When my husband and I bought our home last year, one of my first thoughts was, “where are the cheap furniture stores near me?” Moving from an apartment to a house meant we’d need more furniture for our bigger space, and I didn’t want to break the bank.
Even if you watch HGTV religiously, customizing the furnishings in your home is a daunting task when on a budget. Thankfully, there are numerous affordable furniture stores that can help you look stylish without spending too much.
When it comes to getting new furniture for cheap, it’s best to pay in cash and avoid rental stores that charge you fees and interest to finance your furnishings.
If you’re looking for furniture that looks upscale yet doesn’t carry a hefty price tag, our guide has everything you need.
Best Cheap Furniture Stores Near Me to Score a Deal
Discount furniture stores are an excellent option to save money decorating your home or apartment. Don’t fall for the myth that you need to have high-priced designer home goods to communicate a level of success.
You have multiple choices for affordable furniture stores. Some solely operate online, while others are independent, local furniture stores, or major national chains.
If you buy furniture online, don’t overlook using Rakuten as they work with various furniture stores to give you cash back on purchases.
Below are the best cheap furniture stores to outfit your home on a budget.
1. Overstock
Overstock is one of the best online furniture stores to consider. Since its inception in 1999, Overstock has grown significantly as a company, and in 2014 became one of the first major retailers to accept Bitcoin as a form of payment.
Overstock has a partnership with Coinbase, which allows customers to buy with the digital currency. When you first visit their website, you may have a chance to spin a wheel for additional savings.
You can win discounts like 17 percent off a purchase or free shipping. Like Wayfair, Overstock offers the option to order your furniture already assembled, which is convenient.
Overstock sells numerous types of furniture, including:
- Bed and bath
- Kitchen
- Outdoor
- Pet furniture
You can even find clothing at Overstock if you’re on the lookout for a new outfit. Overstock.com currently offers free shipping on any orders over $45, if you live anywhere other than Alaska or Hawaii.
Orders under that, or from Alaska or Hawaii, cost just $4.95. If you buy a product you do not like, Overstock allows you to return it for a refund within 30 days of receiving it.
You can also join their loyalty rewards program, Club O. It offers free shipping on all items, five percent rewards on purchases, and among other benefits. The cost is $19.95 per year, after a 30-day free trial.
2. Wayfair
One of my favorite online furniture stores is Wayfair. Wayfair has a vast inventory of household brands and bargains to choose from. While their prices are already pretty low, they also have sales where you can receive as much as 70 percent off select items.
You’re bound to find items that would be a great addition to your home with brands like:
- AllModern
- Wayfair.com
- Birch Lane
- Perigold
- Joss & Main
Wayfair is best for buying items like loveseats, coffee tables, TV stands, and futons at an affordable price. Another thing I love about Wayfair is that you can have your furniture shipped to you already assembled.
My husband and I ordered some patio furniture from Wayfair over the summer. We’re not a fan of assembling items, so we loved this option even though you do have to pay a little extra for this.
You can return most items within 30 days of purchase for a full refund or store credit. Like Overstock, Wayfair offers free shipping on items. You must spend $49 to receive this perk.
3. Amazon
One of the best online furniture stores you may not have considered is Amazon. The great thing about Amazon is that they partner with tons of suppliers, so you’re bound to find the furniture brands and styles you love and possibly for a better price.
Amazon delivers curbside for bulky items and items that can’t fit through your doorway. Otherwise, they’ll deliver to your porch or inside an entryway. Amazon Home Services will put your furniture together for you for an extra fee.
You pay them per hour, and the payments start at two hours. Cost depends on where you live and the size of the furniture, but it can be pricey. You may not value a service like this, but for some, it saves time and stress.
There is no shipping charge for most furniture pieces on Amazon. If you’re an Amazon Prime member, there’s no delivery fee at all.
4. Cost Plus World Market
Cost Plus World Market has over 260 stores nationwide and is a destination for people looking for affordable furniture stores. You may not think it, but Cost Plus is one of the top bedroom furniture stores.
Along with their kitschy pieces, they also offer a wide array of nightstands, bedding sets, and quilts. In addition to bedroom furniture, you can find new and used pieces in the following areas at Cost Plus World Market:
- Dining room tables
- Entryway pieces
- Office desks and chairs
- Outdoor furniture
- Sofas and sectionals
They also have a sizable selection of mid-century, artisan, and industrial furniture. If you catch the online sales, you can save up to 40 percent on select items, with free shipping on orders over $75.
They have a nice balance of what is available in-store and what is only available for shipping to your home. Material and color are also easy to select to help minimize your search online.
