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Homeowners Reveal the 11 Most Troubling Acts of Rudeness in Their Homes

Written By John Schmoll
December 19, 2023

Have you ever experienced those guests who barge into your house and leave a sour taste in your mouth? Hate to break it to you, but there are so many worse experiences of rudeness people have encountered that actually might help you feel a tad bit better about your own. You won’t believe just how … [Read more...] about Homeowners Reveal the 11 Most Troubling Acts of Rudeness in Their Homes

Exciting New Discoveries Transforming Our Understanding of the World

Written By John Schmoll
December 19, 2023

We live in a thrilling new world where more and more discoveries are being made right in front of our very eyes. With so many recent advancements, it’s impossible to keep track of what’s achievable and what remains beyond reach. Let’s leave our ignorant days behind us and dive head-first into ten … [Read more...] about Exciting New Discoveries Transforming Our Understanding of the World

14 Ways To Save Money When Buying a House

Written By John Schmoll
December 19, 2023

Want to know how to save money when buying a house? We’ve got some ideas for you. From consolidating your shopping trips to sharing closing costs, these tips will help you keep more money in your pocket when you buy your home.   Some of these may seem counterintuitive (wait, like, I should spend … [Read more...] about 14 Ways To Save Money When Buying a House

Easy Steps for Successful Retirement Planning in Today’s Changing Financial World

Written By John Schmoll
December 19, 2023

You have worked hard and built a life for yourself and your loved ones—a life filled with happiness and achievements. But as you think about retirement, you start aiming for different goals and dreams. That’s great! But to live your dreams after retirement, you need to have financial … [Read more...] about Easy Steps for Successful Retirement Planning in Today’s Changing Financial World

How To Calculate Annual Income: A Step-by-Step Guide

Written By John Schmoll
December 19, 2023

A person's annual income is essential information, but not everyone knows how to calculate this magic number or even what to do with it. Knowing your yearly salary is vital for significant purchases, like a house or car. Creating a budget or meeting your personal or family financial goals is also … [Read more...] about How To Calculate Annual Income: A Step-by-Step Guide

From Script to Sound: 12 Audiobooks That Feel Like You’re Watching a Movie

Written By John Schmoll
December 18, 2023

Audiobooks have completely revolutionized how we read in the 21st century. Rather than staring at words for hours, forcing ourselves to maintain concentration, and reading only at our mind's pace, we can now let others do the work for us while we drive, do the dishes, or walk the dog. A dyslexic … [Read more...] about From Script to Sound: 12 Audiobooks That Feel Like You’re Watching a Movie

Sky-high Savings: Unveiling 11 Cost-effective Strategies for Group Air Travel

Written By John Schmoll
December 18, 2023

If you've ever been at a loss for opinions on reducing the costs of group air travel, there's a treasure trove of ready-to-deploy money-saving tips for your next group adventure or family trip. From insider secrets to budget-friendly hacks, a vibrant community of travel enthusiasts share ways … [Read more...] about Sky-high Savings: Unveiling 11 Cost-effective Strategies for Group Air Travel

Out With The Old, in With The Youthful! Ditch These 13 Bad Habits Once You Pass 60

Written By John Schmoll
December 17, 2023

Embarking on your 60s is a pivotal chapter. As you ease into retirement, a realm of opportunities awaits. Yet, to make the most of this phase, steering clear of specific financial missteps is paramount. Here are 12 money blunders to sidestep, ensuring a vibrant journey … [Read more...] about Out With The Old, in With The Youthful! Ditch These 13 Bad Habits Once You Pass 60

Legendary Lines from a Galaxy Far, Far Away: Unveiling the Top 12 Star Wars Quotes of All Time

Written By Nicole Schmoll
December 17, 2023

I'm a proud Star Wars enthusiast, and I wholeheartedly embrace my inner Jedi (or should I say Togruta, given that Ahsoka is my absolute favorite character). Interestingly, despite her appearance in only two Star Wars movies (can you guess which ones?), she manages to deliver the first and most … [Read more...] about Legendary Lines from a Galaxy Far, Far Away: Unveiling the Top 12 Star Wars Quotes of All Time

10 Unique Murder Mystery Books That Break the Standard Novel Mold

Written By John Schmoll
December 17, 2023

Sometimes, reading the same genre over and over again can make things feel predictable or fall into a pattern. Even a genre as exciting as mystery, which is meant to be unpredictable, can fall victim to the mold. Thankfully, there are fellow bookworms in a popular online forum that have … [Read more...] about 10 Unique Murder Mystery Books That Break the Standard Novel Mold

Plug the Leaks: 12 Money Drains You Should Shut Down Now

Written By John Schmoll
December 16, 2023

We all strive to be savvy spenders, ensuring we get the best value for every purchase. However, we often undermine our financial goals by neglecting common money traps that can derail our savings efforts. Steer clear of these 12 financial pitfalls to maintain control over your spending. Kicking the … [Read more...] about Plug the Leaks: 12 Money Drains You Should Shut Down Now

12 Tips and Tricks for an Incredible and Memorable Japan Adventure

Written By John Schmoll
December 16, 2023

Embarking on a journey to Japan? Before you dive headfirst into the rich tapestry of culture, cuisine, and captivating landscapes, arm yourself with the wisdom of seasoned travelers. Here are 12 tips and tricks for an incredible and memorable Japanese adventure, as mentioned on an online forum. 1. … [Read more...] about 12 Tips and Tricks for an Incredible and Memorable Japan Adventure

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About the Author

I’m John Schmoll, a former stockbroker, MBA-grad, published finance writer, and founder of Frugal Rules.

My goal is to help you gain the knowledge you need to become financially independent with personally-tested financial tools and money-saving solutions.

About John Schmoll

About the Author

I’m Nicole Schmoll – a master’s-educated professional writer, mompreneur, and co-founder of Frugal Rules.

I love watching and writing about TV (and how to stream it!)

About Nicole Schmoll

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