Many people think that getting a fee-free credit card and paying off the balance monthly is the easiest way to build credit. However, this isn’t the best strategy since you’re more likely to overspend. This guide will show you how to build credit without expensive fees or borrowing lots of … [Read more...] about How to Build Credit Without a Credit Card
Have bad credit? Don’t despair. You can rebuild and improve your situation by using credit cards wisely.
Many people fall into credit card debt because they are never taught how to use credit to their advantage. The best way to boost your credit score is to make small purchases for budgeted items and pay off your balance in full each month.
If you’re not there and need assistance, we’ve got you covered with tips and tools. Start rebuilding your credit here.
Filing for bankruptcy is usually the last resort for someone to get relief from financial difficulties. If you are dealing with excessive debt, you might be considering this solution. Every situation is different. It may be best for you to file chapter 7 or chapter 13 to relieve your financial … [Read more...] about 9 Best Alternatives to Bankruptcy: Kill Debt for Good!
A solid credit history is vital to accomplishing many goals. Whether you want to move into a new home or buy a new car, good credit is necessary. Unfortunately, if you’ve made some mistakes in the past and need to rebuild or improve your credit, that takes time. However, if you’re struggling … [Read more...] about Credit Builder Loans: Can They Help Improve Your Credit Score?
Unsecured loans can be useful when it comes to eliminating your debt. While the best personal loans vary, they all help you pay off debt faster. This helps you achieve financial freedom and live the life you want sooner. There are numerous options to consider when looking for low-interest loans. … [Read more...] about 7 Best Unsecured Loans to Consolidate Debt
Bad credit makes life difficult since you might pay higher interest rates and insurance prices. You may even have a harder time getting a job. Luckily, credit repair companies can help fix your credit if you don't have time to do it yourself. These services can negotiate with debt collectors on … [Read more...] about 5 Best Credit Repair Companies to Fix Your Credit [2023 Update]
Your credit score is one of the most important financial numbers you can have. Good credit makes it easier to buy a home or car, and you can also qualify for a lower interest rate when refinancing debt. No one is born with good credit though, and Self can be one of your easiest options for … [Read more...] about Self Review: Build Your Credit and Save Money
For far too many people these days, consumer debt makes it difficult to stay afloat financially. Paying off debt quickly can ease the stress of paying your other monthly bills on time, and refinancing your debt with SoFi personal loans can lower your interest rate. High interest rates mean … [Read more...] about SoFi Personal Loans Review: Kill Your Debt for Less
Being in debt makes it hard to pay your other bills. Refinancing your loans for a lower interest rate is an easy way to get out of debt sooner. Credible is one of the quickest ways to find the lowest rate and monthly payment by comparing multiple lenders. Lower interest rates can also mean a … [Read more...] about Credible Review: Easily Refinance Student Loans
Have you ever paid off a credit card only to see your credit score go down? You’re not alone. Credit scores aren’t perfect but when we see our credit score go down for no reason, it causes stress for most people. After all, it's not usually good to see your credit score drop. Wanting to have a … [Read more...] about Why Did My Credit Score Drop Suddenly?
Credit scores play a significant role in our finances. They dictate rates on loans and can even impact job prospects and getting a new cell phone plan. You may wonder what the credit score ranges are and if you have good credit. If you're new to managing your money or getting out of debt, it's … [Read more...] about Credit Score Ranges Explained and How They Impact Your Money
This is a sponsored post written by me on behalf of Credit Strong. The opinions and text are all mine. A good credit history is key to many facets of our financial lives. Good credit helps you buy a car or home, and pursue financial independence. If you’ve encountered trials and need to rebuild … [Read more...] about Credit Strong Review: A Legit Way to Build Credit?
This is a sponsored post written by me on behalf of TransUnion. The opinions and text are all mine. Many people struggle with their finances. In the past, I was one of them. During college, I was baited by free merchandise and ensnared with promises of easy money from a quick application … [Read more...] about How to Get Rid of Debt and Manage Your Credit Score