Can Frugality Make You Enjoy Spending Money?

Frugality isn't about finding the lowest priced product or service. It's about spending your money wisely without sacrificing what's truly important to you.

All good things must come to an end, right? I’m sure you’re looking at the title of this post and wondering what in the world I’m talking about. Well folks, this is going to be my last staff post here on Frugal Rules. Yes, I’m moving on from freelancing writing, as my passion for writing has evolved into a passion for work of a more technical nature.

I’ve been writing on this site for some time and it has been a blast. It truly has. I know I leave with the site in the capable hands of the other awesome writers, probably much better than me. I will be focusing on my business and helping other bloggers when technical issues arise. That’s what I enjoy the most. Either way, I want to thank John for the opportunity and for showing me how cool frugality can be.

My View on Frugality Has Changed


When I heard the word “frugal,” the first thought that came to mind was “cheap.” I thought being frugal and being cheap were the same thing. It didn’t take long for me to realize that I had no idea what being frugal was really all about. Luckily for me, sites like this one helped me understand that there is a difference between frugality and cheapness and that it is possible to be frugal without being cheap.

When someone told me they were frugal, I thought that meant they bought the cheapest products on the market in every category and made a regular habit of dumpster diving. I looked down on them and thought I was better. It was ridiculous on my part, but that was my perception of frugality. I thought being frugal was not cool. Boy was I wrong!

Frugality is Awesome!


I have to confess that I’m not a frugal guy by nature. Being frugal is something I’ve had to learn. But by reading sites like this and others that show what frugality looks like lived out, I’ve become a frugal man. Today, my family has to sometimes stop me from being too frugal.

I’ve learned that to be frugal means to using your decision making ability to get the best deals and value for your money. When I say value, I mean what we feel the product or service should cost. I used to be focused just on price, but now I look at the intersection between cost, service, and quality. That’s the value I look for when I make a purchase. I want my money to go further and frugality has helped me do that.

Being Frugal is Helping Me Enjoy My Money


Who would have thought that taking on a frugal mindset would help me enjoy my money? I now understand how hard it is to keep my money, so when I do spend it, I typically only buy things that provide me enjoyment. Well, beyond my regular bills anyway!

To me, frugal living means finding that line where I’m willing to spend money for experiences and not worry about the bottom line. When I want to spend money, I now look for the best deals, while still getting the value I want to achieve. If I were cheap, I would go with the bottom price each and every time. I think that would affect many things beyond just my mindset.

Frugality isn't about finding the lowest priced product or service. It's about spending your money wisely without sacrificing what's truly important to you.

We all have our limits on how frugal we will be, but the important thing is that we at least try to be frugal. Make sure you understand the value you are looking to achieve when spending your money. Frugality isn’t about finding the lowest priced product or service. It’s about spending your money wisely without sacrificing what’s truly important to you.

I could have never imagined how this one simple word would have changed my life financially. Going from a mindset of “frugal people are crazy” to “hell  yeah, I’m frugal” is something I never would have imagined happening to me. I credit this transformation to those who teach us about frugality on sites like this and are willing to share their ideals with others, regardless of how they are perceived for holding those ideals.

If you want to live a comfortable life and not worry about money on a daily basis, then embrace frugality. Integrate it into your everyday life and enjoy the fruits of your labor! I know I have and my financial life has never been better.


How has living frugally helped you enjoy spending your money a little more? How do you find value in the products and services you buy? How important is cost to you when you’re making a purchase?

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Grayson is the owner of Debt Roundup and Empowered Shopper. He also co-owns Sprout Wealth and Eyes on the Dollar. After going to battle and winning against consumer debt, he decided it was time to learn how to use credit wisely and grow his wealth. He discusses all things personal finance and is not afraid of being controversial. He also is a freelance writer and blog manager.

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  • Good luck to you in expanding your business–that’s awesome! I’m (obviously) a huge proponent of frugality and I agree that it makes me enjoy my money and not worry about it. I think frugality is liberating–it lets me pursue what I want out of life and enables me to focus on what’s most important to me. And, I definitely don’t always buy the cheapest option. I’d much rather spend a bit more on something that’ll last for years.

  • Kalie says:

    Being frugal is like getting the best deal on everything (which doesn’t mean the cheapest). From your utility bills to groceries to less routine purchases, frugality means optimizing your money’s value by reducing waste. I think this is why so many PF bloggers and blog-readers are engineers. Not only does it enrich life to decide what’s really worth it and forget the rest, it’s also a fun problem-solving endeavor.

  • Great point about frugaility not being the lowest price, but spending money wisely. I’ve seen a lot of people just buy stuff because it is on sale, thinking they are being smart with their money. If they don’t have a need for it and never use it, how is that saving money?

  • Frugality is all about maximizing value- now that’s something to be happy about. Best of luck Grayson.

  • Money Beagle says:

    When you’re frugal, it makes the spending opportunities that much more enjoyable. We do most of our family vacations via camping trips, so now that we’re planning a trip down to Disney World later this year, it should be a lot more meaningful because of the rarity. There are people that go every year and I just have to believe that although they enjoy it, the trips become a little less special with that much repetitiveness.

  • Being frugal does make spending money more satisfying. I personally take a lot of time to research big purchases. Even smaller purchases like jeans or shoes are researched. Looking for the best quality, style and price. Something that will last a long time and will have longer term appeal. That usually means a higher cost so once I do finally save and make the purchase it’s all that more rewarding 🙂

  • Since embracing a frugal lifestyle, I have learned to dislike spending, but when I do, I make sure that it is at least meaningful so that when I do spend money, I actually really enjoy what I spend it on because I have put thought and care into making the spending decision rather than just haphazardly spending money.

  • Why pay more, when you can Payless – Paylee Shoe store slogan. I agree 100% that price matters. I try to negotiate any major purchase or recurring bill. I’d rather use that money to fund my investments and build my net worth!

  • I think it would be odd if frugality DIDN’T make you enjoy spending more. Typically when something requires discipline it makes the reward greater. Similar to how it would be more rewarding to build a business from nothing and sell it for $200M versus winning the lottery.

  • I’m going to be honest – I’m not a huge fan of the word frugal because so many confuse it with being cheap. I prefer mindful, because that’s how I view frugal. I am mindful or intentional with how I use my money. I don’t live beyond my means and happily spend my money on what matters most. And I absolutely believe when you know what those things are, you do feel greater joy when you use your money.

  • I grew up learning to be frugal, so for me it’s been a process of learning that it’s okay to spend money sometimes.

    We’ve had big expenses bowling us over for years now, so we don’t have financial security per se. But we are at a point where I don’t have a nervous breakdown when a $300 expense comes up. And I’m even able to declench enough to spend for an anniversary weekend.

    And yes, when I do, I enjoy it immensely.

  • Sad to hear you are leaving Grayson, but I wish you luck with your more technical pursuits. 🙂 I used the word “frugal” with my friends the other day and one of them seriously thought it was made up gibberish rather than a real word. What?! I couldn’t believe it and then I proceeded to tell him what it means, which is not the same as cheap, haha!

  • I’ll confess to not being the most frugal person. I’m not always looking for the best deals. But I do think I spend money wisely enough that it doesn’t harm us. Best of luck Grayson on expanding your business…You’ll do great!

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