Author Archives for Erin M

Erin M. is a personal finance freelance writer passionate about helping others take control over their financial situation. She shares her thoughts on money on her blog Journey to Saving.

8 Questions to Ask Before Paying Off Debt

Posted by Erin M on July 17, 2017 | 10 Comments

Is paying off debt your number one goal? Then ask yourself these 8 questions before beginning your journey to set yourself up for the most success.

It’s typical to have a lot of questions before paying off debt. You may wonder if you can pay off debt fast, or if you can even achieve debt freedom….

Why You Shouldn’t Let Debt Hold You Back

Posted by Erin M on March 31, 2016 | 24 Comments

Have you let debt hold you back? Are you tired of making sacrifices for it? Here's why you should put your happiness first and still kill your debt.

I’m sad to say this is my last post for Frugal Rules. I’ve enjoyed writing for all of you and am thankful John gave me this opportunity, but as…

4 Ideas For Earning Passive Income (and Why You Should)

Posted by Erin M on March 24, 2016 | 24 Comments

Earning passive income is a great way to pursue financial independence. Here are 4 passive income ideas anyone can start with a little work.

Have you ever wished you could earn extra money without having to be at work? Isn’t that one of the best things about paid time off?

Imagine being on an…

4 Ways to Increase How Much You Get Paid

Posted by Erin M on March 17, 2016 | 15 Comments

Want to increase how much you get paid? Here are 4 simple ways to make extra money that anyone can do regardless of career or educational background.

A common problem people experience when trying to get their finances in order is a lack of money.

Okay, you might say, I cut all my expenses and now I’m putting…

When is it Time to Stop Budgeting?

Posted by Erin M on March 10, 2016 | 16 Comments

Budgeting is the first stop for most people getting started managing money. But is it guaranteed to work? Here's how to tell it's time to stop budgeting.

A very common piece of financial advice is to budget. Plain and simple. You need to know where your money is going, you need to know how much you…

4 Times Logic Doesn’t Apply to Money

Posted by Erin M on March 3, 2016 | 11 Comments

Logic is great, but it doesn't always apply to money management. Here are 4 times where it might pay to ignore logic and pursue a different alternative.

In the personal finance world, logic and emotion often battle it out. While some people like to think certain issues are cut and dry, there are a lot of…