Priceline Rewards Visa Review: A Good Option for Free Travel
The Priceline Rewards Visa card is a card worth considering if you travel or use Priceline much at all. The beauty of the Priceline credit card is that it allows you to use the points you earn to either be redeemed towards free travel or for statement credits back to your statement. Since they tend to hold higher value, I like to go with the free travel option in most cases.
If you haven’t heard of Priceline then I really can’t help you much as their marketing is pretty much everywhere. If you travel frequently and use Priceline then the Priceline Rewards Visa card could be a decent option to look at if you want a kickback for some of the traveling you’re already doing. In cases like this, especially when I’m a heavy user of a given product then I like to find a way to get some value out of my spending and the Priceline Rewards card allows for that.
Before I get on with my Priceline Rewards Visa review I will say that if you are in debt or struggling with your finances then getting a credit card just to earn some free rewards should not be an option you should look at. In my opinion, no free trip is worth continuing to rack up debt or spend needlessly. With that disclaimer out of the way, let’s get on with the review of the Priceline Rewards Visa.
Features of the Priceline Rewards Visa
- After your first purchase on the Priceline Rewards Visa, you earn 5,000 bonus points which is equal to $50 in money which can be redeemed on travel – flights, hotels, car rentals or anything else Priceline offers.
- After you spend $1,000 in the first 90 days, you automatically qualify for another 5,000 bonus points for a total of 10,000 bonus points after spending $1,000 in the first 90 days on the Priceline Rewards Visa.
- You can earn 5X points on any Priceline purchase and 1X points on all other purchases with the Priceline Visa card.
- There is no limit on the number of points you can earn on the Priceline credit card.
- Don’t want the travel? You can redeem the points on your Priceline Rewards Visa for statement credits.
- There is an introductory APR of 0% for the first 12 months you hold the Priceline Rewards Visa card and a variable APR between 14.99% and 21.99%.
- The 0% introductory APR also applies to any balance transfers for the first 12 months.
- The best part of the Priceline credit card is there is no annual fee!
After looking at the features, there are some decent benefits to having this credit card. I will be honest though, that they are not as good as the rewards offered through another Barclay product – the Barclaycard Arrival. To be fair though, the Arrival World Mastercard has outstanding rewards that can be tough to beat as well as an annual fee after the first year.
Related: If you’re looking for another rewards card, then check out my Barclaycard Arrival World MasterCard review. You qualify for $440+ in travel rewards after spending $3,000 in the first 90 days after account opening.
That said, if you do travel and use Priceline quite a bit then the Priceline Rewards Visa credit card could be a great option to look at. After all, if you do use Priceline quite a bit then it only makes sense to earn some rewards in return for giving them your business.
Drawbacks of the Priceline Credit Card
- The main drawback I see with the Priceline Rewards card is that it’s a little light on the rewards. Yes, you get $100 in reward miles after spending $1,000 in the first 90 days – though I wish it were a little more. I guess the benefit comes in if you use Priceline quite a bit or travel a lot; in that case it would really make sense. That said, you do get 10% back from your initial spending of $1,000 which isn’t too bad in my opinion.
My Take on the priceline credit card
So, after taking a look at my Priceline Rewards Visa Review, what’s my take? I think for the right individual this is going to be a great card. It doesn’t have the huge sign on bonus that the Arrival World Mastercard does, but it does offer nice rewards back if you use Priceline much. What I like about the Priceline credit card is the flexibility in rewards it offers. If you travel a lot, then it can be a great way to get some benefit of using the card. However, if you’d rather take some cash back at any one point you can certainly do that. The choice is up to you.
If you think about it, getting 10,000 in bonus points for only spending $1,000 in 90 days is really not much of an issue – especially if you use your cards a lot or have a big family. Simply shifting some spending on things like buying groceries or getting gas on the card should easily help you rack up the rewards points.
Churning credit cards to earn rewards is really something we’ve taken to recently and love getting some love back for what we’d be doing already. Like I said earlier though, if you have considerable debt or struggle with credit cards then churning credit cards should be the last thing on your list to look at.
What’s your new favorite rewards card? When was the last free trip you got from rewards?
Photo courtesy of: Glenn Dettwiler
Latest posts by John Schmoll (see all)
- Why My Wife and I Aren’t Exchanging Christmas Gifts This Year - December 15, 2014
- Betterment Review: Get Up To 6 Months Commission Free! - December 15, 2014
- Start Killing Your Debt With These Simple Tips - December 12, 2014