frugality

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Blog

7 Best Payday Loan Alternatives to Avoid High-Interest Debt

Written By Choncé Maddox
March 7, 2024

Getting cash fast isn't always easy when times are tough. You might need money now and have no idea where to get funds. A payday loan may seem like the only choice. While high-interest loans provide a brief respite, that ends quickly when rates and fees make the situation worse. If you need … [Read more...] about 7 Best Payday Loan Alternatives to Avoid High-Interest Debt

15 Simple Ways To Get Free Baby Stuff and Samples in 2024

Written By Josh Patoka
March 6, 2024

Between diapers, doctor appointments, and all of the "little things" that you have to purchase regularly, the cost of having a child can be high. Thankfully, there are ways to get free baby stuff and reduce parenting costs. Brands are happy to let you try products to find the best items for your … [Read more...] about 15 Simple Ways To Get Free Baby Stuff and Samples in 2024

Is Apex Focus Group Legit? Apex Focus Group Review

Written By Josh Patoka
March 5, 2024

Online surveys are a popular way to make extra money, but you might want to try focus groups and clinical trials that pay more. Apex Focus Group is an online platform that makes it easier to find the highest-paying studies. The service is free to join and claims you can earn as much as $150 per … [Read more...] about Is Apex Focus Group Legit? Apex Focus Group Review

How to Build Credit Without a Credit Card

Written By Josh Patoka
March 4, 2024

Many people think that getting a fee-free credit card and paying off the balance monthly is the easiest way to build credit. However, this isn’t the best strategy since you’re more likely to overspend. This guide will show you how to build credit without expensive fees or borrowing lots of … [Read more...] about How to Build Credit Without a Credit Card

Is Cash Giraffe Legit? Cash Giraffe Review

Written By Josh Patoka
March 3, 2024

Testing new mobile games and apps is an easy way to earn money in your spare time. One of the most popular platforms that offers PayPal cash and gift cards to gamers is Cash Giraffe. If you are interested in playing new games for extra money, our Cash Giraffe review can help you determine if the … [Read more...] about Is Cash Giraffe Legit? Cash Giraffe Review

How to Create a Budget: Budgeting 101

Written By John Schmoll
March 2, 2024

I remember sitting in the credit counselor's office like it was yesterday. I had $50,000 in debt and no idea where my money was going every month. Her suggestion was like a foreign language to me, but she said it was the only solution to reach financial success. She told me to make a … [Read more...] about How to Create a Budget: Budgeting 101

How to Buy A Car With Cash In 5 Simple Steps [2024 Update]

Written By John Schmoll
March 1, 2024

It's no doubt that cars are expensive. This makes buying a car with cash exceedingly difficult. Most people finance the purchase, but that's not always the wisest choice. Read on to learn how to buy a car with cash without a hassle. How to Buy A Car With Cash Making a large purchase is not … [Read more...] about How to Buy A Car With Cash In 5 Simple Steps [2024 Update]

How to Watch ESPN Without Cable 2024: 6 Top Options

Written By John Schmoll
February 29, 2024

Is losing access to sports preventing you from cutting the cord? If you love college football, the NFL, or college basketball you need ESPN. Thankfully, there are six legit streaming services that let you watch ESPN without cable or satellite. In this article, we'll assist you in deciding which … [Read more...] about How to Watch ESPN Without Cable 2024: 6 Top Options

How to Make Money in College

Written By Choncé Maddox
February 28, 2024

There are many ways to make money in college that let you have free time mid-day, during the evenings, or on the weekends. The gig economy can help you take on a side hustle to defray the cost of tuition without missing class or sacrificing your social life. Here are some of the best ways to … [Read more...] about How to Make Money in College

Experian Boost Review: Does Experian Boost Really Work?

Written By Sarah Sharkey
February 27, 2024

A credit score is a three-digit number that can significantly impact your finances. The right score can make or break your loan application and affect the interest rates you pay. It may even influence your ability to get a new apartment or job.  You likely have plenty of reasons to want a … [Read more...] about Experian Boost Review: Does Experian Boost Really Work?

11 Real Ways to Get a Free Shein Gift Card

Written By John Schmoll
February 26, 2024

If you have young adults in your home, you probably know about Shein. The website is a popular resource for people to find fashionable clothing at a great price.  Shein is widely known for its fun clothing that you can purchase even with limited funds. However, there are ways to save money … [Read more...] about 11 Real Ways to Get a Free Shein Gift Card

19 Best Driving Apps to Make Money

Written By John Schmoll
February 25, 2024

If you’re looking for an easy side hustle and have free time, you can use your car to make money with driving apps.  To earn extra cash, download several apps, go through the application process, and start accepting gigs.  What Are the Best Apps That Pay You to Drive? Using … [Read more...] about 19 Best Driving Apps to Make Money

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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