Are You a Financial Grinch?
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Ah, chestnuts roasting on an open fire. The closeness and warmth of friends and family. The thoughts of things to be thankful for; exchanging of gifts to show our appreciation for the ones we love. ‘Tis the season, the season for materialism all around.
I’ll admit, I can be a bit of a Grinch this time of year. I do feel a bit more of the Christmas spirit this year since it my babies’ first one, but the same annoyances are still cropping up.
It’s the long lines, the incessant need for everyone to take photos of their kids’ gifts, and the over the top decorations that really get to me. Christmas just seems to be one big parenting competition just like anything else, and social media makes it all so much worse. No one seems to remember the reason for the season, which makes me grumpy and Grinch-like from time to time.
Yes, I’m a Grinch
Like I said, I can be a Grinch. But I’m not just any Grinch. I’m a special breed of Grinch, a financial Grinch. If you like personal finance and tend to be a bit enthusiastic about saving money, you might be one too. How can you know for sure? Read this list and see if you exhibit some of the following qualities. If so, you might just be a financial Grinch like me.
The Qualities of a Financial Grinch
1. You do not want to buy an ugly sweater for the ugly sweater party, even if you get it at a thrift store.
2. You refuse to go to parties that are BYOB.
3. You’d never use your airline mile points on holiday travel to see your family. Those are for your bucket list, obviously.
4. You scoff at the idea of buying your dog or cat a gift. Every day of their lives is a gift after all.
5. You’d never drive around wasting gas just to see some Christmas lights. They twinkle just the same year after year.
6. Isn’t birthday party wrapping paper good enough? Does it really have to be holiday themed?
7. You re-gift everything you have. Someone definitely wants that pasta you’re not using (as long as you make it Pinterest-y by putting it in a mason jar.)
8. You set rules for how long the Christmas tree can stay on just to save money on electricity.
9. You refuse to buy ornament hangers. Dental floss should do just fine.
10. You ignore all of the bell ringers and pretend you don’t have those nickels in your pocket.
11. You agree to work overtime on Christmas Eve to get your bonus pay and avoid the Christmas carolers.
12. You pretend Santa lost your kid’s Christmas list.
Frugal Vs. Cheap Grinches
I’ll be honest; there might be a thing or two I’ve actually done on this list (psh like I’d actually tell you which ones!) Still, my husband usually snaps me out of it and reminds me that there’s a difference between being frugal and being cheap during the holiday season.
For example, it’s wise to shop the best sales and try to avoid paying full price on toys, but ignoring your kid’s Christmas list altogether might be a bit extreme.
Overall, I think I’ll be much less of a Grinch than I was last year and as for all those financial Grinch tendencies, well, maybe I can sneak just one in.
Are you a financial Grinch? Which of the items on this list are you willing to admit that you’ve done? What did I leave off the list?