Buying a house is exciting, but it can also be confusing. When my wife and I purchased our first place, we had no idea where to start. It was an overwhelming time, and that doesn't begin to cover the financial side of the homebuying process. If you're in the market for a house, this guide … [Read more...] about How to Budget for Buying a House
Is having a mortgage a bad thing? We don’t think so. We share ways to save money through online lenders and tips to reduce your monthly payments.
Paying off your mortgage early creates instant options and leads to financial freedom. Just because you have a 30-year mortgage doesn’t mean you need to take that long to pay it off. Paying a little extra every month so that you make one additional monthly payment toward the principal each year can shave years, and thousands of dollars, off your home loan. Start attacking your mortgage here.
7 Best Online Mortgage Lenders to Buy A House
When I was a kid, I remember my parents applying for a mortgage to buy a new house. The process took hours to complete and was not without frustration. Fortunately, that is not the case today. You can try the best online mortgage lenders to compare rates and find the best home loan for your … [Read more...] about 7 Best Online Mortgage Lenders to Buy A House
How to Pay Off Your Mortgage Faster: 7 Ways to Pay it Off Early
Finding new ways to pay off your mortgage faster is a topic I can discuss endlessly. When I was aggressively paying down my mortgage, I endlessly researched how to do it by reading all of the things about it. Any article that discussed it hooked me. I was obsessed. As far as obsessions go, I'd … [Read more...] about How to Pay Off Your Mortgage Faster: 7 Ways to Pay it Off Early
5 Cheap Alternative Housing Solutions to Consider
Buying a home is a significant part of the American dream for many people. However, the rising costs of buying a home make it difficult to turn that dream into a reality. It takes a lot of time and planning to save for a down payment, qualify for a mortgage, and find the perfect home. If you want to … [Read more...] about 5 Cheap Alternative Housing Solutions to Consider
7 Simple Ways to Save for A Down Payment on A House
I had no idea how much to save for a down payment on a house when we bought our first home. We had just finished paying off my debt, had a child on the way, and thought we had to buy a house right away. We didn’t take time to consider ways to save for a down payment on a house and ended up putting … [Read more...] about 7 Simple Ways to Save for A Down Payment on A House
How to Get Your Credit Ready to Buy a House
Ready to buy a house? From building equity to painting the walls whatever color you want to simply feeling the pride of having your own space, home ownership comes with many perks. On the other hand, getting your credit ready to buy a house is a necessary but tedious part of finding the home of your … [Read more...] about How to Get Your Credit Ready to Buy a House
What Happens After You Pay Off Your Mortgage?
The first time we logged onto our online mortgage account after we paid off the balance, it was great to see those three little words: PAID IN FULL. It was even in all caps, which seemed to make it that much sweeter. If you have been able to pay off your mortgage, you know the feeling. It's … [Read more...] about What Happens After You Pay Off Your Mortgage?
5 Simple Ways to Save Money on Your Mortgage
The dream of home ownership is still alive and well in America. It has long been a symbol of prosperity and of freedom. Making a mortgage payment instead of paying rent to a landlord is a sign of autonomy to many, which makes them feel more in control of their lives and financial security. A home … [Read more...] about 5 Simple Ways to Save Money on Your Mortgage
The True Cost of Buying a House
I remember buying our first house. We were brimming with excitement at the possibility of filling our home with lifelong memories. Then came the boom, buying a house is crazy expensive. We obviously knew it was, but we didn’t fully understand the true cost of buying a house. We thought we were only … [Read more...] about The True Cost of Buying a House