Tips to Save Money

It's no secret that many people don't save money. According to a Bankrate survey, more than 60 percent of Americans don't have enough money in their savings account to cover a $1,000 unexpected expense. This is not surprising and the reason why people don't make saving a priority is anyone's … [Read more...] about 4 Ways to Boost Your Savings Account Each Day

When do you need to buy life insurance is a common question that many ask. It's also one that most of us put off answering for too long. We think we're invincible or that our money is better spent elsewhere. Unfortunately, we're mortal and spending on life insurance is well worth the … [Read more...] about When Do You Need to Buy Life Insurance?

In his post last month about taking our oldest little Frugal Rule to Disney World, John concluded that their Disney World experience wasn’t worth the cost. Having just completed a special trip of my own with our middle child to Disneyland, I now have the opportunity to present an argument for the … [Read more...] about Is Disneyland Worth the Price of Admission?

If you’ve not heard of the 20 Dollar Sandwich Trick before, it’s basically a way to get a "complimentary" upgrade when staying in a hotel. I know you could just pay for the upgraded room upon booking, but where’s the fun in that? ;-) The idea behind the $20 Sandwich is to get something of value … [Read more...] about The 20 Dollar Sandwich Trick: Score a Better Hotel Room

Grayson wrote a few months ago about how he was ditching his gym membership this year. I used to be right there with him. Mrs. Frugal Rules and I had memberships to multiple health clubs, from 24 Hour Fitness to Gold’s Gym. Tell me if you can relate…we’d sign up, go gung ho for maybe 2.3 weeks … [Read more...] about Get Out of the Gym: Ways to Save Money on Exercise Anyone Can Do

You may be wondering why I’m talking about ways to save money on haircuts and it’s quite simple really. Frugal living is about making value-based spending decisions that help you stretch your budget and saving money on haircuts is one of the easiest ways we save money in our house. Don’t … [Read more...] about 5 Simple Ways To Save Money On Haircuts

Last week, I asked you which products are worth the brand name, and many of you listed clothing items. I tend to agree that sometimes, it's quality over quantity when it comes to my wardrobe. However, there was a time and place where I simply couldn't afford higher end clothes, but I still had to … [Read more...] about How To Fake A Really Expensive Wardrobe

Are you tired of reading about baby stuff from me yet? Don't answer that! ;-) I can't help it. I have babies on the brain! Plus, I have a lot of tips to share when it comes to saving money on baby stuff. Since I've had to buy things for two little bambinos, I've had to be smart about what I … [Read more...] about 3 Tips for Saving Money on Baby Stuff

I wish I could say that the holidays are all joy and cheer for me. The truth is that I, and a number of other parents I've spoken with, feel immense pressure this time of year to come up with great Christmas gift ideas for kids. If I'm not careful, I can let that pressure suck the spirit out of the … [Read more...] about How I Come Up With Great Christmas Gift Ideas for Kids

Who doesn’t like the fun of going out for dinner instead of making it at home? Even in this economy, Americans average $2,500 per person annually on eating out. Eating out can be done frugally; follow these simple steps to eat out and save money while you’re at it. 1. Skip The Drinks Eating … [Read more...] about 7 Frugal Ways To Save Money While Eating Out