7 Best Cheap Cell Phone Plans For Families in 2020
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Finding the right cell phone plan for your family is vital to saving money. Cell phones are the number one accessory today, and are difficult for many to live without. However, it’s easy to overspend on a phone plan. The best cheap cell phone plans for families let you save money yet still provide the data you need.
Reports indicate that cell phone plans are going down in price. Even if that’s the case, you may still be overpaying for what you truly need. Thanks to prepaid cell phone plans and more competition, there is ample opportunity to save money every month on your cell phone bill.
Best cheap Cell Phone Plans for Families
We all have different needs. Maybe you’re a family of four. Maybe you’re only a couple who wants to save money on their monthly cell phone bill. Regardless of your situation, there’s no need to spend a ridiculous amount of money each month to receive quality service.
Often the best ways to save money on your cell phone plan is to compare different providers. Consider what you need and it’s likely you’ll find a plan that meets those needs. In many cases, providers even allow you to create a custom plan.
Below are the seven best cheap cell phone plans for families.
Tello is a prepaid cell phone service provider with flexible plans and low rates – perfect for families and couples. There are no contracts, no activation fees, no early termination fees and customers get nationwide 4G LTE coverage provided by Sprint’s network.
Plans start as low as $5 per month and you can customize your plan based on how much data or talking minutes your family needs. This allows you to choose exactly what you want without having to pay for something you don’t need.
There are several plans that have unlimited talk and text, and you customize it further by how much data you want. You can even limit your talk minutes to further lower your bill and still keep unlimited texts. This makes Tello one of the best cell phone plans for kids and teens, as well as couples.
Their most popular plan has unlimited talk and text plus 1 GB of data for just $14 per month – after paying $7 for the first month. You can either bring your own phone to Tello or buy one from them.
What to Like About Tello
- You can use both Android and iPhones
- Fully customizable plans
- Free tethering
- You can make international calls
What Not to Like About Tello
- No roaming, but calls are made over Wi-Fi
- Phones are a bit more expensive
Check out the plans at Tello and start saving today. Now through March 9 you receive 50 percent off, for the first month, on any Tello plan!
Read our Tello review to learn more about the provider.
Ting is a terrific option for those looking for cheap cell phone plans for families. With Ting you don’t have a set plan, but you customize a plan for what you need. The provider has no contracts, you can leave whenever you wish and each line is just $6.
If you need unlimited talk, text, and data Ting may not be for your family, but the ability to customize a plan is hard to overlook. The average monthly bill with Ting is $23, which is a big savings versus a traditional contract plan.
Frugal Rules readers receive a $50 credit when signing up, effectively offering your first two months of service for free!
Ting operates on three networks – Sprint, T-Mobile, and Verizon so you have more reliable coverage with the provider. You can add as many lines as you like with Ting. This is great for a larger family looking to keep costs down and share data, talk, and text.
The average talk minutes is $9 per month for 100 – 500 minutes. The average text amount is $5 for 101 – 1,000 texts per month. Data is last, and the average amount is $10 per month for 101 – 500 MB of data.
If you find the data restrictive, remember that if you use Wi-Fi a lot you should be able to avoid that. You only pay for what you use, so you’re not overpaying for something you don’t need.
You can also bring your own phone to Ting, or buy one from the provider.
What to Like About Ting:
- Provides coverage on three carriers
- You can bring your own phone
- $50 credit for Frugal Rules readers
- Provides fully customizable plans
- You only pay for what you use
- No additional cost for calls to 60+ international countries
What Not to Like About Ting:
- Not for heavy data users
3. Republic Wireless
Republic Wireless is a cell phone company with plans starting as low as $15 per month for unlimited talk and text. This includes nationwide coverage and you won’t be locked into any contracts or hidden fees.
It’s worth noting that $15 is including just the talk and text and no data. You can add data for $5 per GB per month, and you can keep track of your data by downloading their app. The provider is also one of the best phone plans for college students looking to save money.
