$999.99 Giveaway: iPad or no iPad? Welcome to my Money Problem!


Welcome to the first giveaway of the day! Come back later today for the second giveaway. Ok, I know, the title of this post is just a bit silly as I don’t know if the decision to buy an iPad is truly a money problem or not. Often times when we think of a money problem it’s usually associated with something like not being able to pay a certain bill, getting out of debt or not being able to stay on budget. I’ve discussed most of those issues in previous posts, but that is not really the purpose of this post. The question we’re dealing with today is more of a he said/she said between Mrs. Frugal Rules and I. Thankfully we’re on the same page 99.99% of the time when it comes to finances and for that I am grateful, but the issue today is one of those things we don’t see eye to eye on. The issue that I’ll discuss today is my wife’s desire for us to buy a new iPad for the family. I’ll break it down in a He Said/She Said format.


Update to this post: She won! Well, to be fair, it was my gift to Mrs. Frugal Rules for Valentine’s Day.

He Said

iPads are freaking expensive! They cost in the neighborhood of $500, if not more. I know that we have that amount of money set aside in an envelope that can be used, but does that mean we should really spend it? Just because we can spend it and not “feel” a thing to our financial well-being, does not mean we should spend it. We did, after all, just buy a new iPhone 5 a month ago and we do have a MacBook Pro for the business so isn’t an iPad just a bit of iOverkill? It makes me wonder how many gadgets we really need. You can do many of the same things you want to do on an iPad between your phone and the MacBook. Wouldn’t it be much more fun to use those funds towards something more enjoyable like towards our summer vacation?

She Said

We’ve had this money sitting in a cash envelope for a couple of years now. We thought it might be needed in the event of an emergency, but the fact is that we have saved enough in our Emergency Fund and could use it for something a little fun. We rarely just go out and spend money on something as trivial as this anymore and let’s face it, we’ll not pull out future monies in order to buy something like this. I really think this is more like “found” money and should use it on something fun. The fact is that we can use this for client meetings when we don’t want to lug the computer and it’s easier to type on than my smartphone. Finally, as it would be used for business purposes our tax guy has informed us that its purchase can be written off.

I fear (ok that’s putting it strongly) that I may be in a losing battle here. The fact that it can be tax deductible for us is a major arrow in my wife’s quiver. I look at it as $500 that we can use on things that would be more of an experience or savings and Mrs. Frugal Rules would like to use it to buy something. Neither is inherently wrong or good, but are opposing views. All this said, my decision would be made much easier if say I were to win a giveaway! Unfortunately I can’t win today’s giveaway, but you can. This giveaway runs through the end of February and is for $999.99 in cold hard cash. I know the amount may seem odd, but let’s face it, it’s a nice little sum of cash to win.  Just fill out the Rafflecopter instructions below to enroll for the prize. a Rafflecopter giveaway

What are your thoughts? Am I fighting a losing battle? If it were you, would you spend the money on a new iPad, something else fun or save it?


Photo courtesy of: Billy Alexander

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I'm the founder of Frugal Rules, a Dad, husband and veteran of the financial services industry. I'm passionate about helping people learn from my mistakes so that they can enjoy the freedom that comes from living frugally. I'm also a freelance writer, and would love to help out if you have the need. If you're wanting to learn how to monetize your blog, check out my blog coaching services to see how I can help you take your site to the next level.


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