Credit Cards

4 Things I Will Always Put on a Credit Card

Posted by Choncé on August 26, 2016 | 16 Comments

Credit cards offer great rewards, but they also offer so much more. Here are 4 purchases I always use a credit card for and the benefits I get on each.

I used to be afraid to use credit cards. This was mainly because I knew quite a few people with credit card debt and I didn’t really understand how…

Why I’ll Never Use a Cash Only Budget

Posted by John Schmoll on April 20, 2016 | 14 Comments

Many like the cash only budget though I hate it. Here's why I think credit cards can be a great tool to your budget and help better manage your money.

While I’m moving this week, please enjoy this contribution from Kara at Frugal to Free.

I’m Kara and I have a personal finance confession: I love credit cards.

In the personal…

How Do Credit Cards Work? It’s More Than Just A Swipe!

Posted by John Schmoll on April 13, 2015 | 40 Comments

If you’ve ever asked yourself “How do credit cards work?” then today’s post is for you…

Recently, I was standing in line at WalMart, waiting for their POS terminal to…

How do Credit Cards Make Money? I Found Out the Hard Way

Posted by John Schmoll on April 7, 2015 | 58 Comments

How do credit cards make money - it's through a number of factors really. Here are the main ways credit card companies make money from your normal activity.

I pulled my new American Express Sky Blue credit card out of my wallet the other day and swiped it through the card reader at Target. I had time…

Are Credit Cards Really That Bad?

Posted by John Schmoll on September 27, 2012 | 22 Comments

Credit cards by themselves are not bad. It's how we use them that is bad. If used wisely, credit cards can be helpful tool to help manage your finances.

Credit cards aren’t bad. I know…I said it. For many, a credit card is considered one of the evils of our society, something that should be avoided at all costs….