What’s the One Thing That Keeps You Motivated?

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No matter what goal you are trying to accomplish, motivation has to be there in order to achieve that goal.  Motivation is the key to almost anything.  If you want to lose weight, pay off debt, earn more money, save for a vacation, buy a home, etc., then you need to have the right type of motivation.

Depending on the scenario, your motivation can be quite different.  If you want to lose weight, your motivation could be better health and living longer.  If you want to pay off your debt, your motivation could be financial freedom and more choice.  Every single goal should be motivated by something.  I figured I would talk today about my one motivation for most of the things I do.  Most of my goals are motivated by one thing.

Motivated by My Family


I am a family man through and through.  Once I became a father, my list of goals grew much larger.  While I still have personal goals, my motivation to reach those goals is fueled by my family.   I was brought up to be a provider.  My father was a great provider and had multiple jobs in order to make ends meet.  He did this for our family.  His actions were a great learning experience.  He showed me that no matter what you do, you need to think of your family.  I love being a family man.

If you are a parent, then you know your life changes when you have a kid.  No matter how many you have, your priorities are very different from when you were single or even married.  Your priorities shift onto the child.  You work harder to provide for them. You pretty much change your life, so they can have a great life.  You teach them skills so when they are old enough, they can make good decisions and provide for themselves.  My son means the world to me and I would do anything for him. I will work my fingers to the bone in order to support my wife and my son.  Though my wife works and is great at her job, I still want to make sure we are set up for life.  It will take some time, but they are my motivation for nearly everything I do.

Money Motivation


It is no mystery that I love making extra money. I have been doing it for years.  I continually look for ways to earn extra cash.  Before, my motivation for this was to get out of debt.  When my debt was paid off, I switched my motivation to saving for retirement.  Along the way, I have added more motivation with regards to providing a better life for my wife and myself.  I am looking toward financial independence.

When my son was born, I added a new motivation.  I put my family ahead of my needs.  While I still save for retirement, I now save for my son’s college education.  You never want to lose your motivation.  It should push you along your path to reach your end goal.  My goals now are to give my son a great education, put a nice roof over our heads, create an awesome retirement account that my wife and I can live comfortably off of, fuel my passion for Jeeps, and much more.

I am constantly on the lookout for new money making opportunities. I don’t deal with get rich quick schemes, but honest work that pays.  I just started a technical blog management service for people who love their blogs, but don’t have the technical skills to keep them maintained.  These are services that I find rewarding and which also help me reach my goals.

What is Your Motivation?


While you may have many goals, or at least I hope you do, you might have just a few things that are motivating you to reach said goals.  Earning extra money or being rich is not a motivation, but just a way to reach your goal.  Motivation is there to inspire you to make a change to reach for goals.  If you don’t have motivation, then you need to do some searching, because it will be very difficult to reach any goals without it.


What is your motivation for the important goals in your life? Why do you do what you do? What is your main goal that keeps you motivated?


Photo courtesy of: Arya Ziai

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Grayson is the owner of Debt Roundup and Empowered Shopper. He also co-owns Sprout Wealth and Eyes on the Dollar. After going to battle and winning against consumer debt, he decided it was time to learn how to use credit wisely and grow his wealth. He discusses all things personal finance and is not afraid of being controversial. He also is a freelance writer and blog manager.

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  • I’m very much like you Grayson. Ever since my son came along many of my life goals have changed and I am more motivated than ever by family and spending time with my family. I never knew what I was missing out on or how big of an impact that it was going to have on my life.

    My main goal is to generate enough income (within the next 4.5 years) from my online businesses to be able to stay at home full time with my wife and son.

  • E.M. says:

    Family is a great motivator! My main goal is to get out of debt so that we can start the next chapter of our lives together. Neither of us really want to bring that into marriage, so we are working to pay it off. My motivation is simply wanting to be in a better financial situation. Paying off our student loans will free up a decent amount of money for new opportunities.

    • Grayson Bell says:

      Debt freedom is also a great motivator. My goal when I was in debt was to reach financial independence. I am still working on that goal, but now my family is taking the front seat!

  • I have two goals that keep me going financially: 1.) providing for my family and 2.) not being poor when I retire. Right now, of course, #1 is much, much bigger in my mind. 🙂

  • Catherine says:

    My family for sure. Also I really want to be debt free!!

  • I’m motivated by the idea of paying down our debt and investing in income-producing assets. This keeps me working hard at my day job and plugging away at my side hustles. I think at the core my family is my motivation as well as the fact that being freed up financially will allow me to contribute more of my time towards volunteering and towards our church.

    • Grayson Bell says:

      The income producing assets is a great one DC! I like that one as well. I am working slowly on building up my dividend portfolio for that elusive passive income.

  • Great post, Grayson. Like you, it’s my family. Every time I get the urge to spend money, I look at those 4 precious kids and my beautiful husband, and all temptation just fades away, as I want financial freedom and security for them more than I want any short-term gratification spend.

  • I would really like to have a family some day. I’m approaching my 30s and not really close to that reality just yet, but it’s certainly giving me a kick in the ass when it comes to working harder. Plus, I don’t want to be 30 and broke.

  • Right now, my motivation is having a solid financial foundation so that when kids do come, my wife and I have the option of one of us staying home to raise them. My other motivation is to be financially independent. I want to be able to see my kids play baseball and be there for them growing up. I don’t want to miss things because I’m working a job 80+ hours a week.

    • Grayson Bell says:

      I do wish I had prepared more so that one of us could stay at home with our son, but my debt problem got in the way. Oh well, I will just keep rolling with the punches.

  • Like you, I’m money and family-motivated. That’s especially true since I became self-employed and work for myself. Now that I get paid per piece, I am much more likely to seek work out.

  • Hey Grayson, I love a good motivational post in the morning. Personally, what keeps me motivated is my plans with my fiance. We’ve been together a little over 3 years now and I can’t wait to start a family with her. Money is great, but my motivation is creating my family!

  • Michelle says:

    I don’t have children right now, but my motivation does include my future children (and of course Wes). My other main motivation is my business – I want it to succeed!

  • Great post Grayson! I am definitely motivated by my family first, helping others second and then making money third. Without the first two, the third one just doesn’t mean anything to me.

  • Money and success are big motivators for me. Usually people think of those as negatives, but I find that my competitive nature helps me keep my edge. I see money as a means to help people and not just to create some sort of life filled with possessions. I’m willing to bet some of my priorities will shift once I get married and have a family, but for now I’m focused on my own goals and preparing for my future. I set specific money goals to hit by phases in my life, ie: having XX saved before I get married or XX saved before i have kids.

  • Like you, my family and their well-being is my biggest motivator. Of course, I did not have children until my late 30’s, so for many years, enjoying financial freedom now and in retirement were primary motivators. Now it still motivates me, because I want to be a good role model and show my kids what “true” financial freedom looks like. Sadly many kids think their parents have financial freedom because they buy whatever they want but don’t realize how beholden they are to their debts.

  • Dave Lalonde says:

    My family is my biggest motivation. I guess it’s safe to say that I have my eyes set on retirement, but with running a family business, I could never imagine skipping a day to leave.

  • Derek at MoneyAhoy says:

    Having to wake up at 5:15am every day for my normal day job keeps me motivated to develop my side hustle businesses 🙂

  • I don’t have a family so I’m motivated but living a rich, full, happy, and healthy life. That encompasses many things. I want to be a good friend, daughter, co-worker, etc. I’m also motivated by living more of a peaceful, less-stresed life.

  • Jason B says:

    There are two main things that motivate me right now. The first one is paying off my debt. The second one is traveling.

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