Republic Wireless can offer such low prices because they’re a Multiple Virtual Network Operator (MVNO), which means they don’t operate their own network. Instead, they piggyback on the towers of a major carrier. Republic Wireless piggybacks on the Sprint and T-Mobile networks for service.
This lets them pass savings onto customers you may not find with a major carrier. Republic Wireless also heavily relies on Wi-Fi to keep your costs down.
Republic Wireless is so confident that you will like your service that they offer a 14-day money-back guarantee. You can either bring your own phone to Republic Wireless or you can buy one from them. However, they they only work with Android phones.
What to Like About Republic Wireless
- They offer a 14-day money-back guarantee
- They pay you back each month for unused data
- Republic Wireless is contract-free, so you can leave at anytime
- It operates on the Sprint and T-Mobile networks
What Not to Like About Republic Wireless
- Does not work with iOS platform
- Data not included but is easy to purchase
If you need a reliable service at a steep discount, Republic Wireless is worth considering. They’re one of the best cheap cell phone plans for families.
Check out the plans at Republic Wireless to see how much you can save.
4. Xfinity Mobile
Xfinity Mobile is a new mobile service offered by Comcast Xfinity, the Internet and cable giant. Many have had less than stellar experiences with Comcast, but their coverage map and pricing make them hard to deny as one of the best cheap cell phone plans for families.
Xfinity runs on the Verizon network, so you know it’s reliable.
You must be an Xfinity Internet service customer in order to qualify for their mobile service. If you live within their coverage area, it’s likely you have them as your Internet service provider.
The best part of Xfinity Mobile is their pricing structure. Xfinity is one of the best cheap cell phone plans for couples on the market. Each plan includes the following features:
- Free unlimited nationwide talk and text
- No line access fees for up to five lines
- Free access to 18+ million WiFi hotspots
- 100 MB shared data for free, each month
Aside from taxes, the base plan is free of charge. If Wi-Fi is not enough for your needs, you can buy data in one of two competitive options:
- $12 GB/shared data per month
- $45 per month per line for unlimited data
What to Like About Xfinity Mobile
- Great service on the Verizon network
- Free, unlimited nationwide talk and text
- Customizable data plans
- Free access to Wi-Fi hotspots
What Not to Like About Xfinity Mobile
- Does not work with Android devices, only iPhone 5 and later
Check out plans at Xfinity Mobile and see how much you can save.
Verizon is well-known for having the expensive plans that helped create the MVNO space. Recently, though, they’ve become one of the best cell phone plans for couples at a relatively decent cost.
Verizon is typically known for having the best network in the mobile space. They cover a significant majority of the country with their 4G LTE service, so you can be in most places and have excellent coverage. If you don’t need a lot of data, but the best coverage possible, Verizon is a solid pick.
Need a plan for your older parents? Verizon is one of the best cell phone plans for seniors as well.
Verizon offers three unlimited plans all $60 or under per month. You can adjust each person’s plan with the family option to accommodate different needs and preferences.
However, if you need just two lines you can get unlimited talk and text, and 4 GB of shared data for $90 per month.
You will also have HD quality streaming and 15 GB of mobile hot spot. Mexico and Canada talk, text, and data is also included. An ad-free library with Apple Music can be used as well.
What to Like About Verizon
- Excellent coverage
- Prepaid cell phone plans in addition to their traditional plans
- Decent price for couples
- 15 GB hot spot allowance
What Not to Like About Verizon
- Low data cap
- Easy for price to get out of hand
Check out plans at Verizon and see how much you can save.
Sprint, like Verizon, is a legacy carrier that has made enough strides to be considered among the best cheap cell phone plans for families. Also like Verizon, it’s easy to spend too much with Sprint, but they do also have prepaid cell phone plans as an option.
