About Me

Welcome to Frugal Rules – A Financial Blog For Change & Freedom

John Frugal Rules Profile Picture

John, Founder of Frugal Rules Photo courtesy of EllaBella Photography

I haven’t always made wise financial decisions; I graduated college with $20,000 in credit card debt because I didn’t understand the importance of being frugal and living within my means.

The purpose of Frugal Rules is to learn how to make decisions that lead to a life of financial freedom. Living frugally is not being cheap; far from it, frugality frees you to save for what you want and enjoy it guilt-free.

What makes you qualified to speak on living frugally?

Growing up, I was always provided for but never taught the financial principles I view as foundational to wise living. Free t-shirts from credit card vendors on my college campus and impulsive spending landed me in a mountain of debt that I had to methodically climb my way out of. As a Dad, MBA grad, and veteran of the financial services industry, I’ve gained knowledge and experience that I feel burdened to share so that you don’t repeat my mistakes. I don’t profess to be an expert, but I do enjoy sharing what I’ve learned about finances in the hopes that my own personal experience may benefit you.

I’ve learned that money is a powerful tool that, when managed appropriately, can help you accomplish your goals and provide for the people you care about. Through budgeting and frugal choices, we can live free of financial burdens.

Join My Journey

Join me on a journey toward frugal living; to a place where sensible decisions are made free of emotion and where wisdom, not perfection, is the goal.