A quick scan of the internet gives one the impression that personal finance blogs are a dime a dozen. It’s hard to do a Google search on personal finance blogs and not come away thinking that the market is saturated.
So, why do I find myself throwing my hat into the blogging ring when there are so many others already vying for your attention? To make it simple, I have something to say. Not only that, but I want to help others avoid making the same mistakes that I have.
The core principles I believe in are to live a disciplined life financially which means living frugally and making wise financial decisions. I am not espousing cheapness, but a holistic view of your finances to make the wisest decisions possible because that allows you to lead the life you want to live.
A critical component of making wise financial decisions is to avoid debt like the plague and not getting mired in it. When allowed to run rampant, debt can derail your plans and your future. Some debts are difficult to avoid, like a home mortgage, but others like credit card debt are unnecessary, unwise and even catastrophic.
Through living frugally and avoiding debt you best set yourself up to have your money work for you. Last I checked, money still doesn’t grow from trees, so we have to maximize how we make our money work for us. I have a passion to help others and love to share what I have learned in order to see people succeed with their finances.
So, with that said, please join me as I throw my hat into the ring. Do you run a personal finance blog? If so, what’s your motivation for blogging?
Photo courtesy of: Sanja Gjenero
I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.
As a veteran of the financial services industry, I’ve worked as a mutual fund administrator, banker, and stockbroker and was Series 7 and 63-licensed, but I left all that behind in 2012 to help people learn how to manage their money.
My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.
