We're a nation that loves debt. According to CNBC, the average American has $26,000 in debt (not including their mortgage). High-interest debt can be suffocating and prevent you from reaching your financial goals. If you're underwater, financial freedom feels like it will take too long to … [Read more...] about 10 Proven Ways to Pay off Debt Faster This Year
Have student loan debt? You’re not alone. Plagued by debt, people are delaying other important financial actions, like investing, saving, and building an emergency fund.
If you’re paying back your loans, you can achieve financial freedom with the right tools and tips. The best apps and refinance options help you reach your goals faster. Start attacking your outstanding debt here and say goodbye to monthly payments for good.
Student loans are a necessary evil for many students. If you're a graduate, you may also be dealing with refinancing or consolidating your loans. SoFi (short for Social Finance) is a leading option to take out and refinance loans. However, they are just one player in the growing space. This … [Read more...] about SoFi Loans Review: Save Money on Your Student Loans [2022 Update]
When you're a new college graduate, money missteps can make or break your financial success. Following a budget template specifically designed for new grads is a great way to get and stay on the right track. Having a budget can help you predict upcoming expenses. You can also avoid living … [Read more...] about A Budget Template for New Grads: 10 Steps to Master Your Money
Sometimes we find ourselves in a financial pinch and we try to consider every way possible out of our current situation. If you have overwhelming debt, you might think bankruptcy is a good option. In the case of Chapter 7 bankruptcy, this may rid you of your debt for good. However, Chapter 13 … [Read more...] about 8 Best Alternatives to Bankruptcy: Kill Debt for Good!
It’s no shock that college is crazy-expensive. I think about our children, and I shudder to think of what college will cost when it comes time. Regardless of whether you have years before college, or you just stepped foot on campus understanding student loans is vital to mitigating the … [Read more...] about Understanding Student Loans: 7 Things You Must Know Before Taking Them Out
If you’re paying down student loans, you’re not alone. More than 40 million people are juggling an estimated $1.5 trillion in outstanding student loan debt. Among members of the class of 2017 who borrowed to attend college, student loan debt averages nearly $40,000. While it's certainly a … [Read more...] about Pay Off Student Loans Faster With These 5 Strategic Options
I thought most people graduated college in four years, but according a New York Times article, only about 20 percent of full-time students earn a bachelors degree in four years. That means the cost of college is even higher than many may estimate coming out of high school. If you want to save money … [Read more...] about How to Save Money on College by Graduating a Semester Early
Deciding where to go to college is a big decision. It's exciting and stressful all at the same time to figure out which school is right for you. With the soaring cost of higher education today, cost has to be a factor in any student's decision about where to continue his or her education. One option … [Read more...] about 4 Reasons You Should Go to a Community College First
It’s the end of July, which means that in a few weeks there will be an influx of new students going to college. I could not find a specific number as to how many will be starting college this year, but I did find that 21.6 million students were enrolled in a college or university in 2012. We can … [Read more...] about Common Sense Things I Wish I Knew Before Going to College