5 Great Ways to Save Money on Winter Clothes

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Winter clothes can get expensive for something you only wear a few months. Here are 5 ways to save money on winter clothes that will help your budget.

If you’re wondering why I’m writing on how to save money on winter clothes near the end of March, have no fear as there is a method to my madness. 😉 If you don’t remember from the beginning of the Frugal Hacksseries, the point in these posts is to show you how we save money around the house.

Frugality can often be misunderstood as being cheap. I would challenge that definition as I know I’m not cheap with everything or every area of my life. More importantly though, frugality is more about making purposeful decisions to make money work for you so you can have the life you want. So much of life goes back to choices and I believe frugal living allows for more freedom in making those choices.

Anywho, back to saving money on winter clothing. I’ve not done any scientific testing, but it’s easy to spend a chunk of money on clothes – especially winter clothes. You have winter boots, jackets, hats and the list can go on. When you have a family of five that can add up quickly. This is especially the case when you have family members who love buying winter clothes because they love that type of year. If you like to shop for winter clothing, then hopefully some of our tips will help you keep some extra cash in your pocket.

Simple Ways to Save Money on Winter Clothes


Shop out of season. See why I mentioned getting to the point? 😉 If you didn’t know, we just hit the first day of spring a few days ago and that means one thing – stores are trying to get rid of all their winter clothing at steep discounts. I know you likely won’t be wearing said items now, but why pass up buying something at 75 to 90 percent off if you’ll have need for it in 8-9 months? I bought my current winter jacket which retailed just over $250 brand new a few years ago for $25 – you can’t beat that. Now that I’ve lost 92 pounds over the past year I’ll be looking for another one this week as I can fit a small village in this one. If you’re looking for cheap winter clothes, this is a must rule to follow!

Shop Thrift Stores. This is the same tactic as the retail stores above. It might be something that has been worn already, but who cares?

We’ve found brand new items before that are still in the packaging that cost only a few bucks that were substantially more originally. The best consignment shops frequently sell quality items at a fraction of the cost.

If you don’t like thrift stores, shop the Kohl’s clearance section to get quality clothing at rock bottom prices.

Amazon Warehouse. I’ve shared about Amazon Warehouse before and that’s because you can find some great deals there. We’ve bought a few items from there in the past though it can be a little more hit and miss. Some of the items might be used, but again, who cares…especially when it’s something you might only be wearing a few months out of the year?


Stay away from themes. If you’re buying winter clothes for kids, or any season for that matter, you know how many cartoon-bedecked items there are. Frozen, anyone? Anyway, these kinds of items are going to be more difficult to find on sale. So, stay away from them. If you really do want to buy that Frozen shirt, then check out a store like Target as you can usually find something there a little cheaper.

Buy Sweat Suits at the Dollar Store. We personally haven’t done this, but I know others who have as you can save a bundle on them. If you don’t venture out much during the winter, this is a great little way to save money on winter clothes.


What are some of your tricks to save money on winter clothes, or clothing in general? What’s your best tip for shopping for clothes? What’s the best deal you’ve ever scored on clothes?



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John is the founder of Frugal Rules, a dad, husband and veteran of the financial services industry whose writing has been featured in Forbes, CNBC, Yahoo Finance and more.

Passionate about helping people learn from his mistakes, John shares financial tools and tips to help you enjoy the freedom that comes from living frugally. One of his favorite tools is Personal Capital , which he used to plan for retirement and keep track of his finances in less than 15 minutes each month.

Another one of John's passions is helping people save $80 per month by axing their expensive cable subscriptions and replacing them with more affordable ones, like Hulu with Live TV.


  • Sabrina | Frugal Italian Family says:

    As you, I try to always shop out of season and in thrift stores. My best deal was an original winter jacket for my daughter ( cost 300,00 Euro new ) for the crazy amount of 5,00 Euro in a thrift store! And it was in perfect conditions!

  • Jon @ Money Smart Guides says:

    I actually shop at the end of the season as well. I recently bought a new jacket that sells for $200 for only $75 because of the end of season clearance sale. While I was shopping, I saw a bunch of summer clothes that I would like to have. So I made note of them and will return come Sept/Oct to see what kind of sale is going on.

