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3 Tips for Saving Money on Baby Stuff

Written By Cat Alford
January 21, 2014

Are you tired of reading about baby stuff from me yet? Don't answer that! ;-) I can't help it. I have babies on the brain! Plus, I have a lot of tips to share when it comes to saving money on baby stuff. Since I've had to buy things for two little bambinos, I've had to be smart about what I … [Read more...] about 3 Tips for Saving Money on Baby Stuff

Four Ideas To Come Up With Some Extra Cash for the Holidays

Written By John Schmoll
December 18, 2013

It may indeed be the most wonderful time of the year, but the holidays can quickly devolve into the most expensive time of the year as well when it's time to start shopping for Christmas. Don’t let a tight budget at Christmastime squelch your generosity or turn you into a Scrooge. Consider these … [Read more...] about Four Ideas To Come Up With Some Extra Cash for the Holidays

The 8 Best Apps for Budgeting

Written By John Schmoll
December 16, 2013

Staying on budget is an incredibly vital part of your financial future. If you want to start saving for that dream vacation, or even further down the road in terms of retirement, you need to start making some financial sacrifices sooner rather than later. In order to help you do that, there are a … [Read more...] about The 8 Best Apps for Budgeting

How I Come Up With Great Christmas Gift Ideas for Kids

Written By John Schmoll
December 5, 2013

I wish I could say that the holidays are all joy and cheer for me. The truth is that I, and a number of other parents I've spoken with, feel immense pressure this time of year to come up with great Christmas gift ideas for kids. If I'm not careful, I can let that pressure suck the spirit out of the … [Read more...] about How I Come Up With Great Christmas Gift Ideas for Kids

Secrets to Helping You to Get out of Debt Quicker

Written By John Schmoll
July 22, 2013

Those of you on a journey out of debt, or contemplating a journey to debt freedom, most likely know what you need to do.  Every person who’s made it successfully out of their debt bondage does one or more of the following things: Budget Spend Tracking Goal Listing Snowball or … [Read more...] about Secrets to Helping You to Get out of Debt Quicker

Things I Would Never Do: The 97 Month Car Loan

Written By John Schmoll
May 13, 2013

Welcome to a new feature I plan on running from time to time here on Frugal Rules – Things I Would Never do. It’s meant to be part rant, part shedding light on unwise practices and part ways to avoid unnecessary debt. It’s not intended to be judgmental, but largely to help those that may be facing … [Read more...] about Things I Would Never Do: The 97 Month Car Loan

Losing Isaac – Finding Life in the Death of a Child

Written By John Schmoll
February 25, 2013

Some of you will remember me sharing about the loss of our dear son Isaac four years ago in 4 Minutes That Changed My Life Forever.That post was from my perspective and have been asked over the last few months, by numerous readers, to have my wife share her side of the story. Make sure you have a … [Read more...] about Losing Isaac – Finding Life in the Death of a Child

10 Ways to Stretch Your Grocery Budget

Written By John Schmoll
December 11, 2012

The following is a contribution from the illustrious Mr. CBB from Canadian Budget Binder.  Stretching a grocery budget is very common in many households in today’s economy. As we continue to see people out of work or struggling to make ends meet we have to find ways to make the money go … [Read more...] about 10 Ways to Stretch Your Grocery Budget

4 Minutes That Changed My Life Forever II, a Thoughtful Thanksgiving

Written By John Schmoll
November 20, 2012

For those of you that have not read about the loss of our dear son Isaac, I encourage you to read it as this post is based largely off of that one. We lost Isaac on November 10th and wondered how life would go on. My wife’s birthday was just four days later and as hard as it was we had to celebrate … [Read more...] about 4 Minutes That Changed My Life Forever II, a Thoughtful Thanksgiving

4 Minutes That Changed My Life Forever

Written By John Schmoll
November 12, 2012

Money is a precious commodity; a commodity that I like, use, and know a lot about. As valuable as money is, it’s not the most precious commodity available to us. Many of us, myself included, spend countless hours writing and discussing money. Money has its place, but far more important, in my … [Read more...] about 4 Minutes That Changed My Life Forever

You Left Your Job, Now Take Your 401k With You

Written By John Schmoll
October 4, 2012

I recently left my former employer (more on that later) and one of the first calls I made after making the decision was finding out what I needed to do in order to rollover my old 401(k). I wanted to make sure that I had control over my retirement money and my 401(k) makes up a substantial portion … [Read more...] about You Left Your Job, Now Take Your 401k With You

7 Frugal Ways To Save Money While Eating Out

Written By John Schmoll
September 26, 2012

Who doesn’t like the fun of going out for dinner instead of making it at home? Even in this economy, Americans average $2,500 per person annually on eating out. Eating out can be done frugally; follow these simple steps to eat out and save money while you’re at it. 1. Skip The Drinks Eating … [Read more...] about 7 Frugal Ways To Save Money While Eating Out

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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