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Losing Isaac – Finding Life in the Death of a Child

Written By John Schmoll, MBA
February 25, 2013

Some of you will remember me sharing about the loss of our dear son Isaac four years ago in 4 Minutes That Changed My Life Forever.That post was from my perspective and have been asked over the last few months, by numerous readers, to have my wife share her side of the story. Make sure you have a … [Read more...] about Losing Isaac – Finding Life in the Death of a Child

Even More Blogging Tips From a Beginner, Part II

Written By John Schmoll, MBA
February 20, 2013

Welcome back to another blogging tips post. It’s been about a month since my last blogging tips post and they’re always well received, so I thought it was time for another. I am only about a week or two from hitting the six month mark, so I know that I am not an expert by any means but I have … [Read more...] about Even More Blogging Tips From a Beginner, Part II

10 Ways to Stretch Your Grocery Budget

Written By John Schmoll, MBA
December 11, 2012

The following is a contribution from the illustrious Mr. CBB from Canadian Budget Binder.  Stretching a grocery budget is very common in many households in today’s economy. As we continue to see people out of work or struggling to make ends meet we have to find ways to make the money go … [Read more...] about 10 Ways to Stretch Your Grocery Budget

4 Minutes That Changed My Life Forever II, a Thoughtful Thanksgiving

Written By John Schmoll, MBA
November 20, 2012

For those of you that have not read about the loss of our dear son Isaac, I encourage you to read it as this post is based largely off of that one. We lost Isaac on November 10th and wondered how life would go on. My wife’s birthday was just four days later and as hard as it was we had to celebrate … [Read more...] about 4 Minutes That Changed My Life Forever II, a Thoughtful Thanksgiving

4 Minutes That Changed My Life Forever

Written By John Schmoll, MBA
November 12, 2012

Money is a precious commodity; a commodity that I like, use, and know a lot about. As valuable as money is, it’s not the most precious commodity available to us. Many of us, myself included, spend countless hours writing and discussing money. Money has its place, but far more important, in my … [Read more...] about 4 Minutes That Changed My Life Forever

You Left Your Job, Now Take Your 401k With You

Written By John Schmoll, MBA
October 4, 2012

I recently left my former employer (more on that later) and one of the first calls I made after making the decision was finding out what I needed to do in order to rollover my old 401(k). I wanted to make sure that I had control over my retirement money and my 401(k) makes up a substantial portion … [Read more...] about You Left Your Job, Now Take Your 401k With You

7 Frugal Ways To Save Money While Eating Out

Written By John Schmoll, MBA
September 26, 2012

Who doesn’t like the fun of going out for dinner instead of making it at home? Even in this economy, Americans average $2,500 per person annually on eating out. Eating out can be done frugally; follow these simple steps to eat out and save money while you’re at it. 1. Skip The Drinks Eating … [Read more...] about 7 Frugal Ways To Save Money While Eating Out

My Dance With Credit Card Debt (And How I Got Out of it)

Written By John Schmoll, MBA
September 13, 2012

What comes to mind when you think of your college years? Many might say going to football games, making lifelong friends, or being away from home for the first time. I got to experience most if not all of that in my college years, but one of the most memorable was graduating with $25,000 in credit … [Read more...] about My Dance With Credit Card Debt (And How I Got Out of it)

Yes, I Know…Another Personal Finance Blog

Written By John Schmoll, MBA
September 11, 2012

A quick scan of the internet gives one the impression that personal finance blogs are a dime a dozen. It’s hard to do a Google search on personal finance blogs and not come away thinking that the market is saturated. So, why do I find myself throwing my hat into the blogging ring when there are … [Read more...] about Yes, I Know…Another Personal Finance Blog

9 Frugal Ways to Lower Your Grocery Bill

Written By John Schmoll, MBA
September 11, 2012

If you’ve been to the grocery store lately you know that prices are going up. Thanks to this year’s record breaking drought and subsequent rise in corn prices this increase will only get worse. What makes the drought particularly hard is that corn directly or indirectly is a part of so many of … [Read more...] about 9 Frugal Ways to Lower Your Grocery Bill

The How-to’s of Budgeting

Written By John Schmoll, MBA
September 11, 2012

When I mention the idea of living within a budget, I often get strange looks. I hear things like, “Why would I want to do that?” or “Budgeting requires too much work” or “Budgeting takes too much time.” These common myths are usually believed by people who don’t know how to budget. Ignorance about … [Read more...] about The How-to’s of Budgeting

5 Reasons Why I Love Budgeting

Written By John Schmoll, MBA
September 11, 2012

I can still remember the feeling like it was yesterday. I had just finished meeting with a credit counselor who was going to help me climb my way out of the $20,000 credit card debt hole I had created and she used the dreaded word...budget. What was she talking about? What was this thing called … [Read more...] about 5 Reasons Why I Love Budgeting

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About the Author

I’m John Schmoll, Jr. – a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

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