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Frugal Rules

Frugal Rules

Freedom Through Frugality

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About Josh Patoka

Josh developed a passion for writing after picking it up as a side hustle. What began as a side gig turned into a full-time income stream he uses to support his growing family.

Josh Patoka, Featured Writer for Frugal Rules
Josh Patoka, Featured Writer

In addition to being a featured writer for Frugal Rules, Josh’s work has appeared in Forbes Advisor, Fox Business, Credible as well as on sites including Wallet Hacks, Well Kept Wallet, Debt Roundup, and Johnny Jet.

From a Military Institute to Money Buffalo

It was 2008 and Josh had just graduated with a BA and $50,000 in student loan debt.

With a degree in International Studies and Political Science from the Virginia Military Institute in his back pocket, Josh went about trying to start his career.

Then the Great Recession hit.

He found himself working hard at Norfolk Southern, a Fortune 500 company, as an operations supervisor to pay down his student loan and consumer debt.

Fast forward seven years and Josh had paid off $130,000 of debt, bought a rental duplex, and started a family.

But something was missing.

Tired of working nights and weekends overseeing a 200+ mile territory, Josh left the grind behind and started Money Buffalo (now Wealth of Geeks), a site dedicated to helping people get out of debt, and make smart financial decisions.

Teaching others lessons he learned

Today Josh shares his experience learning to save money, live on a budget, kill debt, and achieve financial goals with others as a freelance writer.

When he’s not pounding the keyboard, you can find him chasing his young children around the house, and when he can find the time, reading non-fiction books. 

In everything he does, Josh seeks a lifestyle that enables him to put family first.

He lives by the saying that when the going gets tough, family is there to support you.

Read some of Josh’s popular posts:

  • 23 Best Side Job Apps to Make Extra Money in 2023
  • 11 Best Places to Buy Cheap Clothes Online
  • 11 Best Dollar Stores with Sizzling Deals
  • How to Sell Used Appliances For Cash and Get Top Dollar

Learn more about Josh on LinkedIn.

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Top Posts

  • Nutrisystem Review: How I Lost 100 Pounds on the Plan (2023 Update)
  • 17 Places to Make Copies Near Me for Cheap
  • 9 Best Delivery App Jobs (and Gigs) to Work For in 2023
  • How to Get Free Cable TV Without Paying For It [2023 Update]

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