8 Best Cell Phone Plans for Seniors [2021 Update]

Finding the right cell phone plan is not one size fits all. When it comes to cell phone plans for seniors, the best options are affordable, straightforward, and have no surprises when it comes to billing.

Regardless of if you’re a senior who wants a simple flip phone or are tech-savvy and want something with plenty of features, there is a phone plan that will meet your needs. While some senior phone plans specialize in your specific needs, there are many cheap cell phone plans that are just as good.

Our guide shares the best no-contract cell plans for seniors.

Best Cell Phone Plans for Seniors

You might believe you need to sign a contract to get cell phone service. Thanks to Mobile Virtual Network Operators (MVNOs), that’s not always the case. MVNOs piggyback on cell towers of legacy carriers, like Verizon, allowing you to pay less.

Here are the best cheap phone plans for seniors.

1. Tello

Tello gives seniors access to some of the top prepaid rates on the market. The carrier has 4G LTE coverage and operates on the Sprint network. Minutes can be used to call Canada, Mexico, and China.

Plans can be set up to renew automatically every month. You can also cancel at any time without penalty.

Depending on your needs, you can customize your plan. All plans at Tello include unlimited talk and text.

Here are the plans currently available at Tello:

• 1GB of data = $10 per month
• 2GB of data = $14 per month
• 4GB of data = $19 per month
• Unlimited data = $39 per month

If you don’t need unlimited talk and text, plans go as low as $5 per month.

Tello is rated as one of the best cell phone plans for seniors because there is no charge for upgrading to a different plan. Any unused minutes roll over to the next month.

Another perk of Tello is that it gives customers the option of free tethering. Tethering turns a mobile device into a modem or router to connect other devices to the internet.

*Related: Are you looking for a no-contract phone plan that fits your needs? Read our review of Tello vs. Ting to see which of the cheap cell phone plans is best for you.

This is great for seniors who travel and need web access.

Pros:

• Free international calls to over 60 countries
• Customizable plans
• Free tethering
• Works with both Android and iOS devices

Cons:

• No roaming, but operates on Wi-Fi
• Phones are more expensive

2. Ting

Ting is one of the best phone plans for seniors who don’t want an expensive monthly bill, especially after its pricing change. The provider has no-contract cell phones, allowing you to leave whenever you wish.

Customers get unlimited talk and text for only $10 per month. You only pay for the data you use, which is just $5 per GB.

Ting operates on two networks: T-Mobile and Verizon, so you have reliable coverage.

Frugal Rules readers receive a $50 credit when signing up, effectively providing you several months of free service.

You can either bring your own phone to Ting or buy one from the provider.

Pros:

• Provides coverage on two carriers
• You can bring your own phone
• Provides fully customizable plans
• You only pay for what you use
• No additional cost for calls to 60+ international countries

Cons:

• No in-person service, which is common with MVNOs

3. Mint Mobile

Mint Mobile is one of the best phone plans for seniors. The service offers plans as low as $15 per month. That includes unlimited talk and text plus 4GB of data per month.

They recently launched an unlimited everything plan that costs just $30 a month. It’s tough to beat that price in comparison with other no-contract cell phone plans.

Mint Mobile sells plans in bulk or in three, six, or twelve-month increments. You also receive a free SIM card when you join Mint Mobile.

*Related: For a limited time, Frugal Rules readers can bring your number to Mint and get 6 months of FREE SERVICE when you buy a phone + a 6 month plan!*

If you’re in an area where 5G is available, you will receive that at no additional fee.

Pros:

• Free 7-day trial
• Free tethering
• You can use both Android and iPhones
• Free calls to Canada and Mexico
• Unlimited data for just $30 per month

Cons:

• Mint Mobile devices have lower priority on the T-Mobile network

4. Twigby

Twigby isn’t specifically a phone plan for seniors, but their low price warrants their inclusion on our list. The service operates on the Verizon network, allowing them to provide quality coverage throughout the country.

Twigby entices new customers by offering 25 percent off for the first six months of service.

*Right now Frugal Rules readers can get up to 25 percent off their first six months of service with Twigby!*

Texts are unlimited. Twigby sells minutes and data in different buckets. Here is what they offer for minutes:

• 300 minutes – $9 per month
• 500 minutes – $11 per month
• Unlimited – $13 per month

Data comes in the following buckets:

• 200MB – $3 per month
• 1GB per month – $6 per month
• 2GB per month – $10 per month
• 3GB per month – $15 per month
• 5GB per month – $20 per month
• 10GB per month – $30 per month

As an example, if you choose unlimited minutes and 3 GB of data, you would only pay $21 per month for the first six months. You’d pay $28 after that.

