The following is a contribution from the illustrious Mr. CBB from Canadian Budget Binder. Stretching a grocery budget is very common in many households in today’s economy. As we continue to see people out of work or struggling to make ends meet we have to find ways to make the money go … [Read more...] about 10 Ways to Stretch Your Grocery Budget
For those of you that have not read about the loss of our dear son Isaac, I encourage you to read it as this post is based largely off of that one. We lost Isaac on November 10th and wondered how life would go on. My wife’s birthday was just four days later and as hard as it was we had to celebrate … [Read more...] about 4 Minutes That Changed My Life Forever II, a Thoughtful Thanksgiving
Money is a precious commodity; a commodity that I like, use, and know a lot about. As valuable as money is, it’s not the most precious commodity available to us. Many of us, myself included, spend countless hours writing and discussing money. Money has its place, but far more important, in my … [Read more...] about 4 Minutes That Changed My Life Forever
A common objection to being frugal is that it’s really just a nicer label for cheapness. Many a family member has told me that I am cheap. I would be the first to admit that I am always looking for a deal and love to save money. People trying to be frugal love finding ways they can make their … [Read more...] about When is Being Frugal Really Just Being Cheap?
I recently left my former employer (more on that later) and one of the first calls I made after making the decision was finding out what I needed to do in order to rollover my old 401(k). I wanted to make sure that I had control over my retirement money and my 401(k) makes up a substantial portion … [Read more...] about You Left Your Job, Now Take Your 401k With You
Credit cards aren’t bad. I know…I said it. For many, a credit card is considered one of the evils of our society, something that should be avoided at all costs. I mean, after all, they can lead to serious debt. They also can charge astronomical interest rates creating debt that feels nearly … [Read more...] about Are Credit Cards Really That Bad?
Who doesn’t like the fun of going out for dinner instead of making it at home? Even in this economy, Americans average $2,500 per person annually on eating out. Eating out can be done frugally; follow these simple steps to eat out and save money while you’re at it. 1. Skip The Drinks Eating out is … [Read more...] about 7 Frugal Ways To Save Money While Eating Out
A common excuse I have heard as to why people save little or nothing at all is that the person does not have the available money to save or does not have it budgeted. While that reason is understandable when money is tight, automating the savings process can make the act of saving relatively … [Read more...] about 6 Simple Ways to Automate Your Savings
What comes to mind when you think of your college years? Many might say going to football games, making lifelong friends, or being away from home for the first time. I got to experience most if not all of that in my college years, but one of the most memorable was graduating with $25,000 in credit … [Read more...] about My Dance With Credit Card Debt (And How I Got Out of it)
A quick scan of the internet gives one the impression that personal finance blogs are a dime a dozen. It’s hard to do a Google search on personal finance blogs and not come away thinking that the market is saturated. So, why do I find myself throwing my hat into the blogging ring when there are … [Read more...] about Yes, I Know…Another Personal Finance Blog
If you’ve been to the grocery store lately you know that prices are going up. Thanks to this year’s record breaking drought and subsequent rise in corn prices this increase will only get worse. What makes the drought particularly hard is that corn directly or indirectly is a part of so many of the … [Read more...] about 9 Frugal Ways to Lower Your Grocery Bill
When I mention the idea of living within a budget, I often get strange looks. I hear things like, “Why would I want to do that?” or “Budgeting requires too much work” or “Budgeting takes too much time.” These common myths are usually believed by people who don’t know how to budget. Ignorance about … [Read more...] about The How-to’s of Budgeting