5. Big Lots
Big Lots is a hidden gem when it comes to affordable furniture stores. The store sells furniture, of course, but they also carry the following items:
- Cleaning supplies
- Electronics
- Food
- Holiday items
The additional items aside, offering discount furniture is where Big Lots shines. They carry a wide variety of furniture, including:
- Accent furniture
- Baby and kid furniture
- Bedroom furniture
- Home office furniture
- Living room furniture – including couches and sets
While Big Lots Is one of the best online furniture stores, they also have an extensive national retail network. They have over 1,400 nationwide locations, according to its website, and you can locate a store near you by providing your zip code.
Shopping at Big Lots for furniture can also be a good thing if you’re a Big Rewards member. For every three purchases at Big Lots, you can earn a $5 reward.
Also, every time you spend $200 or more on furniture, you’ll earn $10.
6. HomeGoods
Sure, you’ll find small furniture items at their sister stores like TJ Maxx and Marshalls, but the best place out of that group to shop for furniture is HomeGoods.
HomeGoods has top brands from around the world that are generally between 20 to 60 percent below competitors’ prices for those items.
If you’re looking for online furniture stores, HomeGoods is not an option. HomeGoods only has a retail presence as they value working with customers in-person.
Like other cheap furniture stores, HomeGoods has a 30-day return policy. Even though you buy items at the store, HomeGoods does offer a delivery service for larger items.
There is a charge for this service, but it varies based on the size of the piece.
7. IKEA
Of course, no list of discount furniture stores is complete without IKEA. The retailer has over 400 stores in 50 plus different countries worldwide.
IKEA sells virtually anything you may want to include in your home, from storage pieces to affordable bedroom furniture.
One thing to keep in mind about IKEA is many pieces they sell must be assembled. You can pay anywhere from $5-$49 to get your furniture delivered to your home, thanks to their partnership with TaskRabbit.
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While this is an additional cost, it helps save time and reduces stress for those of us that aren’t technically inclined. They can even hang items on the wall for you at no additional charge.
IKEA’s doors are open seven days a week and only close on Thanksgiving and Christmas.
8. Target
You can find just about anything at Target, especially when it comes to cheap furniture. Their selection might not be as large as other stores on this list, but they still a wide array of furniture, including:
- Baby and children’s furniture
- Beds
- Dressers
- Home office sets
- Sofas and sectionals
The best part of buying furniture at Target is you can look at items before purchase. You can even buy the item online, while at the store, if you choose, and have the item shipped to you.
However, keep in mind there are plenty of clearance items on the Target website that aren’t available in-store.
Shipping is free on items over $35 when you buy items on the Target website. Want to have an item shipped to the store? You have that option as well, and it carries no additional charge.
9. Local Consignment Store
Consignment stores are often the best places to find cheap furniture. If you love to repurpose items, and save money, look for a good consignment shop to save money on furniture.
It’s important to remember that it is difficult to find matching pieces when buying used furniture. However, if you like an eclectic look in your home and don’t mind the variety, this option is for you.
Prices are already relatively cheap, but the best items tend to go fast. You should check stores often and know your budget. If you see something you like, you may not want to risk someone else buying it, so you’ll need to act quickly.
If you’re looking for cheap furniture stores near you, a local consignment store is likely nearby. Do an internet search for local consignment shops to find available choices.
Other Ways to Save Money at Furniture Stores
Shopping at affordable furniture stores is a terrific way to cut costs on decorating your home. Below are several different ways to find great deals on furniture:
Buy floor models. Floor models often have minor defects, and the item may not include a box or directions. It also may be an older line of furniture. If this does not bother you, it’s possible to receive a discount.
Ask the sales representative, and they may offer a discount.
Pick up the items yourself. Delivery is great until there’s a steep cost. If you can pick up the piece of furniture yourself, this is an excellent way to save money.
Skip the financing. Many stores offer financing options to buy furniture, often zero percent APR. What many don’t tell you is if you don’t pay it off within their window, they may charge you interest on the entire amount.
If you manage your credit well and they offer a store credit card, this may work for you. Charge the item to receive the discount, pay it off immediately, and cut up the card.
Buy private. Similar to consignment stores, a terrific option to find great deals on inexpensive furniture is Craigslist. Sites like Craigslist let you stay local and possibly find a piece that will make a great addition to your home.
You may even be able to haggle a lower price!
Bottom Line
Furniture is often quite expensive, but these stores can help you stretch your budget and keep money in your pocket. There are dozens of choices for stores to get furniture for cheap, so it pays to do your research.
Ask local friends where they go to find good deals on furniture. They can steer you away from stores that don’t offer quality items, and towards those that offer value at a good price.
What are your favorite affordable furniture stores? How do you save money when buying furniture? How often do you replace furniture in your home?
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