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Get Out of the Gym: Ways to Save Money on Exercise Anyone Can Do

Written By John Schmoll
May 1, 2015

Grayson wrote a few months ago about how he was ditching his gym membership this year. I used to be right there with him. Mrs. Frugal Rules and I had memberships to multiple health clubs, from 24 Hour Fitness to Gold’s Gym. Tell me if you can relate…we’d sign up, go gung ho for maybe 2.3 weeks … [Read more...] about Get Out of the Gym: Ways to Save Money on Exercise Anyone Can Do

How Do Credit Cards Work? It’s More Than Just A Swipe!

Written By John Schmoll
April 13, 2015

If you've ever asked yourself "How do credit cards work?" then today's post is for you... Recently, I was standing in line at WalMart, waiting for their POS terminal to process credit card transaction. The checker looked confused and asked me to swipe my card again. I did and still the … [Read more...] about How Do Credit Cards Work? It’s More Than Just A Swipe!

How to Make Money Selling Furniture This Spring

Written By Cat Alford
March 31, 2015

Ah, the birds are chirping, the snow is melting, and spring is in the air. And do you know what that means? It's good weather to refinish and start selling furniture, people. That's right. When it's bright and sunny outside, it's the perfect time to bust out the spray paint or the stain and … [Read more...] about How to Make Money Selling Furniture This Spring

11 Awesome Frugal Family Fun Activities You Can Do For Cheap

Written By John Schmoll
March 6, 2015

When you have three young children you often hear things like “We don’t know how you do it financially” or “Man, that must be expensive.” I’ll be the first to admit that it isn’t exactly cheap to raise a family, but I refuse to give in to the myth that it has to be expensive. ‘Why is that?’ you … [Read more...] about 11 Awesome Frugal Family Fun Activities You Can Do For Cheap

How to Save Money When Your Income Is Really Low

Written By Cat Alford
February 3, 2015

When your income is really low, it's extremely difficult to learn how to save money. Even the best savers can be wiped out by one emergency, which can leave you living paycheck to paycheck. The best way to avoid this is through saving, and in order to get there, you must embrace certain … [Read more...] about How to Save Money When Your Income Is Really Low

What Could You Do With An Extra $470 Per Month?

Written By John Schmoll
February 2, 2015

Whether or not you live by a budget, you can probably think of at least one thing you could do with some extra money each month. I think it’s fun to sit back and dream about what you might do with that extra money – depending on your situation I guess. :-) Well, today we’re going to talk about … [Read more...] about What Could You Do With An Extra $470 Per Month?

5 Simple Ways To Save Money On Haircuts

Written By John Schmoll
January 30, 2015

You may be wondering why I’m talking about ways to save money on haircuts and it’s quite simple really. Frugal living is about making value-based spending decisions that help you stretch your budget and saving money on haircuts is one of the easiest ways we save money in our house. Don’t … [Read more...] about 5 Simple Ways To Save Money On Haircuts

How To Find Free Money

Written By John Schmoll
December 19, 2014

The following is a contribution from Thomas at I Need Money ASAP!  Do you know that feeling when you find a $20 bill in an old jacket? Now, imagine what it would feel like to find $100 or $1,000 or even $10,000? By looking online you might be able to find lost or unclaimed money, which … [Read more...] about How To Find Free Money

5 Easy Steps to Not Fail At Budgeting

Written By John Schmoll
November 14, 2014

The following is a contribution from Kalen at Money Mini Blog.  Imagine that you decide that it's time to take control of your money, so you start a budget. You figure out which categories you want and set some amounts. Everything's going great and then you forget to track a purchase or two, … [Read more...] about 5 Easy Steps to Not Fail At Budgeting

3 Frugal Dates for Those With Kids

Written By Cat Alford
October 7, 2014

So, I'll be honest. I went on a date this month with my husband, and it was not very frugal. Do you want to know why? It's because we went to a movie. At night. Like, in the dark. This is notable because my husband and I were sitting there trying to remember the last time we actually went to a … [Read more...] about 3 Frugal Dates for Those With Kids

How to Spot Expensive Furniture at Thrift Stores

Written By Cat Alford
August 12, 2014

Some of you know that in a former life, I got my bachelors and masters in U.S. history. A large part of my education was studying material culture, aka "stuff," so I took several classes on evaluating objects and antiques. I even did an internship at an antiques auction house, which was an … [Read more...] about How to Spot Expensive Furniture at Thrift Stores

How To Fake A Really Expensive Wardrobe

Written By Cat Alford
May 13, 2014

Last week, I asked you which products are worth the brand name, and many of you listed clothing items. I tend to agree that sometimes, it's quality over quantity when it comes to my wardrobe. However, there was a time and place where I simply couldn't afford higher end clothes, but I still had to … [Read more...] about How To Fake A Really Expensive Wardrobe

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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