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Frugal Rules

Frugal Rules

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Blog

How to Save Right Now On Back to School Costs

Written By Cat Alford
June 23, 2017

Late spring and early summer is the time where almost everyone, even year-round students rest from their labors and enjoy some well deserved time off. Most people across the country graduated already, whether that's from preschool or college. Now is the time to enjoy summer, plan some … [Read more...] about How to Save Right Now On Back to School Costs

When A Financial Flood Hit, Our Emergency Fund Bailed Us Out

Written By John Schmoll
June 5, 2017

I was standing in the icy cold, dripping with sweat after a long workout at the gym. It was raining and I wanted to get into my car quickly. I jumped in, put the key in the ignition and then heard the awful sound of nothing. My car was dead and I was a stranded, sweaty mess. I tried starting … [Read more...] about When A Financial Flood Hit, Our Emergency Fund Bailed Us Out

6 Easy Ways to Save Money Around the House

Written By Choncé Maddox
May 17, 2017

Looking for ways to save money around the house? I'm going to make it easy for you to do exactly that with six simple things you can start doing today to begin racking up savings. Now, before we jump in to how you are going to start saving money around your home, let's think for just a moment on why … [Read more...] about 6 Easy Ways to Save Money Around the House

5 Simple Ways to Save Money on Your Mortgage

Written By Choncé Maddox
May 10, 2017

The dream of home ownership is still alive and well in America. It has long been a symbol of prosperity and of freedom. Making a mortgage payment instead of paying rent to a landlord is a sign of autonomy to many, which makes them feel more in control of their lives and financial security. A home … [Read more...] about 5 Simple Ways to Save Money on Your Mortgage

19 Personal Finance Rules You Must Live By to Kick Butt With Your Money

Written By John Schmoll
May 8, 2017

Personal finances are personal for a reason. I may have a different situation than you do, and vice-versa. However, if you’re looking to get your finances back on track or want to truly get ahead, it can be difficult to know to whom you should listen. While you will find a range of opinions on how … [Read more...] about 19 Personal Finance Rules You Must Live By to Kick Butt With Your Money

The True Cost of Buying a House

Written By John Schmoll
May 1, 2017

I remember buying our first house. We were brimming with excitement at the possibility of filling our home with lifelong memories. Then came the boom, buying a house is crazy expensive. We obviously knew it was, but we didn’t fully understand the true cost of buying a house. We thought we were only … [Read more...] about The True Cost of Buying a House

How to Start Saving for Retirement in Your 20s: 5 Must-Follow Tips

Written By Choncé Maddox
April 26, 2017

I know it sounds really bad, but no one ever advised me to start saving for retirement early. When I got my first job, I definitely wasn’t thinking about retirement. Throughout college, I was more focused on getting by and landing a good-paying job after graduation like most young people. It … [Read more...] about How to Start Saving for Retirement in Your 20s: 5 Must-Follow Tips

Why Your Car Payment is Destroying Your Financial Future

Written By John Schmoll
April 17, 2017

How much is your car payment each month? How much of your monthly income, on a percentage basis, goes towards your car payment? Experian reports that the average monthly car payment breached the $500 mark for the first time in 2016. Just let that sink in for a moment. In an age where we face … [Read more...] about Why Your Car Payment is Destroying Your Financial Future

What’s The One Thing That’s Holding You Back Financially?

Written By John Schmoll
March 27, 2017

Let’s face it; life isn’t perfect. We’re in jobs we don’t like; we aren’t saving enough for retirement or we just can’t seem to get ahead financially. I’ve had most, if not all, of these feelings in the past and know it can be a challenge to break past them and reach success. However, what I’ve … [Read more...] about What’s The One Thing That’s Holding You Back Financially?

E*TRADE Review: Get Up To $600 Cash Back!

Written By John Schmoll
March 27, 2017

E*TRADE is one of the most well-known online brokers in the industry. This E*TRADE review will help you determine if their products and services are ones that can help meet your investing goals and needs. Due to my experience as a stockbroker, I've been able to deal with … [Read more...] about E*TRADE Review: Get Up To $600 Cash Back!

How We Got $500,000 in Term Life Insurance for $20 Per Month

Written By John Schmoll
March 9, 2017

This is a sponsored conversation written by me on behalf of Haven Life. The opinions and text are all mine. We’ve made our fair share of financial mistakes in our adult lives. I racked up $50,000 in debt while in college, and we bought a house with no down payment before the housing bubble … [Read more...] about How We Got $500,000 in Term Life Insurance for $20 Per Month

Is Side Hustling Sustainable Long-Term?

Written By Choncé Maddox
March 1, 2017

The word side hustle or sidegig is the buzzword of our time, and it makes sense since so many people are interested in making extra money to improve their finances. Side hustling is great in a sense because it can provide you with flexible offline and online work and boost your income … [Read more...] about Is Side Hustling Sustainable Long-Term?

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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