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When I mention the idea of living within a budget, I often get strange looks. I hear things like, “Why would I want to do that?” or “Budgeting requires too much work” or “Budgeting takes too much time.” These common myths are usually believed by people who don’t know how to budget. Ignorance about … [Read more...] about The How-to’s of Budgeting

I can still remember the feeling like it was yesterday. I had just finished meeting with a credit counselor who was going to help me climb my way out of the $20,000 credit card debt hole I had created and she used the dreaded word...budget. What was she talking about? What was this thing called … [Read more...] about 5 Reasons Why I Love Budgeting