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Growing Up Poor: 12 Choices Only Those Who’ve Been There Truly Understand

Written By John Schmoll
October 19, 2023

Not everyone grows up having everything they need. Even in America. In fact, many people grow up cash-strapped, stressed out and poor. Those circumstances can stick with you into adulthood, even long after you've started a successful career and have enough money to make ends meet. In a recent … [Read more...] about Growing Up Poor: 12 Choices Only Those Who’ve Been There Truly Understand

Boomers Get Out! 11 States That Don’t Want You to Retire There

Written By John Schmoll
October 19, 2023

Retirement living is a fun time for many people. You get to enjoy the fruits of your years of labor while possibly taking on new hobbies to enjoy. However, where you spend your retirement years can seriously help or hinder those desires. Here are the 11 worst states for retirees. Keep them in … [Read more...] about Boomers Get Out! 11 States That Don’t Want You to Retire There

The Decline of Respect: 12 Traditions That Have Become Complete Jokes

Written By John Schmoll
October 19, 2023

Like it or not, but not everything stays the same. Change takes place and it ruins something that was once reliable and known to the complete opposite. Some will argue this is true of institutions to brands. In an online forum, commenters shared their opinions on things that no longer have respect … [Read more...] about The Decline of Respect: 12 Traditions That Have Become Complete Jokes

Hitting You Where It Hurts: 10 Things Joe Biden Is Doing That Could Hurt You Financially

Written By John Schmoll
October 19, 2023

A recent poll reveals what shouldn't be shocking. A majority of Americans are struggling financially under Joe Biden. While the White House is touting its Bidenomics, a CNN poll shows 58 percent of Americans feel economic conditions are worsening. While the President doesn't control everything in … [Read more...] about Hitting You Where It Hurts: 10 Things Joe Biden Is Doing That Could Hurt You Financially

Don’t Miss Out! 12 Items You Can’t Afford to Skip When Shopping at Costco

Written By John Schmoll
October 19, 2023

We have been shopping at Costco for years in our home. In fact, my parents still shop at the original Costco store in San Diego. Over the decades we've learned when you should put an item in your cart, and which ones you should forget. For example, if you really want the item - get it and don't … [Read more...] about Don’t Miss Out! 12 Items You Can’t Afford to Skip When Shopping at Costco

The Untold Stories of Single Providers: Navigating the Economic Storm

Written By John Schmoll
October 19, 2023

This current state of the economy has been rough on many families. The struggle has been even worse in households with only one person bringing in the income for a family. In a recent online forum, the topic of discussion was how single-income families are making it in this tough economy. Here's … [Read more...] about The Untold Stories of Single Providers: Navigating the Economic Storm

Tipping Madness: 10 Honest Reasons Why It’s Beyond Excessive

Written By John Schmoll
October 19, 2023

It seems like more and more people want a tip for serving you. From the grocery store clerk, in some instances, to the barista handing you coffee, tipping has become pervasive. Understandably, not everyone likes where the practice is going. In an online forum, people discussed their feelings on the … [Read more...] about Tipping Madness: 10 Honest Reasons Why It’s Beyond Excessive

Total Letdowns: 10 Things That Were the Next Big Things That Went Nowhere

Written By John Schmoll
October 18, 2023

We can all probably remember at least a few things that were just guaranteed to be "the next big thing" that definitely weren't. In a recent discussion online, people commented on products that ended up being total letdowns. Here are ten of their top things that flopped. Curved TV … [Read more...] about Total Letdowns: 10 Things That Were the Next Big Things That Went Nowhere

Talent? Who needs it? These Celebrities Achieved Stardom With Shockingly Little Actual Talent

Written By John Schmoll
October 18, 2023

Whether you're watching TV, seeing a movie at a theater, or listening to music, sometimes you are just struck with surprise wondering how did this person make it this far when they have so little talent? In an online forum, people shared celebrities that fit this bill. See if someone you respect is … [Read more...] about Talent? Who needs it? These Celebrities Achieved Stardom With Shockingly Little Actual Talent

Secret Acts We All Deny: 10 Things People Pretend Not to Do

Written By John Schmoll
October 18, 2023

Are you sick of wearing a mask? Of pretending to everyone else that you have it all together, all the time? In an online forum, people gathered to discuss things people do when no one is looking, but secretly judge others for or feel ashamed of. If you're holding yourself to an unrealistic standard, … [Read more...] about Secret Acts We All Deny: 10 Things People Pretend Not to Do

10 Incredible Lies People Continue to Believe Without Question

Written By John Schmoll
October 18, 2023

In a recent online forum, a discussion was had about lies that are accepted by many without ever questioning whether or not they are the truth. How many of these lies have you heard before, and did you believe they were the truth? Diamonds Are Rare We've heard all our lives that diamonds are … [Read more...] about 10 Incredible Lies People Continue to Believe Without Question

Foreigners, Take Note: 11 Top U.S. Spots Visitors Should Avoid

Written By John Schmoll
October 18, 2023

America is a huge nation, with many lovely locations for foreigners to vacation to when on a holiday. However, some places aren't the best to visit, and travelers may want to avoid them altogether. In an online forum, people discussed places they believe foreigners should stay away from when in our … [Read more...] about Foreigners, Take Note: 11 Top U.S. Spots Visitors Should Avoid

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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