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Priceline Rewards Visa Review: A Good Option for Free Travel

Priceline Rewards Visa

The Priceline Rewards Visa card is a card worth considering if you travel or use Priceline much at all. The beauty of the Priceline credit card is that it allows you to use the points you earn to either be redeemed towards free travel or for statement credits back to your statement. Since they tend to hold higher value, I like to go with the free travel option in most cases.

If you haven’t heard of Priceline then I really can’t help you much as their marketing is pretty much everywhere. If you travel frequently and use Priceline then the Priceline Rewards Visa card could be a decent option to look at if you want a kickback for some of the traveling you’re already doing. In cases like this, especially when I’m a heavy user of a given product then I like to find a way to get some value out of my spending and the Priceline Rewards card allows for that.

Before I get on with my Priceline Rewards Visa review I will say that if you are in debt or struggling with your finances then getting a credit card just to earn some free rewards should not be an option you should look at. In my opinion, no free trip is worth continuing to rack up debt or spend needlessly. With that disclaimer out of the way, let’s get on with the review of the Priceline Rewards Visa.

Features of the Priceline Rewards Visa

 

  • After your first purchase on the Priceline Rewards Visa, you earn 5,000 bonus points which is equal to $50 in money which can be redeemed on travel – flights, hotels, car rentals or anything else Priceline offers.
  • After you spend $1,000 in the first 90 days, you automatically qualify for another 5,000 bonus points for a total of 10,000 bonus points after spending $1,000 in the first 90 days on the Priceline Rewards Visa.
  • You can earn 5X points on any Priceline purchase and 1X points on all other purchases with the Priceline Visa card.
  • There is no limit on the number of points you can earn on the Priceline credit card.
  • Don’t want the travel? You can redeem the points on your Priceline Rewards Visa for statement credits.
  • There is an introductory APR of 0% for the first 12 months you hold the Priceline Rewards Visa card and a variable APR between 14.99% and 21.99%.
  • The 0% introductory APR also applies to any balance transfers for the first 12 months.
  • The best part of the Priceline credit card is there is no annual fee!

After looking at the features, there are some decent benefits to having this credit card. I will be honest though, that they are not as good as the rewards offered through another Barclay product – the Barclaycard Arrival. To be fair though, the Arrival World Mastercard has outstanding rewards that can be tough to beat as well as an annual fee after the first year.

Related: If you’re looking for another rewards card, then check out my Barclaycard Arrival World MasterCard review. You qualify for $440+ in travel rewards after spending $3,000 in the first 90 days after account opening.

That said, if you do travel and use Priceline quite a bit then the Priceline Rewards Visa credit card could be a great option to look at. After all, if you do use Priceline quite a bit then it only makes sense to earn some rewards in return for giving them your business.

Drawbacks of the Priceline Credit Card

 

  • The main drawback I see with the Priceline Rewards card is that it’s a little light on the rewards. Yes, you get $100 in reward miles after spending $1,000 in the first 90 days – though I wish it were a little more. I guess the benefit comes in if you use Priceline quite a bit or travel a lot; in that case it would really make sense. That said, you do get 10% back from your initial spending of $1,000 which isn’t too bad in my opinion.

My Take on the priceline credit card

 

So, after taking a look at my Priceline Rewards Visa Review, what’s my take? I think for the right individual this is going to be a great card. It doesn’t have the huge sign on bonus that the Arrival World Mastercard does, but it does offer nice rewards back if you use Priceline much. What I like about the Priceline credit card is the flexibility in rewards it offers. If you travel a lot, then it can be a great way to get some benefit of using the card. However, if you’d rather take some cash back at any one point you can certainly do that. The choice is up to you.

If you think about it, getting 10,000 in bonus points for only spending $1,000 in 90 days is really not much of an issue – especially if you use your cards a lot or have a big family. Simply shifting some spending on things like buying groceries or getting gas on the card should easily help you rack up the rewards points.

Churning credit cards to earn rewards is really something we’ve taken to recently and love getting some love back for what we’d be doing already. Like I said earlier though, if you have considerable debt or struggle with credit cards then churning credit cards should be the last thing on your list to look at.

What’s your new favorite rewards card? When was the last free trip you got from rewards?

Photo courtesy of: Glenn Dettwiler

 

 

*Revised from original post of November 1, 2013
Summary
Reviewer
John Schmoll
Review Date
Reviewed Item
Priceline Rewards Visa card
Author Rating
4
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I'm the founder of Frugal Rules, a Dad, husband and veteran of the financial services industry. I'm passionate about helping people learn from my mistakes so that they can enjoy the freedom that comes from living frugally. I'm also a freelance writer, and would love to help out if you have the need. If you're wanting to grow your blog, check out my blog coaching services to see how I can help you take your site to the next level.

