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10 Avoidable Ways You May Be Wasting Money Every Day

Written By John Schmoll
February 13, 2024

We've all been there - you look at your checking account and realize you have little to show for your spending. Furthermore, you have a week until you receive your next paycheck. Many of us have been there at one time or another, or you may even be currently facing it. You know you need to stop … [Read more...] about 10 Avoidable Ways You May Be Wasting Money Every Day

Find a Free Checking Account You’ll End up Loving

Written By John Schmoll
February 13, 2024

Life is so much easier when you don’t have to stress over managing your money, especially if you can do so for free. When people start working and making money, they want to open a free checking account that doesn’t charge recurring fees. With a checking account, people can manage all their … [Read more...] about Find a Free Checking Account You’ll End up Loving

22 Spectacular Destinations You’ll Regret Not Visiting Sooner

Written By Nicole Schmoll
February 12, 2024

The world is full of breathtaking destinations to travel to and enjoy. While some of these locations are remote, other locales are easily accessible for most. Reports indicate many Americans are looking to increase their travel time in 2024. If that's you, here are 22 incredible destinations to … [Read more...] about 22 Spectacular Destinations You’ll Regret Not Visiting Sooner

13 Famous Actors Who Are Universally Adored

Written By John Schmoll
February 12, 2024

If you ask movie watchers who there favorite actors are, you'll inevitably receive a range of answers. However, if you were to assess answers you're likely to see a handful of actors and actresses that appear on most responses. These are celebrities that often come off as genuine and not the … [Read more...] about 13 Famous Actors Who Are Universally Adored

13 Best Delivery App Jobs (and Gigs) to Work For in 2024

Written By John Schmoll
February 12, 2024

Delivering food is a terrific way to make fast cash. The growth of the on-demand culture makes delivery jobs one of the top side hustles in the gig economy. People always want someone to deliver food from local restaurants, and grocery delivery. This article covers the nine best delivery app … [Read more...] about 13 Best Delivery App Jobs (and Gigs) to Work For in 2024

15 Seinfeld Episodes That Never Get Old

Written By John Schmoll
February 11, 2024

Seinfeld is one of the most popular TV shows of all time. Although the finale ran over 25 years ago, it's still one of the most watched series on Netflix. Most true fans have watched the show through countless times because it's such a good program. Attempting to narrow down the top … [Read more...] about 15 Seinfeld Episodes That Never Get Old

The 15 Best Alternatives to Cable Right Now [Updated for 2024]

Written By John Schmoll
February 11, 2024

It can be hard to save money when you are paying for cable. Most people who have a cable bill hate it because of the cost. Fortunately, this hatred created a wallet-friendly sector of alternatives to cable and satellite TV. Over the past few years, millions of people cut the cord and made the … [Read more...] about The 15 Best Alternatives to Cable Right Now [Updated for 2024]

From MTV to Beepers: 14 Things Only Gen X Affectionately Remembers

Written By John Schmoll
February 10, 2024

The mainstream media likes to talk a lot about baby boomers and millennials. Both are large generations, so it makes sense on numerous levels. However, if you're a Gen Xer like I am you know many forget about our generation. It's so prevalent that only we can affectionately remember certain things … [Read more...] about From MTV to Beepers: 14 Things Only Gen X Affectionately Remembers

35 Simple Ways To Save Money Every Month

Written By John Schmoll
February 10, 2024

Financial struggles are an inevitable part of life. Finding ways to save money each month can help you get through times when cash is tight. Thankfully, there are relatively easy ways to lower your monthly expenses that can add hundreds of dollars to your budget. If you want to decrease your … [Read more...] about 35 Simple Ways To Save Money Every Month

11 Concerning Reasons Why Americans Are Living on the Financial Edge

Written By John Schmoll
February 9, 2024

Although the headlines show us that the economy is steadily improving, many Americans are still facing challenging economic headwinds. Interest rates have made purchasing a house even more difficult, consumer debt continues to increase, and many struggle to even make ends meet. Budgeting is often … [Read more...] about 11 Concerning Reasons Why Americans Are Living on the Financial Edge

10 Irrefutable Signs It’s Time For Your Adult Children to Be Cut Loose

Written By John Schmoll
February 9, 2024

Most parents love their children and will do anything for them. You prepare them for life on their own, teach them how to do many things, and considerably more. In short, you put their needs ahead of your own so they can approach adulthood effectively. Unfortunately, some parents struggle to cut … [Read more...] about 10 Irrefutable Signs It’s Time For Your Adult Children to Be Cut Loose

How to Invest in Stocks: a Beginner’s Guide

Written By John Schmoll
February 9, 2024

If you've never done it before, investing in the stock market can be overwhelming. Yes, stocks do carry risk. However, they also offer one of the best opportunities for long-term wealth building. Intimidation aside, one of the best ways for beginners to start investing in stocks is to open an … [Read more...] about How to Invest in Stocks: a Beginner’s Guide

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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