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The 4 Gift Rule: What It Is and How to Use It This Christmas

Written By Cat Alford
November 4, 2022

Buying gifts for your kids can be a challenge. You want to give them presents they'll enjoy, but you don't want to overwhelm them or overspend. The average American spent roughly $1,000 on holiday shopping in 2021. Without a plan for what Christmas presents your children want, it's easy to … [Read more...] about The 4 Gift Rule: What It Is and How to Use It This Christmas

5 Great Christmas Gift Ideas For Clueless Husbands

Written By John Schmoll
November 3, 2022

If you’re married, you know the challenge it is at times to come up with Christmas gift ideas for your spouse. This is especially the case the longer you’re married. At least that’s what I always find. If you’re a man, you have it doubly worse when thinking of good Christmas gift ideas for wives (of … [Read more...] about 5 Great Christmas Gift Ideas For Clueless Husbands

17 Legit Auction Sites Like eBay to Sell Your Stuff Online

Written By Choncé Maddox
November 2, 2022

Do you like to sell items online? If so, you’ve likely heard of eBay. Many people think the platform is the best place to sell stuff online. However, there are many sites like eBay that can help you sell items for top dollar as you declutter or start a side hustle. Our guide shares a few of … [Read more...] about 17 Legit Auction Sites Like eBay to Sell Your Stuff Online

5 Top Christmas Gift Ideas for Kids Under $25

Written By John Schmoll
November 2, 2022

Believe it or not, the Holidays are upon us, which means many parents will be looking for the top Christmas gift ideas for kids. Americans plan to spend nearly $1,000 on Christmas gifts this year, according to the National Retail Foundation. That can lead to serious monetary issues, especially if … [Read more...] about 5 Top Christmas Gift Ideas for Kids Under $25

8 Ways to Stream Hallmark Channel Without Cable

Written By Nicole Schmoll
November 1, 2022

Do you love watching Hallmark movies and shows? Cable used to be the only way to watch When Calls the Heart, Chesapeake Shores, Good Witch, The Christmas Train, and many more movies on Hallmark channel. Thankfully, that's not the case today as a number of low cost streaming service providers let … [Read more...] about 8 Ways to Stream Hallmark Channel Without Cable

5 Great Christmas Gift Ideas for Clueless Wives

Written By Nicole Schmoll
November 1, 2022

If you’re like me, you can feel a bit ashamed to admit that you don’t know what you purchase your husband or boyfriend for Christmas this year. We’re women after all. Men are the ones who are supposed to need help shopping for us. Not the other way around. Many years, I’ve found myself saying, … [Read more...] about 5 Great Christmas Gift Ideas for Clueless Wives

6 Best Meal Delivery Services of 2024

Written By SaVanna Shoemaker, MS, RDN, LC
October 31, 2022

Are you in a rut when it comes to making dinner? You’re not alone. It can be hard to get a healthy dinner on the table if you live in a busy household. Meal delivery services can be a fantastic solution as they deliver recipes and pre-portioned ingredients straight to your door each week. No meal … [Read more...] about 6 Best Meal Delivery Services of 2024

6 Best Cheap Cell Phone Plans

Written By John Schmoll
October 26, 2022

You don't need to pay an expensive monthly bill to have quality phone service. Gone are the days where you have to stay with a legacy carrier like Verizon or AT&T to receive reliable coverage. Mobile virtual network operators (MVNOs) are a fantastic alternative that let you save money without … [Read more...] about 6 Best Cheap Cell Phone Plans

Blue Apron Competitors: 8 Top Alternatives

Written By John Schmoll
October 26, 2022

A made-from-scratch meal is always enjoyable, but many families struggle to find the time to put a home-cooked dinner on the table. Meal delivery companies like Blue Apron make it possible to save time and still have a variety of healthy meal choices with minimal effort. There are many options … [Read more...] about Blue Apron Competitors: 8 Top Alternatives

Home Chef Review: Is the Meal Delivery Service Worth it?

Written By SaVanna Shoemaker, MS, RDN, LC
October 25, 2022

Have you ever wished someone else could do your grocery shopping for you? If so, Home Chef might be the solution you need. It’s a meal kit delivery service that caters to busy families who need a quick option for cooking dinner at home. They deliver the ingredients (and, in some cases, … [Read more...] about Home Chef Review: Is the Meal Delivery Service Worth it?

What To Do When You Lose Your Job

Written By John Schmoll
October 24, 2022

Losing your job can be devastating both financially and emotionally. It's easy to allow it to become destructive, but that often makes the situation worse. Worrying about job loss in challenging economic times is normal. While it's important to remember that time will heal what you're … [Read more...] about What To Do When You Lose Your Job

Ibotta Review 2024: Is the App Really Worth It?

Written By Choncé Maddox
October 21, 2022

While couponing is a great way to save money on groceries, it can be time-consuming. Opting for a money-saving app like Ibotta can help you quickly find discounts that will reduce your spending at the grocery store. This shopping rewards app can help you save on in-store grocery purchases, … [Read more...] about Ibotta Review 2024: Is the App Really Worth It?

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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