    • John Schmoll says:

      I do the same thing as well Jon. It doesn’t make sense to spend more when you don’t have the need.

  • Clarisse @ Make Money Your Way says:

    Great tips John! I remember when I started reading of blogs, last December I bought some swimwear and my sister even asked me why did I bought it even if it’s not summer yet! 🙂 The store offered some great deals during that time and now summer is finally here, all the swimwear are really expensive.

    • John Schmoll says:

      I know, it doesn’t make sense to buy stuff like that in the off season but it can be a great way to save some money.

  • DC @ Young Adult Money says:

    I can’t stand how expensive winter boots are so I’m glad I followed your advice and bought them in the Spring when retailers were getting rid of their inventory. I think I spent somewhere around $30 for boots that typically go for more than $70 in the Winter. They’ve held up good and I plan on wearing them for many more years.

    • John Schmoll says:

      It seems like everything gets ratcheted up in price right before the season. It makes me wonder how much of a profit they’re still making when they cut prices so drastically.

  • Shannon @ The Heavy Purse says:

    Great tips, John. It can really save money when you buy things off-season. It’s getting trickier to do this with the girls these days. Their growth spurts are all over the place. I’m glad they are healthy and growing but I’ve gotten burned with clothes we bought for later, fit too early and in the wrong season. Smart tip to avoid themed clothes because you’re right – what they love today will be different by the time it fits!

    • John Schmoll says:

      I know we’re going to be running into that too as our kids get older. Even hand me downs get trickier if the younger child has a different body shape.

  • Jason B says:

    I need to use your advice. I need a new winter coat bad. I know there should be some on sale.

    • John Schmoll says:

      You definitely should Jason. Most department stores are trying to get rid of that stuff by now. You could easily save at least 60% if not more by buying one now.

  • Shannon @ Financially Blonde says:

    Great ideas! I think the important thing to remember about winter stuff too is to make sure that you at least get good quality stuff because it can last you for a LONG time! I found an awesome coat 5 years ago for $45 and I have worn it every winter since all winter long and it’s holding up great.

    • John Schmoll says:

      Excellent point Shannon! It’s not worth the savings if you get something that won’t last.That’s awesome! I need to find another one myself like that now that I’ve lost the weight I have.

  • Abigail @ipickuppennies says:

    Mom always took me to the end=of-season sales. Slightly less selection, but I always found something I liked. And winter coats aren’t cheap, especially in Alaska.

    • John Schmoll says:

      Good point on the less selection Abigail. You never know what you might find, but you can get pretty lucky if you know what you’re doing.

  • Michelle says:

    We have always shopped out of season. It is the best way to go!

  • Jayson @ Monster Piggy Bank says:

    Because it’s summer here, I took the time to buy a jacket for winter. It was on sale, so I bought it. I am happy that I didn’t buy it when it was winter then. I saved 50% of its price.

  • Kayla @ Everything Finance says:

    I try to shop off-season too. I just have to be careful to not gain or loose too much weight before I’ll actually be able to wear that off-season item or buying it will become a waste of money. It helps keep me on-track with not gaining weight so I didn’t waste money on those clothes, haha.

    • John Schmoll says:

      Good point Kayla! That’s a big part of the reason why I’m holding off on buying clothes until I’m done losing weight. It doesn’t make much sense to buy stuff at a great price only to not have them fit.

  • Jason @ says:

    You make some wonderful points here, John.

    I especially like your clarification between being cheap and being frugal – a confusion that seems to be very prevalent out there.

    The only other point that I might suggest here is that taking good care of the clothes that you already have is another way to save money. By cleaning and storing your winter clothing properly and carefully, you can extend its life significantly.

    • John Schmoll says:

      It is very prevalent Jason. Cheap people hate to spend money whereas frugal people like to find value and see the freedom they have in spending decisions.

      Excellent point!

  • Kalie says:

    I love buying wool sweaters at the thrift store. Like coats and boots, the mark down ratio is really high on wool compared to buying it new. Wearing wool sweaters all winter also lets us save on our heat bill. My husband and I each have a few nicer ones and a couple beat up ones just for staying cozy at home.

  • Gee says:

    Since my son was a toddler and now he is a teen, I have been buying coats, jeans, shirts, off season. I usually buy them a size too big and that next year he is ready to wear them.

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