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How to Watch CBS Without Cable: 6 Ways to Stream CBS

Written By Nicole Schmoll
January 31, 2024

If you are a fan of local network TV, you may think you need cable to watch your favorite shows. This may be keeping you stuck in a pricey contract. Thankfully, there are numerous ways to watch CBS without cable. The best part is that all of them are cheaper than your current monthly … [Read more...] about How to Watch CBS Without Cable: 6 Ways to Stream CBS

How to Cut the Cord on Cable or Satellite in 2024

Written By John Schmoll
January 31, 2024

Are you tired of paying your expensive cable or satellite TV bill each month? If you're among the people who are spending an average of over $200 on cable TV, you can likely slash that bill in half. This step-by-step guide to cancel cable shows you how to cut the cord without sacrificing your … [Read more...] about How to Cut the Cord on Cable or Satellite in 2024

8 Surprising Facts About Middle-Class Income in America

Written By Nicole Schmoll
January 30, 2024

Did you know that the middle class makes up the majority of America's population? According to the Pew Research Center, in 2020, approximately 50 percent of adults in the United States were considered part of the middle-income tier. Since the 1970s, this number has gradually decreased as more … [Read more...] about 8 Surprising Facts About Middle-Class Income in America

Everything You Need To Know About Shopping at Costco Business Center

Written By John Schmoll
January 30, 2024

Have you ever walked into a regular Costco and thought, "Wow, this place has everything!"? Let me introduce you to its bigger, bolder sibling: the Costco Business Center. Imagine stepping into a Costco warehouse, but everything is on steroids. The aisles pack products in quantities that make your … [Read more...] about Everything You Need To Know About Shopping at Costco Business Center

Stop Burning Cash: 11 Frugal Ways to Keep Your House Warm This Winter

Written By John Schmoll
January 30, 2024

It's late January, which means most are still in the middle of winter and experiencing cold temperatures. I live in the Midwest and we had a stretch this month of two straight weeks of temperatures below freezing. In fact, we had four straight days of subzero temperatures during that stretch. … [Read more...] about Stop Burning Cash: 11 Frugal Ways to Keep Your House Warm This Winter

Protect Your Wallet: 11 Foolish Money Moves You Can’t Afford to Make

Written By John Schmoll
January 30, 2024

We all have goals we want to achieve in life and our finances play a significant role in achieving them. With wise planning you can use your cash to be successful and build the life you want. On the flip side, it's too easy to commit thoughtless errors that make reaching your goals less than likely. … [Read more...] about Protect Your Wallet: 11 Foolish Money Moves You Can’t Afford to Make

101 Ways to Make Money on the Side

Written By John Schmoll
January 30, 2024

No matter how much you earn, you can always make more. Most people can benefit from finding ways to make extra money. Whether you're trying to kill debt, grow your emergency fund, or save for a vacation, supplemental income is a terrific way to reach your goal. If you don't know how to make money on … [Read more...] about 101 Ways to Make Money on the Side

Cutting Corners, Cutting Quality: 11 Things You Should Never Skimp On

Written By John Schmoll
January 29, 2024

In trying financial times, it's understandable why many people may want to skimp on most purchases. It makes sense, on one level, as it can help stretch your budget further and alleviate stress. Unfortunately, in some instances you may derail your efforts as there is little quality in low-cost … [Read more...] about Cutting Corners, Cutting Quality: 11 Things You Should Never Skimp On

These 10 Popular Breakfast Foods Could Be Derailing Your Day

Written By John Schmoll
January 29, 2024

Breakfast is considered by many dietitians to be the most important meal of the day. While having a nutrient-dense meal at the beginning of the day is a fantastic idea, it's easy to let the rush of the morning to derail our plans. This can set us up for failure for the rest of the day. Here are ten … [Read more...] about These 10 Popular Breakfast Foods Could Be Derailing Your Day

Retirement Wake-Up Call: 10 Bad Habits You Need to Avoid In Your Golden Years

Written By John Schmoll
January 28, 2024

Many people spend decades working and hope to enjoy their retirement. That's part of the American dream - enjoying your golden years and experiencing things you only dreamed of during your career. That's all fine and good, but it's easy to derail those plans once you reach retirement. Bad habits can … [Read more...] about Retirement Wake-Up Call: 10 Bad Habits You Need to Avoid In Your Golden Years

The Best Investing Apps For Beginners

Written By John Schmoll
January 28, 2024

Investing is an essential part of building wealth. However, many people believe investing in the stock market is difficult. Fortunately, the best free investing apps let you grow your wealth without paying commissions or account fees. Some even have automated portfolios. Here are the top … [Read more...] about The Best Investing Apps For Beginners

California Unmasked: 11 False Stereotypes About The Golden State That Aren’t True

Written By John Schmoll
January 27, 2024

Bring up the state of California in a conversation and you're bound to receive a variety of responses. Some people love the Golden State, while others believe it's the cause of all of our ills as a nation. I was closer to the latter opinion, for years, until I married someone from San Diego. Like … [Read more...] about California Unmasked: 11 False Stereotypes About The Golden State That Aren’t True

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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