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20 Best Term Life Insurance Companies for 2024

Written By John Schmoll
March 18, 2020

We all like to think we'll live forever. However, life has different plans, and you don't want your family being in need if you suffer an untimely death. The best term life insurance companies give your family the peace of mind they will have financial resources in your passing. Buying life … [Read more...] about 20 Best Term Life Insurance Companies for 2024

11 Legitimate Work-From-Home Jobs That Pay $20+ Per Hour

Written By John Schmoll
March 18, 2020

Many people dream about landing work-from-home jobs. The idea of making money working from home while wearing your pajamas is more of a reality today thanks to the plethora of opportunities available online. However, not all are worthwhile. you have to wade through a lot of crap to find the best … [Read more...] about 11 Legitimate Work-From-Home Jobs That Pay $20+ Per Hour

How to Become A Virtual Assistant and Make $25+ Per Hour

Written By Kim Suazo
March 18, 2020

Are you looking for a side hustle or business to start from the comfort of your home? Stay-at-home jobs seem like a pipe dream, but thanks to the internet, it’s possible to earn a decent living from home. One of the best options is to become a virtual assistant (VA) to an online or local … [Read more...] about How to Become A Virtual Assistant and Make $25+ Per Hour

Save Money at Starbucks: 13 Ways to Get Cheap Starbucks Drinks

Written By Kim Suazo
March 9, 2020

Do you love to stop at Starbucks throughout the week? Whether you’re addicted to their coffee or make semi-frequent stops for a cup of joe, you know how difficult it is to get cheap Starbucks drinks. Unfortunately, it’s easy to see the cost of feeding your habit add up. I worked at … [Read more...] about Save Money at Starbucks: 13 Ways to Get Cheap Starbucks Drinks

45 Best Places to Get Free Stuff on Your Birthday

Written By Kim Suazo
March 9, 2020

Who doesn't love getting free stuff on their birthday? While friends and family may shower you with gifts, there are also plenty of places to get free stuff on your birthday. Birthday freebies include anything from free food to product coupons from your favorite stores. Retailers do this to earn … [Read more...] about 45 Best Places to Get Free Stuff on Your Birthday

How to Make Money with Airbnb and Grow Passive Income

Written By John Schmoll
February 10, 2020

We talk a lot about making money on the side. Many people want to earn extra money but believe they need a specialized skill. Thankfully, that’s not the case. In fact, one of the best ways to make extra money is to use readily available resources such as an extra room in your house. If you have an … [Read more...] about How to Make Money with Airbnb and Grow Passive Income

Airbnb Host Checklist: 15 Simple Ways to Get More Bookings

Written By John Schmoll
January 16, 2020

My family and I stay at an Airbnb property nearly every time we go on vacation. We look for a few things when booking an Airbnb property: at least ten positive reviews, pictures of every room of the property, and a responsive owner. We also have family members who list properties, and their Airbnb … [Read more...] about Airbnb Host Checklist: 15 Simple Ways to Get More Bookings

Ethos Life Insurance Review: Get Coverage in Under 10 Minutes

Written By Josh Patoka
January 9, 2020

Do you need to get term life insurance to protect your family’s financial future? Planning for the future is essential but doesn’t need to be difficult or time-consuming. Ethos life insurance makes it possible for some people to get instant coverage without a medical exam. I was able to get … [Read more...] about Ethos Life Insurance Review: Get Coverage in Under 10 Minutes

How to Save $10,000 in a Year: 9 Ways to Save More This Year

Written By Choncé Maddox
January 8, 2020

The New Year is here and many of us have the same goal - saving money. Most want to simply start saving, but others want to save a significant amount of money, such as $10,000. You may think it’s impossible to save $10,000 in a year. Such a life-changing number feels impossible to achieve - … [Read more...] about How to Save $10,000 in a Year: 9 Ways to Save More This Year

5 Real Ways to Get Free Clothes Online

Written By Choncé Maddox
December 18, 2019

If you’ve bought clothes lately you know how expensive they can be. The problem compounds when you have a growing family. Heck, even a simple pair of jeans can easily cost $50 or more. Designer clothes bring an added cost, increasing the difficulty to buy clothes on a budget. I’ve felt this pain … [Read more...] about 5 Real Ways to Get Free Clothes Online

35 Cheap Date Night Ideas for Couples on a Budget

Written By Kim Suazo
December 16, 2019

Whether you’re a new couple or you’ve been married for 50 years, date nights are vital to growing a relationship. It’s easy to think you need to spend a lot of money to have a good time, but that’s not the case! There are many fun and cheap date night ideas you can use to enjoy time with your … [Read more...] about 35 Cheap Date Night Ideas for Couples on a Budget

5 Ways to Lower Your Interest Rate and Kill Debt for Good

Written By John Schmoll
December 10, 2019

At the beginning of the year, many have the same goal – to pay off debt. One of the fastest ways to kill debt is to lower your interest rate on your credit card, or other consumer debt. Reducing your interest rate can slash years off your debt repayment journey, allowing you to reach freedom … [Read more...] about 5 Ways to Lower Your Interest Rate and Kill Debt for Good

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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