Sprint is best for those looking for family cell phone plans with unlimited data. They offer four lines with unlimited talk, text, and data for $160 per month. If you choose autopay, they reduce the price to $140 per month.
As an added value, Sprint offers customers free Hulu and TIDAL subscriptions. Sprint also offers 50 GB of shared hot spot allowance per month and 10 GB of data in Canada and Mexico.
The downside is using the Sprint network, which is typically on the lower end for service. If you live in a Sprint area, though, this may not be an issue.
You can either bring your own phone or buy a new or refurbished one from Sprint. They’re currently offering $10 off per month on unlimited phones, as long as you bring your own device or buy a new one outright.
What to Like About Sprint
- Autopay discount
- Reasonably priced unlimited data plans
- 50 GB hot spot allowance
- Free Hulu and TIDAL subscriptions
What Not to Like About Sprint
- Easy for price to get out of hand
- Coverage is spotty in some areas
Check out plans at Sprint and see how much you can save.
7. Metro PCS
Metro PCS is the last on our list of best cheap cell phone plans for families. They are another MVNO and is owned and operated by legacy carrier T-Mobile.
Pricing with Metro PCS is fairly straightforward. You can get unlimited talk, text, and data for $50 for one line. If you add a second line, you pay $80 per month. Metro PCS also gives each line a 5 GB mobile hot spot allowance each month, plus 100 GB of Google One storage.
This makes Metro PCS one of the best cell phone plans for couples. However, if you have a family it’s easy for the bill to become expensive since they charge $30 per line to have additional lines. They also charge $5 extra per month, per country, if you want to add unlimited talk, text, and data for Canada or Mexico.
You can bring your own phone or buy one from Metro PCS.
What to Like About Metro PCS
- Reasonably priced plan for two lines
- Operates on the T-Mobile network
- Hot spot allowance is per line
What Not to Like About Metro PCS
- Easy for price to get out of hand
- HD streaming costs $10 per month
Check out plans at Metro PCS and see how much you can save.
Best Cell Phone Plans FAQs
Many of the best cheap cell phone plans for families are no-contract cell phone plans. If you’ve never had a prepaid cell phone plan, you may wonder where to start. You may also wonder how much you should spend per month on a cell phone plan.
Below are answers to some common questions many ask when looking for cheap phone plans:
What kind of cell phone do I need?
To use most of the best cheap cell phone plans above, you need an unlocked cell phone. An unlocked cell phone is a phone not tied to a specific carrier or contract.
You can find unlocked cell phones on Amazon and take them to any carrier that allows you to bring a phone. Just make sure the carrier you choose allows you to bring your own devices prior to purchasing phones.
Should I buy my own phone, or get one from a carrier?
This depends on the carrier, but most often it’s best to buy your own phone. This gives you more freedom to move from carrier to carrier as you wish and not risk buying a locked phone.
How do I activate an unlocked phone?
It is simple to activate an unlocked cell phone. You get a SIM card from the carrier and insert it into your phone. In many cases carriers will either provide it for free, or it will be a $10 one-time charge.
The SIM card allows you to receive texts, make calls, and use data on the chosen network.
How much data do we need?
That depends on your family’s needs. If you’re not on WiFi most of the day and stream a lot of data, your family will need more. Since Wi-Fi is available almost everywhere, it’s best to take advantage of that to mitigate data needs and save money.
How much money can I save per month with the best cell phone plans?
The most expensive plan on our list tops out at $50 per month. However, for most plans, you should spend no more than $40 per month, including taxes, and many providers offer discounts if you opt for autopay.
You have lots options when it comes to the best cheap cell phone plans for families. It’s easy to overspend on cell service, so don’t get caught by spending more than you need to. Look for discounts as many carriers offer them when you have multiple lines.
Narrowing down your options depends on your budget and preferences. Each family member may use their phone for different things so a flexible plan is always a great option.
How much is your cell phone bill each month? What do you do to save money on your cell phone service? What other cell phone plans for families have you used to save money?