Sometimes we find ourselves in a financial pinch and we try to consider every way possible out of our current situation. If you have overwhelming debt, you might think bankruptcy is a good option. In the case of Chapter 7 bankruptcy, this may rid you of your debt for good. However, Chapter 13 … [Read more...] about 8 Best Alternatives to Bankruptcy: Kill Debt for Good!
How to Pay off Debt Fast on a Low Income: 6 Ways to Kill Debt for Good
It's not always easy to know how to pay off debt fast on a low income. At the beginning of my pay off debt journey, I was working a minimum wage job, and the $50,000+ number felt so staggering. I had no idea how to pay off debt quickly on a low income and felt like giving up before I even … [Read more...] about How to Pay off Debt Fast on a Low Income: 6 Ways to Kill Debt for Good
25 Simple Ways to Start Paying off Debt Now
Sometimes when you look for ways to start paying off debt, the journey seems too overwhelming to start. However, the journey of 1,000 miles begins with a single step. By taking one simple step you begin to build confidence to continue, and before you know it you have serious momentum. It's easy … [Read more...] about 25 Simple Ways to Start Paying off Debt Now
How to Pay Off Your Mortgage Faster: 7 Ways to Pay it Off Early
Finding new ways to pay off your mortgage faster is a topic I can discuss endlessly. When I was aggressively paying down my mortgage, I endlessly researched how to do it by reading all of the things about it. Any article that discussed it hooked me. I was obsessed. As far as obsessions go, I'd … [Read more...] about How to Pay Off Your Mortgage Faster: 7 Ways to Pay it Off Early
Tally Review: Pay Off Your Credit Cards Faster
Paying off a high amount of credit card debt seems overwhelming. You have to deal with making payments on time, meeting minimum payments, and more. Becoming debt free is certainly possible, but can be difficult. Finding the right tools to manage debt repayment is essential to reaching that freedom. … [Read more...] about Tally Review: Pay Off Your Credit Cards Faster
How to Get Rid of Debt and Manage Your Credit Score
This is a sponsored post written by me on behalf of TransUnion. The opinions and text are all mine. Many people struggle with their finances. In the past, I was one of them. During college, I was baited by free merchandise and ensnared with promises of easy money from a quick application … [Read more...] about How to Get Rid of Debt and Manage Your Credit Score
Pay Off Student Loans Faster With These 5 Strategic Options
If you’re paying down student loans, you’re not alone. More than 40 million people are juggling an estimated $1.5 trillion in outstanding student loan debt. Among members of the class of 2017 who borrowed to attend college, student loan debt averages nearly $40,000. While it's certainly a … [Read more...] about Pay Off Student Loans Faster With These 5 Strategic Options
3 Key Reasons You Shouldn’t Focus on Monthly Payments
You can finance just about anything these days from a car to a wedding ring to a smartphone. Monthly payments are extremely common when you're buying an expensive item, but they are becoming more commonplace on lower priced items too. Although monthly payments seem easier than paying a lump sum … [Read more...] about 3 Key Reasons You Shouldn’t Focus on Monthly Payments
15 Best Ways to Legally Eliminate Credit Card Debt Quickly
I hate credit card debt. It enslaves you to someone else and keeps you from reaching your goals. Finding ways to legally eliminate credit card debt quickly may feel like a challenge, but it’s certainly possible with some work. Credit card debt is an unfortunate reality. The Federal Reserve … [Read more...] about 15 Best Ways to Legally Eliminate Credit Card Debt Quickly
The 5 Key Habits of Debt-Free People You Should Copy Today
If you're interested in debt-free living, it's important to study the lifestyle of those who currently are living debt-free. What are the characteristics of debt-free people? What does it take to become debt-free in America? Do debt-free families have to go without? Are they able to have any … [Read more...] about The 5 Key Habits of Debt-Free People You Should Copy Today
Why Your Car Payment is Destroying Your Financial Future
How much is your car payment each month? How much of your monthly income, on a percentage basis, goes towards your car payment? Experian reports that the average monthly car payment breached the $500 mark for the first time in 2016. Just let that sink in for a moment. In an age where we face … [Read more...] about Why Your Car Payment is Destroying Your Financial Future
When Boredom Entices You to Spend
I have to be honest everyone. I've had some serious temptations as of late to spend my money. While I've been saving up to pay the tax man, there has been a desire growing inside of me to buy something. Maybe it's because I've been working so hard as of late. Maybe it's because I just want to reward … [Read more...] about When Boredom Entices You to Spend
