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Giveaway: How to Get Fast Cash at the End of the Month

Fast Cash

I hope you’ve never been in a situation where you’ve needed fast cash at the end of the month. If you have not, then great. But, if you have, then you know the problem that needing fast cash can cause. You might start to become desperate, looking at any way you can make cash in a hurry. Unfortunately, I can say that I have been there. Personally, when I was going through those dark days in which I had major credit card debt I remember times when I did not know where the money I needed was going to come from and did things like sell my plasma in order to make ends meet. Thankfully, those days are well behind me, but they do provide an important insight in what you can do when you need fast cash. If you’re in that situation today, then a $100 cash giveaway (either in PayPal cash or Amazon gift cards) is a great way to get you started to help cover that need.

Living On a Budget Can Solve a Fast Cash Issue

I would be remiss not to mention the importance of a budget. When I was mired in debt and needing cash fast, living on a budget was a foreign concept to me. Looking back, I am so thankful that someone let me in on the power of living on a budget. If making a budget sounds painful to you, it really is not as difficult as it sounds. The simplest way to start a budget is by writing down what you owe this month and what money you have coming in. I’ll refrain from spiraling further down into my love of budgeting nerdery here by referring to some of my previous posts on the topic. The overall point I do want to make is that if needing fast cash is a regular problem for you at month end, then starting to live by a budget is a smart way improve your long-term financial future.

Where Can I Get Money at the End of the Month?

If you’re needing fast cash at the end of the month, there are various methods by which you can solve this problem. For the purpose of this post, I’ll be covering only legal means to get fast cash. Certainly not meant to be an exhaustive list, following are some ways to get fast cash at the end of the month:

  • Sell plasma
  • Sell something on Craigslist
  • Do Odd Jobs
  • Cash in credit card rewards
  • Freelance Work

Like I said, the list was not meant to be exhaustive, but simply meant to get you thinking about what possibilities are out there if you need fast cash.

Is Fast Cash From a Payday Loan Company a Good Idea?

Ok, so I am sure you might’ve been wondering if I’d touch this or not. Let me say this – unless you need money today in order to put food on the table or keep the lights on, then I generally would not encourage a payday loan if you need fast cash. They can charge usurious rates and often can get you into a vicious circle of paying them off with further loans. If you find yourself in this cycle, then I highly encourage you to look at what needs to be cut and how you can start living within your means. I think, in general, that will help you in the long run many times. As an aside, I want to be clear about the sponsor of this giveaway, ActiveHours. They’re pitching their company as a competitor to payday loan companies. They do not charge interest or fees and are free to join. Their business model is shaped around individuals who use their service giving voluntary donations. Now, I am for anyone who wants to compete against payday loan companies. However, I do have some serious questions about the sustainability of their model and how they’ll be able to stay competitive. That said, I do think they could merit a look if you need fast cash. Ultimately, if you find yourself needing money in a hurry, then I would encourage you to find ways to refine your fiscal discipline for the long haul. In the spirit of transparency, this post expresses my honest opinion of this company and the services it offers. I was not compensated for this post.

a Rafflecopter giveaway
 

Have you ever found yourself needing fast cash? What things have you done to meet the need? Good luck with the giveaway!

 

Photo courtesy of: Foxumon

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I'm the founder of Frugal Rules, a Dad, husband and veteran of the financial services industry. I'm passionate about helping people learn from my mistakes so that they can enjoy the freedom that comes from living frugally. I'm also a freelance writer, and would love to help out if you have the need. If you're wanting to learn how to monetize your blog, check out my blog coaching services to see how I can help you take your site to the next level.

19 Comments

  • Savvy Scot says:

    Sell Plasma! At first I thought your meant your TV and thought that was a bit extreme :P

    • John says:

      Nope. Although, I did sell my TV though when I needed the cash years ago.

      • Catherine says:

        How much do you get for selling plasma out of curiosity? Blood/plasma is 100% donation only in Canada…no money involved.

        • John says:

          Selling plasma is actually different than giving blood. They take the blood out and strip something out of it and put the blood back in (at least that’s what my non medically trained mind remembers). They would give $15-25 a trip and you could only go twice a week. I think I made a couple of hundred dollars on it over the course of a few months. If I needed to do it to feed my wife & kids I would do it again, but other than that never again.

  • Jan says:

    Try to sell any electronics or something on eBay

  • John says:

    Sell Plasma!? Love it! haha

  • Pauline says:

    The bank of mom is my fast cash option! Without it, I would probably sell everything but clothes and groceries.

  • Lena @ WhatMommyDoes says:

    Nice article! I approached the topic from a similar angle, except mine was about raising cash for an emergency fund so you never have to get to the point of truly not having a buffer in case of emergency.

    An odd job of any kind would be my go-to way to earn quick cash.

    • John says:

      Thanks! That’s a great way to approach it as well, I just figured there’d probably be those that took that angle as well. Odd jobs can be a great way to get cash in a pinch. Thanks for stopping by Lena!

  • Great giveaway! I think anyone can earn money doing odd jobs by going to sites like Amazon’s MTurk. It may not earn much, but at least it’s something!

  • Matt says:

    Re: activehours, that certainly is an odd business plan and I really hope it works out, although with my views on payday loans, (it’s better to starve), I’d be tempted to make a donation to them anyway for the sake of keeping others away from payday sharks, *cough* sorry, “loan” companies.

    • John says:

      It is Matt, but it’s one that I am hopeful will find success. Anything that can compete against payday loans is worth a look in my books any day.

  • Payday loans are never never the answer……fell into that trap once and it was horrible. I’d rather call up whomever I may owe bills to and workout some sort of arrangement. Utility companies are usually pretty open to doing so….

    • John says:

      I tend to agree, but I would recommend them as an absolute last resort if you’ve exhausted all other options and need a way to put food on the table or to keep the lights on. Utility companies usually will be accommodating, but you can never count on that. When all is said and done the issue that needs to be determined is the underlying problem of why you have no money. Once you can determine that you can start to make some headway.

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