4 Things I Don’t Mind Splurging On

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Splurging is thought of as against frugality, but I think they go together. Here are 4 things I don't mind spending extra on to enjoy life more.

Saving money is something we all want to do, but if you’re to the point where you’ve given up the things that you value, then saving money becomes more of a tedious chore than a rewarding goal. There’s a fine line between living a cheap (and miserable) life and learning to balance your needs with your wants. Sometimes it’s okay for even the most frugal of us to splurge.

With that in mind, now that I’m a lot more averse to spending money, I try to remind myself that it’s okay to spend money (within reason) on things that I value. Here are four things I don’t mind splurging on.

Hand Made Goods from Local Artisans


Every weekend, we visit our local farmer’s and craft market where we can purchase everything from vegetables, to homemade jam, to bath products and even clothing, all directly from the people who made them. Some of it is expensive, but to me it’s money well spent, money that’s supporting my local community. Small batch artisans are a dying breed now that you can buy everything for 37 cents at your local big box store, so I prefer to use my money to support a local family.

I don’t mind spending $6 for a handmade bar of soap or $12 for a small jar of shea butter when it comes from a local small business. I justify the cost because I buy very few beauty products already, so I don’t mind the splurge for natural, local products. I’ve also been able to develop a relationship with the woman who handcrafts those products for me, a woman who loves working on her craft just like I love writing, and I want to support someone like me. It’s as simple as that.

Organic Produce


In the last few months, I’ve been working on getting my family to eat healthier, and that means including more organic, local produce into our diet and less cheap food that’s bad for our bodies and long-term health. This means that we’ve switched grocery stores to one that offers more organic options and often buy our produce at our local farmer’s market.

It’s more expensive to buy organic, but I think that spending a couple of extra dollars for organic apples is worth the trade-off for our health.

Romantic Weekend Getaways and Date Nights


My husband is important to me and because I want to keep him (most of the time), I strive to continually nurture my marriage. Because we had a baby five years ago, that now means splurging on regular date nights and occasional weekend getaways without our daughter.

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Because I relish our increasingly rare alone time, forgoing these date nights and getaways to save money just isn’t worth it to me.  My marriage is my number one priority and if that means I need to spend money on it for a weekend alone with my honey, then it’s absolutely money well spent.

Splurging is thought of as against frugality, but I think they go together. Here are 4 things I don't mind spending extra on to enjoy life more.

Weekend Trips to visit Family


Unfortunately, I don’t live close to my family, and while they live close enough to reach by car, it still costs money to visit them. Although we do enjoy frugal activities together such as playing games and hiking, we also like to eat out at local restaurants and go to local craft fairs when I’m in town, which costs money. Because I enjoy making frequent visits to see my family, especially now that my father is gone, I make it a priority to always budget in enough money to visit whenever I want.

Frugality is (finally) second nature to me, but it’s important that I spend on areas that are meaningful to me or else saving money becomes tedious and mundane. It’s okay to spend a little money on what makes you happy as long as you’re saving in the areas that aren’t as important to you (like cars, clothing or cell phones.) Whether it’s eating good food, enjoying a relaxing weekend away or supporting a local business, spending money where your values are is important for any budget.


Are there areas you don’t mind splurging on? What areas do you try to save in so that you can splurge elsewhere in your budget?

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Robin McDaniel

Robin is a freelance writer who chronicles her financial missteps and victories on her blog


  • I agree with all of these! I don’t mind spending our “extra” money on experiences that help us spend quality time together.

    • If you use your “extra” money, then it doesn’t feel like you’re missing out on not having that money afterwards. Plus, it’s worth it to get extra quality family time.

  • It’s really about finding that balance. We definitely splurge on experiences (especially vacations). Our most recent vacation was pricey, even with some travel hacking, but was totally worth it. Our kids are teens and one will be going to college in a couple of years, so we value the adventures (and good food) we get to experience with our kids when we travel.

  • I think date nights are super important. If you’re trying to cut back on expenses, it can be stressful. It’s important to connect with your significant other to remember why it’s all worth it in the first place.

    Mr. Picky Pincher and I are trying to be mindful of this as we start a stressful house hunt. Every day that we house hunt, we make sure to make time just for us, with no house talk. But we also budgeted in time and money for small getaways to relax.

    • Date nights are huge for me. Even if we had to cut our budget for that expense where we couldn’t go out to eat, I’d still ask my neighbors or friends to watch our daughter just so we could have some time alone at home to cook and talk… or whatever. 🙂 Seriously important, though!

  • My mom had very little money when I was growing up, but she always bought the best food she could afford.

    As an adult, I feel the same way she did. What’s the point of working hard and earning good money if I won’t even buy good quality, nutritious, and DELICIOUS food to enjoy.

    Of course there are ways to save money and eat great food…but you get my point.

  • We’ve started to spend more on food, especially organic and natural food, than we did in the past. I get eggs that are a lot more expensive than the cheapest option, but it’s worth it in my opinion to feel good about the way the farmers treat their chickens.

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