Cutting your everyday expenses is the go-to way to start saving more money quickly. Whenever someone is struggling with their budget or spending more than they earn, I always recommend they go through their existing budget line by line and consider which expenses to reduce.
This is a quick and easy way to save money each month before you start considering other options like boosting your income.
However, if you’re considering lowering your expenses, don’t just stop cutting monthly expenses. If you follow a budget, you’ll know that unexpected costs and everyday expenses will pop up all the time.
Your spending habits and how much you’re spending on everyday items could be an underlying issue that is throwing you off track financially. To start identifying how you can save money on everyday expenses, discount websites are a great start.
Best Deal Websites
Here are four discount websites that will help you save money on most everyday expenses.
Rakuten is a free website that offers thousands of coupons and cash back deals for major retailers. If you do any shopping online whatsoever or tend to purchase any online tools or services, using Rakuten is a must because you’ll most likely save money with it and you get a free $10 gift card to the retailer of your choice when you make your first purchase.
When you’re ready to shop online, you can go to Rakuten and search for the store of your choice to see if there are any deals or offers. All you need to do is click on the offer and Rakuten will redirect you to the site and help you save money on your purchase.
Now you might be thinking, ‘that isn’t going to work for me because I do a lot of my shopping on Amazon.’ Wrong! Rakuten can help you save money on Amazon too.
You can also download the Rakuten browser extension for Chrome which will automatically alert you of any coupons or cash back offers whenever you visit a website.
What I like about Rakuten is that it allows you to stack your savings. When I booked a hotel stay recently, Rakuten found a coupon to apply to my purchase and I also earned a competitive cash back rate. If you use a rewards credit card to make your online purchases, you can earn even more cash back or reward points.
Best of all, Rakuten sends you what they call a Big Fat Check at the end of each quarter for all the cash back you earn. Read our full review of the Rakuten shopping app to learn more.
Groupon is another great website you can use to score deals and discounts on everyday purchases. I personally like using Groupon to save on restaurants, but I’ve also purchased Christmas gifts on Groupon and entertainment as well.
I even booked my son’s 4th birthday party via a Groupon deal.
Groupon works with local and national businesses to offer discounts on products and services. They have a local section where you can find deals near you, a section for products you can order online, a travel section and a clearance and coupons section.
With Groupon, you can find coupons for popular retailers like Target. Currently, the retailer has a $15 off coupon that can be used in-store or online.
The only downside is that Groupon doesn’t automatically alert you to coupons when you’re shopping online like Ebates does, but you can use Groupon’s coupons and deals offline.
SlickDeals is a popular site that provides discounts and coupons on various different products from major retailers. You can use SlickDeals to save money on gifts, household goods, power tools, a new cell phone plan, food and restaurants, clothing, kids’ items and more.
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How this site works is actually pretty interesting. Members who sign up can share deals and coupons they find across a wide variety of products and retailers. Then, the community votes and offers helpful feedback on the quality of the deals. Finally, deal editors employed by SlickDeals curate the SlickDeals front page with the best offers based on the member’s votes and feedback.
If you’re looking for something specific, you can also search for items on the site or even set up deal alerts if you’re looking to save money on a specific item.
For example, if I buy pet food at Walmart every month, I can set up a deal alert to save money on this expense.
4. Brad’s Deals
Brad’s Deals is not a service nor an online store. It’s a site that helps you shop smarter and save money by providing you with relevant promo codes and printable coupons on everyday items from 3,800 stores nationwide.
Brad’s Deals has been in business since 2001 and the founder, Brad himself, is still very active within the company. His team researches the best deals and coupons from several different retailers. Once shoppers find the deal they’re looking for, they can click on it and will be redirected to the retailer’s site to complete the purchase.
Scouring for deals and coupons takes time and a lot of effort, but you don’t have to be an extreme couponer to lower your spending and cut everyday expenses. What I like about Brad’s Deals is that it lets me save extreme couponer money without the time required to extreme coupon well.
Whether you’re spending money online or at physical stores and businesses, saving money on everyday expenses is relatively simple when you use one or more of these money saving websites. That being said, you can also easily get into the habit of misusing these sites and purchasing items you don’t truly want or need just because they’re on sale.
If you receive an email notification about a sale or offer, that doesn’t mean you have to buy something so be sure to use these sites as a tool to help you save money on items you need as opposed to spending more money just to score a ‘deal’ or earn cash back.
What are some other ways you like to save money around the house? What are some other sites you use to save on everyday expenses? How do you balance not overspending with taking advantage of deals to save money?