Pros:

• Runs on a legacy network, Verizon
• International calling to Canada, China, and Mexico
• Plans as low as $13 for unlimited talk and text
• Fully customizable plans
• Works with both Android and iOS devices

Cons:

• Online only, no retail locations

5. Republic Wireless

Republic Wireless is one of the leading no-contract cell phone providers. The company allows customers to use Wi-Fi to make phone calls and send texts. You can use a cellular network when you aren’t near a reliable Wi-Fi source.

The provider operates on the Sprint and T-Mobile networks. This combination is how Republic Wireless can offer competitive pricing for their service plans.

Pricing is painless with Republic Wireless. The only available plan is:

• Unlimited talk and text = $15 per month
• Unlimited data = $5 per 1 GB

If you’re a senior who doesn’t need a lot of data and relies heavily on Wi-Fi, Republic Wireless is a top choice.

If you want additional data it’s just $5 per GB. You can add it right from your phone.

Pros:

• They offer a 14-day money-back guarantee
• No contracts
• They pay you back for unused data each month
• Operates on Sprint and T-Mobile
• You can make free international calls from anywhere in the U.S.

Cons:

• Only works with Android devices
• You must purchase data, but it is inexpensive

6. Reach Mobile

Reach Mobile operates on the Verizon network offering 4G LTE coverage. With Reach Mobile you can get affordable cell phone service without signing any contracts.

They have a Best Fit™ feature that automatically lowers your bill if you use less data than you signed up for. According to their website, one in four people save money this way.

Each plan with Reach Mobile offers unlimited talk and text and all are hotspot enabled. The plans also allow HD streaming and international calls.

Their Basic plan is $30 per month for one line and provides 3GB of shareable data. The Moderate plan is $45 per month for one line and allows 8GB of shareable data.

You can choose to keep your existing phone number if you’re switching from another provider. In most cases, you can also bring your own phone whether it’s Apple or Android.

Pros

• Reach Mobile is contract-free, so you can leave at anytime
• New customers save 50% off their first 3 months of service with REACH503 promo code
• Each plan provides unlimited talk and text
• Plans are hotspot enabled

Cons

• If multiple lines are needed the cost can get out of hand quickly

7. GreatCall

GreatCall is an excellent alternative for seniors who want an affordable way to make calls without a lot of data. The company is popular for their Jitterbug phone for seniors. Plans start at $14.99 for 200 minutes and $3 for 300 texts per month.

The provider charges a one-time $99 fee to set up your device. There are no contracts.

You can’t bring your own phone to GreatCall because they connect your device to medical alert services and other healthcare services.

You can get a flip phone or a smart device. However, the options they do have are perfect for seniors. All phones have larger buttons and are designed with seniors in mind.

With the click of a button, GreatCall agents are on the phone to try and solve a problem big or small. When one of those calls is made, a link can be sent to family members so they know that it took place.

The GreatCall Youtube channel offers seniors easy to follow instructions on a variety of topics. It even provides a video on how to set up the smartphone.

Pros:

• Connection to medical alert providers
• Senior-specific features like daily health tips and check-in calls
• Devices with larger buttons

Cons:

• Can’t bring your own phone

Compare plans at GreatCall to see how much you can save.

8. Consumer Cellular

Consumer Cellular is one of the more well-known cell phone plans for seniors. In fact, the company focuses on customers 55 and over.

The provider is an MVNO. You choose whether to have service on AT&T or T-Mobile.

Consumer Cellular offers a variety of plans, including:

• 250 talk minutes, unlimited texts, and 500GB of data for $17.50 per month
• Unlimited talk, unlimited texts, and 3GB of data for $22.50 per month

Plans are fully customizable. You can change plans monthly based on your needs.

Flip phones with Consumer Cellular start as low as $30. Similar to other MVNOs, you can bring your own device. This can either be a flip phone or smartphone.

Consumer Cellular allows customers to receive convenient usage alerts so it’s easy to keep track of data. Customers who go over their data allowance will be automatically upgraded with no overage fee.

Pros:

• Operates on AT&T and T-Mobile platform
• Works with Android and iOS devices
• AARP discounts available
• 30-day money-back guarantee

Cons:

• No unlimited data plans

Compare plans at Consumer Cellular to see how much you can save.

Bottom Line

Whether you’re looking for a simple option to make calls or you want higher data capabilities, any of the senior phone plans on this list will fit your needs.

You don’t need to spend a lot of money on your cell phone plan. Affordable phone plans let you have reliable coverage that’s tailored to your needs.

What are some other cell phone plans you’ve used and liked? How much do you spend on cell service each month?