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20 Comments

  • I’m not a huge fan of cards that have “points,” mainly because my second credit card had a really crappy points reward program where I realized after using it for a year or two that I only had a quarter or half of a one way flight…but when you break out how much you receive in dollar terms it makes it a little more attractive. As you know, my favorite rewards card is the Discover it card!
    DC @ Young Adult Money recently posted…The Weekly Quick Hits RoundupMy Profile

    • John says:

      Yea, points cards can be a little tricky, especially if they’re not clear on what they represent or aren’t easy to redeem. With this card, you just redeem it as a statement credit which is fine. The Discover it card isn’t half bad, it just needs a signing bonus. :)

  • I have a card that I took blindly when I was 20 and it has no rewards, just benefits like other regular cards. Right now as I am paying back debt , I am not really focused on the cards. I would just say may be one day I will upgrade the current one since I am wiser now..
    Demaish @ Borrowed Cents recently posted…My job hunting woesMy Profile

  • Great review, John. With our BFFs moving out of state soon, we are definitely looking over the benefits of a travel rewards card.
    Laurie @thefrugalfarmer recently posted…Garden 2013 Review and 2014 PlansMy Profile

  • Romona (@monasez) says:

    This card definitely sounds like a great option, except I’m not crazy about the Apr after the 12months but I guess if your good at paying your balance every month, it really won’t matter. I personally don’t use priceline to plan trips but for someone who does, this is great.
    Romona (@monasez) recently posted…Wholesaling Real Estate: Here’s What You DoMy Profile

  • Interesting! How has your experience been with card churning and the effect on your credit score and all that fun stuff? Do you cancel the cards after you no longer need them or do you keep the lines open?
    Ben @ The Wealth Gospel recently posted…October Net Worth Update: Up 2.1%My Profile

    • I have been churning cards ever since we paid off all of our consumer debt a year ago. I opened 6 cards this year, and my credit score is 770. If you have a large amount of open credit, I would close and account when finished with your churn if there is an annual fee. If not, I’d leave it open. You can also call to have credit lines shifted. For example, I have several Chase cards. If you call Chase and tell them you are cancelling a card, but would like the credit limit or the cancelled card shifted to a different card, they will do that. That way, you still have the same amount of credit available, something that does affect your credit score. Honestly, though, if you pay everything off each month, it doesn’t really do much one way or another.
      Kim@Eyesonthedollar recently posted…A Wake Up Call and My Plan for Early RetirementMy Profile

      • John says:

        That’s a good point about the Chase cards Kim. I would suggest the same thing in terms of the annual fee cards. We’ve churned four this year (I believe) and both of us have scores in the 770-790 range, so it hasn’t done much of anything to us.

  • I think the Arrival World card is one of the best with regards to Travel rewards. I am still a huge fan of my Amex cash back card. It is the only one that I use at the moment.
    Grayson @ Debt Roundup recently posted…Do Companies Think I Am Stupid?My Profile

  • I’ve churned a few cards for sure, and so I’m a bit picky. I won’t sign up for one unless the value of the bonus is around $500 or greater, although since the World Arrival Card has no fee for the first year and can be used for anything travel related, I think we’ll do that one at some point.My most recent one was the Southwest Rapid Rewards Visa. It does have an annual fee of $69 but we should be able to get at least two round trip flights after spending $2K within three months, so worth the $69 to us. Perhaps the hardest part about churning is having to call and switch all the bills to a different card whenever we finish a minimum spend, but a few phone calls for a free vacation is worth every penny. We just booked our trip to Hawaii next summer. For three of us, to get airfare and 7 nights in really nice hotels cost just over $400 if you count the fees for the cards we used. This would easily have been a $6K trip otherwise. If you are patient enough and can pay off the bill every month, there is no reason not to get free stuff!
    Kim@Eyesonthedollar recently posted…A Wake Up Call and My Plan for Early RetirementMy Profile

    • John says:

      That’s awesome on the trip Kim! I would highly recommend the Arrival card as it has great rewards and only needs $1000 to be spent in the first 90 days. We did the Southwest card as well.

  • I’d say the one bonus is no annual fee. I love some of the rewards on other cards but don’t like the annual fee. But I guess it’s a tradeoff. I just use the Barclaycard and the bonus points were great. I’ll probably stick to that and my southwest cards for miles.
    Budget and the Beach recently posted…November GoalsMy Profile

  • Debt BLAG says:

    The Priceline Visa used to be one of the best cash back cards out there. It’s really a shame that they changed the terms.
    Debt BLAG recently posted…November 2013 net worth update: The end comes into viewMy Profile

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