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Blog

The Inheritance Tax: Making Death and Taxes a Little Less Certain

Written By John Schmoll
August 25, 2023

As Benjamin Franklin stated over 200 years ago, "...in this world, nothing can be said to be certain except death and taxes." The adage rings especially true where these two certainties intersect – namely, the inheritance tax. When navigating a difficult end-of-life transition, money is likely … [Read more...] about The Inheritance Tax: Making Death and Taxes a Little Less Certain

Hulu With Live TV Review: Is it Worth $77 a Month?

Written By John Schmoll
August 24, 2023

Cable TV is a sizable expense for many families. The average monthly cable bill is $200 per month. Live TV streaming services help people slash their bills without missing their favorite shows and live sports. Hulu with Live TV is one of the top cable replacement options. However, recent price … [Read more...] about Hulu With Live TV Review: Is it Worth $77 a Month?

It’s Time For College Football! 10 Top Services You Need to Stream Games

Written By John Schmoll
August 24, 2023

College football season is near. For football fans, it has been a long eight or so months since they saw their team out on the gridiron. Many people believe you need an expensive cable or satellite subscription to watch your favorite team. That's not the case. You can catch all the action for a … [Read more...] about It’s Time For College Football! 10 Top Services You Need to Stream Games

Eating Cheap: Budget Meal Ideas That Will Make Everyone Happy

Written By John Schmoll
August 23, 2023

Learning how to make healthy meals on a budget may seem challenging, but with the right strategy, it's entirely within reach. By tapping into your creativity and a little strategic planning, you can enjoy nourishing meals that won't break the bank. This guide will dive deep into meal planning on … [Read more...] about Eating Cheap: Budget Meal Ideas That Will Make Everyone Happy

9 Ways to Watch College Football Without Cable [2024 Update]

Written By John Schmoll
August 21, 2023

College football season is a fun time of the year, and you don't need an expensive cable contract to catch the action. There are many ways to watch college football without cable. We tested the most popular video streaming services to determine how you can watch your favorite team while saving … [Read more...] about 9 Ways to Watch College Football Without Cable [2024 Update]

How to Become Rich in 9 Simple Steps

Written By John Schmoll
August 20, 2023

Building wealth is essential to pursuing financial independence. Wealth creates opportunity, yet it evades a lot of people. This is because many people simply look for ways to get rich quickly. The reality is that wealth creation takes time, effort, and a touch of luck. Unless you were born into … [Read more...] about How to Become Rich in 9 Simple Steps

14 Ways to Beat the Heat and Lower Your Water Bill with Zeroscaping

Written By Nicole Schmoll
August 18, 2023

Zeroscaping, or xeriscaping as it is more accurately named, is an approach to gardening that prioritizes water conservation. At a time when prices are rising and water is becoming less plentiful in certain areas, landscaping that requires little to no watering is attractive to many homeowners and … [Read more...] about 14 Ways to Beat the Heat and Lower Your Water Bill with Zeroscaping

Tune In for Free: 10 Video Streaming Services That Won’t Cost You a Dime

Written By John Schmoll
August 16, 2023

Having cable or satellite is becoming increasingly expensive. The same is true of live TV streaming apps. Thankfully, there are a growing number of free video streaming services that provide hours of entertainment. Here are ten of the top free streaming apps to watch your favorite TV shows and … [Read more...] about Tune In for Free: 10 Video Streaming Services That Won’t Cost You a Dime

11 Tips to Become a Successful Real Estate Investor

Written By John Schmoll
August 16, 2023

Real estate investing can be a rewarding endeavor, but it's fraught with danger. Investors who make mistakes can go bankrupt, and investors who do it right can become wealthy. I've been investing in real estate for more than 16 years. I own more than 70 rental houses and am an avid house flipper. … [Read more...] about 11 Tips to Become a Successful Real Estate Investor

NFL+ Review: Is the NFL Streaming Service Worth it?

Written By John Schmoll
August 10, 2023

Figuring out how to watch your favorite NFL team play isn’t always easy. The league likes to spread its wings when broadcasting games, which can lead to frustration for many football fans. If your favorite team isn’t in your market, it makes the situation much worse. The new NFL+ streaming … [Read more...] about NFL+ Review: Is the NFL Streaming Service Worth it?

Downsides of Dime-Pinching: 10 Times Companies Paid a Hefty Price for Savings

Written By John Schmoll
August 9, 2023

No one is perfect, and that is often displayed by companies when they make foolish decisions. While trying to save money, the decision backfires and costs them more in the long run. In a recent online discussion, people shared instances where firms tried to cut costs only to see it go terribly … [Read more...] about Downsides of Dime-Pinching: 10 Times Companies Paid a Hefty Price for Savings

11 Takeaways: Manager Takes Up Collection for Employee Then Steals Donations and Leaves Company!

Written By John Schmoll
August 7, 2023

In a post on an online forum, an employee shared a sad story. One woman, let's call her Beth, suffered a terrible loss and took time away from work. While she was grieving the loss of her daughter, her boss took up donations for her to help with expenses. When she returned, her teammates asked how … [Read more...] about 11 Takeaways: Manager Takes Up Collection for Employee Then Steals Donations and Leaves Company!

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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