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Blog

Frugal but Fabulous: 10 Things Even Cheapskates Splurge On No Matter the Cost

Written By John Schmoll
October 12, 2023

Cheapskates often get a bad rap. Some is deserved, but the stereotypes can be misguided as they will spend up for things they value. In an online forum, frugal people discussed items they're happy to spend on. Here are ten of their favorite splurges, cheapskate or not. Shoes You spend a lot of … [Read more...] about Frugal but Fabulous: 10 Things Even Cheapskates Splurge On No Matter the Cost

Ignored Essentials: 11 Things You Need to Know, But Most People Probably Don’t

Written By John Schmoll
October 12, 2023

There are many things in life that are essential for people to know how to do, but many people have no idea how to do them. Fortunately, it's not too late to learn! Now that you know what some of these essential things are, you can figure out how to do them and pass those skills on to … [Read more...] about Ignored Essentials: 11 Things You Need to Know, But Most People Probably Don’t

Money Hiding in Plain Sight: 12 Surprisingly Easy Ways to Earn Extra Money

Written By Nicole Schmoll
October 11, 2023

Life is hard. Stressing about money makes it even harder. If you're worried about how you're going to make ends meet, earning more money will help provide some padding - and peace of mind. Here are 12 surprisingly easy ways to make extra money that you can start today. Rent Out a Room in Your … [Read more...] about Money Hiding in Plain Sight: 12 Surprisingly Easy Ways to Earn Extra Money

Escape the Financial Rut: Unlock Your Wealth Potential with 12 These Simple Tactics

Written By John Schmoll
October 11, 2023

You don't need to be a financial expert to make wise moves with your money. Many people often believe that it's impossible to see any headway with their finances, but that's not the case. Improving your finances often comes down to making one wise step. That builds the confidence you need to work on … [Read more...] about Escape the Financial Rut: Unlock Your Wealth Potential with 12 These Simple Tactics

Job Seekers Beware: Avoid These 10 Costly Career Change Regrets

Written By John Schmoll
October 11, 2023

It's not always easy to decide to leave your current job. You may feel comfortable in your current role, or you may leave co-workers you like behind. However, leaving a toxic work environment or moving a better-paying job is always a good thing. In an online forum, people discussed ways to leave … [Read more...] about Job Seekers Beware: Avoid These 10 Costly Career Change Regrets

Don’t Be a Cheapskate: 10 Times When Extreme Penny-Pinching Goes Too Far

Written By John Schmoll
October 10, 2023

Saving money is something almost everyone wants to do, or do better at. Living frugally is a great way to save, because it teaches you to spend less. But, frugality can go too far when extreme penny-pinching takes the joy out of life or makes things extremely awkward for those around you.  1. Using … [Read more...] about Don’t Be a Cheapskate: 10 Times When Extreme Penny-Pinching Goes Too Far

Hollywood’s Charisma Kings and Queens: 10 Celebrities Who Win Hearts, Not Awards

Written By Nicole Schmoll
October 10, 2023

In the star-studded world of La La Land, all that glitters is not gold. While many of the most famous actors are so because of their talent, some have gained stardom because of their personalities. See if your favorite star makes this list for their personality and not their acting chops. 1. … [Read more...] about Hollywood’s Charisma Kings and Queens: 10 Celebrities Who Win Hearts, Not Awards

Ageless Adventure: 10 Places Where Solo 40+ Nomads Feel at Home

Written By John Schmoll
October 10, 2023

Welcome to the age of the digital nomad. Those requiring only a laptop for their profession have more opportunities to see the world like no previous generation. However, it's all fun and games in your twenties and thirties, but where can a forty-something laptop wanderer feel at home? Moreover, in … [Read more...] about Ageless Adventure: 10 Places Where Solo 40+ Nomads Feel at Home

The Cost of Ignorance: 10 Fundamental Financial Tips You Can’t Afford to Overlook

Written By John Schmoll
October 10, 2023

How you manage your money influences a lot of areas of your life. From having what you need on a daily basis to achieving long-term goals, they all flow from wise money management. You don't need to be an expert, or have an MBA, to manage your money effectively. Following a few simple tips is all … [Read more...] about The Cost of Ignorance: 10 Fundamental Financial Tips You Can’t Afford to Overlook

Epic Fail: 12 Products That Seemingly Skipped the Testing Phase

Written By Nicole Schmoll
October 10, 2023

Whether it's running crash tests, giving concoctions to human subjects, or testing products in other ways, manufacturers must probe a product's flaws before going to market. Yet, countless defective and dangerous products make it into consumers' hands (and bodies) each year, leading us to wonder … [Read more...] about Epic Fail: 12 Products That Seemingly Skipped the Testing Phase

The Price We Pay: 10 Normal Everyday Items That Have Become Luxury

Written By John Schmoll
October 10, 2023

Sadly, not everything stays the same. Things that were normal in the past are no considered luxury. This makes the given items more unattainable for everyday people. In a conversation in an online forum, people discussed things that are no longer a part of typical normalcy. Here are ten of their … [Read more...] about The Price We Pay: 10 Normal Everyday Items That Have Become Luxury

Legacy Or Lifestyle: The Complex Choices Parents Face With Their Wealth

Written By John Schmoll
October 10, 2023

With age, many face the ultimate parenting peril: to leave a legacy or live out their dreams. From mapping out the ideal retirement to securing your children's futures, here's what an online community says about leaving behind an inheritance rather than spending on yourself. 1. A Lack Of … [Read more...] about Legacy Or Lifestyle: The Complex Choices Parents Face With Their Wealth

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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